---
title: 'Senior Staff Software Engineer, AI Developer Experience at SoFi'
canonical: 'https://feeny.ai/job/senior-staff-software-engineer-ai-developer-experience-sofi-san-francisco-089wsgzx85ma'
type: 'job'
last_seen: '2026-11-05'
---

# Senior Staff Software Engineer, AI Developer Experience at SoFi

- **Company:** SoFi
- **Location:** San Francisco, CA / Seattle, WA
- **Posted:** 2026-10-30
- **Last confirmed live:** 2026-11-05
- **Apply:** https://sofi.com/careers/job/8089606003?gh_jid=8089606003

## Job description

[Employee Applicant Privacy Notice](https://www.sofi.com/sofi-employee-applicant-privacy-notice/)

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

SoFi's AI Platform team builds the foundation that lets every engineer at SoFi ship faster, safer, and with more leverage from AI. Our AI Developer Experience (AI DevEx) team owns SoFi's interactive coding strategy and the underlying infrastructure: AI economics, coding harnesses and harness vending, our evaluation platform, the AI Gateway, and intelligent model routing.

As a founding Senior Staff Software Engineer, you'll be the technical lead and subject matter expert for this area across AI Platform: setting architecture, shaping the interactive coding strategy, and leading work across Autonomous Coding, CI/CD, Code Factory, and our customer engineering teams.

What you’ll do:

- Set Technical Direction: Define and drive the architecture for the enterprise AI Gateway, model routing, automated evaluation platform, and harness vending, ensuring seamless support for interactive and autonomous workflows across multiple business units.

- Shape Strategy & Roadmaps: Proactively identify systemic developer productivity bottlenecks, translate opportunities into a 12–24 month technical roadmap, and execute high-impact design and build initiatives.

- Lead AI Economics Engineering: Architect cost models, metering systems, telemetry, and adaptive routing policies that balance model accuracy, latency, and operational spend across the engineering organization.

- Drive Cross-Group Initiatives: Plan and technically lead initiatives spanning multiple engineering teams; establish shared interfaces and platform contracts with Autonomous Coding, CI/CD pipelines, and Code Factory.

- Resolve Architectural Deficiencies: Identify and remediate root causes of complex architectural bottlenecks (latency, throughput, state management, dependencies) across distributed systems.

- Evaluate Build-vs-Buy Choices: Continuously assess emerging AI tooling and foundational models, recommending vendor-neutral, future-proof integration patterns.

- Represent Group Architecture: Lead department-level technical planning, establish architectural RFC standards, and facilitate rigorous design reviews across product areas.

- Raise Operational Excellence: Set production standards for resilience, testing, and deployment; act as a lead incident resolver capable of coordinating responses to high-severity incidents and driving post-incident reviews to root-cause prevention.

- Mentor & Elevate Talent: Actively coach and develop Senior (IC3) and Staff (IC4) engineers, cultivating an engineering culture of craft, ownership, and psychological safety.

What you’ll need:

- Education & Minimum Experience Requirements: Bachelor’s Degree + 4+ Years of Experience OR Master’s Degree + 3+ Years of Experience in software engineering, computer science, or a related technical field.

- Proven track record of technical leadership on software initiatives spanning multiple teams and complex distributed architectures.

- Adept system design capability with large-scale, high-availability distributed systems, platform infrastructure, and cross-domain APIs.

- Hands-on engineering experience building with LLM-based architectures, model APIs, and AI-assisted development tools (coding agents, developer harnesses, prompt/context evaluation, tool integration).

- Hands-on experience designing or operating model evaluation pipelines, AI proxies/gateways, or dynamic routing systems.

- Demonstrated ability to analyze infrastructure unit economics, capacity trade-offs, and operational telemetry.

- Exceptional communication and cross-functional leadership skills, with a track record of driving technical alignment across engineering squads and leadership.

- Commitment to engineering best practices, security guardrails, data privacy, and maintainable software design.

AI-Assisted Engineering Expectations:

- Use AI tools responsibly to accelerate prototyping, explore new architectures, and streamline ramp-up across new domains.

