--- title: 'Senior/Staff Data Scientist at FloatMe' canonical: 'https://feeny.ai/job/senior-staff-data-scientist-floatme-austin-ewqj7fwy2brc' type: 'job' last_seen: '2026-09-05' --- # Senior/Staff Data Scientist at FloatMe - **Company:** FloatMe - **Location:** Austin, TX - **Employment:** full-time - **Posted:** 2026-07-30 - **Last confirmed live:** 2026-09-05 - **Apply:** https://jobs.ashbyhq.com/floatme/0b20a183-134d-41e6-9906-e57f7896cb37 ## Job description FloatMe is hiring a Senior/Staff Data Scientist to turn product, customer, and risk data into the insights and decision frameworks that shape how we grow. You'll own end-to-end execution — analysis, experimentation, forecasting, visualization — and partner closely with our ML Engineers to evaluate model performance and connect risk decisions directly to business impact. If you love turning ambiguous, high-stakes questions into sharp, decision-ready answers and want to set the technical bar for a fast-moving fintech team, this is the seat for you. ## What You’ll Do - You will turn complex product, customer, and risk data into clear insights, decision frameworks, and durable measurement systems for product, risk, and business partners - Own end-to-end execution across analysis, metrics definition, experimentation, forecasting, visualization, and decision support - Define and maintain measurement frameworks for FloatMe products, including customer eligibility, repayment behavior, product usage, loss performance, funnel health, subscription, and long-term customer outcomes - Partner with Machine Learning Engineers (MLEs) to evaluate model and policy performance, monitor cohorts, identify bias or drift, and connect risk decisions to product and business impact - Design and analyze experiments, rollouts, and policy changes that shape customer access, repayment outcomes, and product growth - Approach ambiguous product and risk questions from first principles, using statistical judgment to define the right cohorts, metrics, and decision criteria - Communicate insights clearly to technical, product, and business stakeholders, including risk partners and senior decision-makers - Lead technical direction and standards - making and building consensus on key technical decisions, and creating reusable frameworks, measurement templates, and scalable tooling that remove complexity for others - Drive localized cross-team impact by partnering with senior stakeholders in product, engineering, and risk to align Data Science work with broader strategy ## Who You Are - 4+ years applying AI, machine learning, or statistical modeling in decisioning contexts such as credit, risk, fraud, recommendations, or similar domains. - A Master degree in a quantitative field (e.g., Mathematics, Statistics, Physics, Computer Science, Operation Research). A PhD degree is welcomed. - Advanced proficiency with SQL, Python and experience building clear, decision-oriented data visualizations - Strong product, analytical, and statistical judgment, including the ability to turn ambiguous product, customer, or risk questions into sound analyses, communicate tradeoffs clearly, and support decisions - Experience using AI tools to improve the speed, quality, and durability of analytical work Bonus Points - Fintech background - Consumer finance experience (non-large bank environment) - Advanced modeling techniques - Background in small to medium sized companies FloatMe is proud to be an equal opportunity employer. FloatMe provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws, and prohibits discrimination and harassment of any type. ## About FloatMe ## Company Overview - **One-liner**: FloatMe is a financial technology company providing a mobile app that offers interest-free cash advances, spending insights, and budget management tools to help users avoid overdraft fees and achieve financial stability. - **Entity Type**: Private (Series A) - **Headquarters**: San Antonio, Texas, United States - **Founded**: 2017 (some sources cite 2018) - **Founders**: Joshua Sanchez (Co-Founder, CEO), Ryan C. (Co-Founder), Caleb Scott (Co-Founder) ## Core Business - **Primary industry/industries**: Financial Services, Fintech, Personal Finance - **Target customers**: B2C; individual consumers in the U.S. seeking short-term cash management alternatives to payday loans or traditional overdraft protection - **Mission or purpose statement**: To help everyday Americans work towards financial prosperity by being a "Best Financial Friend" that provides fast, interest-free cash advances and tools to manage and save money. ## Products & Services - **[FloatMe App (Cash Advances)]**: The core product. Allows eligible members to request interest-free cash advances of up to $50 initially (and up to $100 for existing eligible members) between paydays. Instant transfer fees range from $1-$7. No credit checks are performed. No interest is charged. - **[Balance Alerts & Forecasting]**: Personalized alerts when a user's balance is running low, combined with financial forecasting features to help users plan for upcoming expenses and avoid overdraft fees. - **[Spending Insights]**: Tracks user spending habits and provides simple, actionable insights to help users plan ahead and manage their budget. - **[Marketplace Deals]**: Exclusive offers and discounts on everyday essentials like gas, groceries, and more, available within the app. - **[FloatMe Premium]**: An upgraded subscription tier designed to help members build credit, save money, and access more flexible cash advance options. