---
title: 'Senior Technical Accountant at LemFi'
canonical: 'https://feeny.ai/job/senior-technical-accountant-lemfi-london-307a7jpg6mkw'
type: 'job'
last_seen: '2026-10-19'
---

# Senior Technical Accountant at LemFi

- **Company:** LemFi
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-18
- **Last confirmed live:** 2026-10-19
- **Apply:** https://jobs.