- Review AI-generated code and architecture critically, enforcing rigorous automated testing, safety, and long-term maintainability.

- Adhere strictly to data-handling and security protocols to safeguard proprietary and member data.

- Elevate team productivity by sharing effective AI development workflows, spec templates, and evaluation guardrails.

Nice to have:

- Experience designing or scaling internal developer platforms (IDPs) and developer tooling at enterprise scale.

- Practical exposure to FinOps frameworks for tracking and optimizing cloud or AI compute spend.

- Direct experience developing autonomous agentic workflows or deep integrations into engineering development lifecycle tools.

- Background in financial technology, banking platforms, or regulated engineering environments.

## Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our [Benefits at SoFi](https://sofietyinfo.sofi.com/sofi-benefits) page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

[New York applicants: Notice of Employee Rights](https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf)

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

## About SoFi

## Company Overview
- **One-liner**: SoFi is a next-generation fintech company using innovative, mobile-first technology to help 14.7 million members reach financial independence and “get their money right.”
- **Entity Type**: Public (Ticker: SOFI on Nasdaq)
- **Headquarters**: San Francisco, California, USA (with offices in Seattle, New York, Frisco, Cottonwood Heights, Helena, Murray, Greenville, Claymont, and more)
- **Founded**: 2011
- **Founders**: Founded by Stanford business school students (originally as Social Finance, Inc.) — specific names not listed in the provided sources.

## Core Business
- **Primary industry/industries**: Personal finance / financial services (banking, lending, investment, credit, insurance)
- **Target customers**: B2C (individual members seeking loans, banking, investing, credit cards, mortgages, travel rewards) and B2B (employer‑facing “SoFi at Work” benefits and financial wellness programs)
- **Mission**: “To help people reach financial independence to realize their ambitions.”

## Products & Services
- **[SoFi Checking & Savings](https://www.sofi.com/)**: FDIC‑insured checking and savings accounts with no fees, competitive APY, and early direct deposit.
- **[SoFi Invest](https://www.sofi.com/invest/)**: Commission‑free stock trading, crypto trading, automated investing, and IPO access.
- **[SoFi Personal Loans](https://www.sofi.com/personal-loans/)**: Unsecured personal loans for debt consolidation, home improvement, etc. (up to $100K).
- **[SoFi Student Loan Refinancing](https://www.sofi.com/student-loans/)**: Refinancing for federal and private student loans (the first company to offer this).
- **[SoFi Mortgages](https://www.sofi.com/mortgage/)**: Home purchase and refinance loans.
- **[SoFi Credit Card](https://www.sofi.com/credit-card/)**: 2% unlimited cash back rewards on all eligible purchases.
- **[SoFi Travel](https://www.sofi.com/travel/)**: Booking portal powered by Expedia, allowing members to save and earn rewards.
- **[SoFi Insurance](https://www.sofi.com/insurance/)**: Comparison and access to auto, home, renters, pet, and life insurance.
- **[SoFi at Work](https://www.sofi.com/at-work/)**: Employer‑sponsored financial wellness benefits, including student loan contributions and refinancing.
- **[Galileo](https://www.sofi.com/our-story/)**: Financial technology platform (API‑based) for card issuing and digital banking, operated as a subsidiary.