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed - **Key Metric**: Total Funding raised: $45.2 million across multiple rounds - **Notable Investors/Partners**: Foundry Group (lead investor in Series A), ManchesterStory Group (lead investor in Seed), Active Capital, Samsung Ventures, Comeback Capital, Alamo Angels, John Henry. - **Growth Signals**: Named to the **Inc. 5000 list of Fastest-Growing Companies in 2025**, a significant external validation of its revenue growth trajectory (ranked according to percentage revenue growth from 2021 to 2024) [cbinsights.com](https://www.cbinsights.com/company/floatme). ## Competitive Advantages - **Interest-Free Model**: Unlike traditional payday loans or bank overdraft fees, FloatMe provides cash advances with no interest, directly tackling a major pain point for consumers. - **Focus on Financial Health**: The app bundles cash advances with proactive tools like spending insights and balance alerts, positioning itself as a financial wellness platform rather than just a lender. - **No Credit Checks**: Makes the service accessible to a wide range of consumers, including those with thin or poor credit histories. ## Strategic Focus - **Product Expansion**: Doubling down on its premium subscription tier to offer credit-building and savings features, moving up the value chain from short-term cash flow management to long-term financial growth. - **Credit & Growth**: Actively hiring for a **Senior Director, Credit Strategy** to build and lead the credit function, indicating a strategic pivot to managing and underwriting more complex financial products [linkedin.com](https://www.linkedin.com/company/floatme). - **Market Leadership**: Leveraging its Inc. 5000 recognition and growing member trust to scale its user base and expand its product offerings. ## Why Work Here - **Mission-Driven**: The company's core mission is to help everyday Americans achieve financial prosperity, which can be highly motivating for employees who want to make a tangible social impact. - **Culture & Team**: Described as "passionate, driven, and focused on building great experiences, products, and services." The team is relatively small (approx. 36 employees), offering a high-impact environment [cbinsights.com](https://www.cbinsights.com/company/floatme). - **Work Policy**: Located in San Antonio, Texas (110 E Houston St, 7th Floor). While not explicitly stated as remote-first, the small team size and specific office location suggest a potentially hybrid or in-office culture for local team members. - **Executive Leadership**: Strong founder-led team with clear vision. The VP of People (Jessica E. Krane) is in place, signaling a focus on employee experience and talent development. ## Sources 1. [Floatme.com](https://floatme.com/) 2. [Crunchbase (via CB Insights)](https://www.cbinsights.com/company/floatme) 3. [LinkedIn](https://www.linkedin.com/company/floatme) 4. [Ashby (Careers Page)](https://jobs.ashbyhq.com/FloatMe) ## Other roles at FloatMe - [Vice President, Infrastructure and Security](https://feeny.ai/job/vice-president-infrastructure-and-security-floatme-austin-hawyvhz9sh3p) — Austin, TX - [Lifecycle Marketing Manager](https://feeny.ai/job/lifecycle-marketing-manager-floatme-texas-a95v7b07s97k) — Texas - [Lifecycle Marketing Manager](https://feeny.ai/job/lifecycle-marketing-manager-floatme-austin-2f7j00v1r3v7) — Austin, TX - [Lifecycle Marketing Manager](https://feeny.ai/job/lifecycle-marketing-manager-floatme-san-antonio-bzdmwbk7djzf) — San Antonio, TX - [Machine Learning Engineer, Underwriting](https://feeny.ai/job/machine-learning-engineer-underwriting-floatme-san-antonio-e4s9y2vh0jyd) — San Antonio, TX - [Senior/Staff Data Scientist](https://feeny.ai/job/senior-staff-data-scientist-floatme-remote-ng7fwkapbkhv) - [Senior/Staff Data Scientist](https://feeny.ai/job/senior-staff-data-scientist-floatme-san-antonio-jzm7f2qtg6wt) — San Antonio, TX - [Compliance Officer](https://feeny.ai/job/compliance-officer-floatme-san-antonio-7v644rbdzg0e) — San Antonio, TX - [Compliance Officer](https://feeny.ai/job/compliance-officer-floatme-dallas-gd1q4pwh525x) — Dallas, TX - [Machine Learning Engineer, Underwriting](https://feeny.ai/job/machine-learning-engineer-underwriting-floatme-remote-9by36kydzmwb)