## Market Standing
- **Valuation/Market Cap**: Publicly traded on Nasdaq (SOFI). Current market cap is not directly provided in the sources; refer to SoFi’s latest SEC filings or financial data platforms.
- **Key Metrics**:
  - **14.7 million members** (as of 2025‑2026) — [sofi.com](https://www.sofi.com/)
  - **$117 billion+ in funded loans** — [sofi.com](https://www.sofi.com/)
  - **$34 billion+ in debt paid off by members** — [sofi.com/our-story](https://www.sofi.com/our-story/)
  - **$12.5 billion+ in rewards earned** — [sofi.com](https://www.sofi.com/)
  - **Annual Revenue**: See SoFi Technologies 2025 Annual Report (SEC filing) for latest financial results — [sec.gov](https://www.sec.gov/Archives/edgar/data/1818874/000181887426000034/sofitech2025ars.pdf)
- **Notable Investors/Partners**: Not detailed in provided sources; historically received a $1 billion funding round in 2016 (the first U.S. fintech to do so) — [sofi.com/our-story](https://www.sofi.com/our-story/)
- **Growth Signals**:
  - Received federal approval to become a national bank (2023) — [sofi.com/our-story](https://www.sofi.com/our-story/)
  - Reached 10 million members in 2022 and 14.7 million by early 2026 — [sofi.com](https://www.sofi.com/)
  - 121 open roles listed across 16 locations as of mid‑2026 — [sofi.com/careers](https://www.sofi.com/careers/)
  - Continuous product expansion (travel, credit card, bank, etc.)

## Competitive Advantages
- **All‑in‑one fintech ecosystem**: Banking, lending, investing, insurance, and travel in a single mobile‑first app — hard for single‑product fintechs to replicate.
- **SoFi National Bank**: FDIC‑insured checking and savings, giving SoFi a direct banking charter that reduces reliance on third‑party partners.
- **Galileo Platform**: Powers card issuing and digital banking for many fintechs, creating a network effect and deeper technology moat.
- **Member‑centric rewards**: SoFi Plus membership program bundles benefits (higher APY, bonus rewards, career coaching).
- **Student loan repayment as employee benefit**: Unique perk for attracting talent (as well as offering SoFi at Work to other employers).

## Strategic Focus
- **Deepen member engagement**: Cross‑sell more products within the single app to increase lifetime value.
- **Grow the bank**: Expand deposits, lending, and banking services under the national bank charter.
- **SoFi at Work**: Scale B2B benefits offering to acquire members through employers.
- **International/vertical expansion**: Potential for new product lines (e.g., SoFi Travel, insurance marketplace).
- **Maintain cost discipline**: Leverage technology to keep customer acquisition costs low while improving unit economics.

## Why Work Here
- **Culture**: Defined by “The SoFi Way” — act as a founder, relentless problem solver, and partner to members and colleagues. Emphasis on transparency, trust, and cross‑collaboration.
- **Flexible Work**: Some teams offer remote, hybrid, or full‑time in‑office based on role; managers help decide the best setting. SoFridays (no meetings after 2 p.m. local time) protect focus time.
- **Benefits**:
  - **$200/month student loan contribution** to help employees pay down debt — [sofi.com/careers](https://www.sofi.com/careers/)
  - Comprehensive health, vision, dental, life, disability; fertility & family planning options; flexible time off
  - Tuition reimbursement up to $5,250/year + regular training and leadership programs
  - **SoFi Gives**: 16 hours of paid volunteer time off per year
  - **SoFi Circles**: 8 Employee Resource Groups fostering inclusion and belonging — [sofietyinfo.sofi.com/why-sofi](https://sofietyinfo.sofi.com/why-sofi)
- **Learning & Development**: Career pathways, manager excellence framework, and mentorship programs.
- **Monthly All‑Hands with CEO** for direct transparency.
- **Locations**: Major hubs include San Francisco, Seattle, New York, and Frisco (Texas); remote work is not available from Hawaii or Alaska due to insurance coverage — [sofi.com/careers](https://www.sofi.com/careers/)

## Sources
1. [SoFi Careers Page](https://www.sofi.com/careers/) — benefits, culture, job openings, locations
2. [SoFi Homepage](https://www.sofi.com/) — member count, funded loans, key metrics
3. [SoFi Our Story / About](https://www.sofi.com/our-story/) — founding history, milestones, mission
4. [SoFi 2025 Annual Report (SEC)](https://www.sec.gov/Archives/edgar/data/1818874/000181887426000034/sofitech2025ars.pdf) — financials
5. [SoFi Candidate Resource Website (Why SoFi)](https://sofietyinfo.sofi.com/why-sofi) — flexible work, culture, SoFi Gives, learning programs, SoFridays

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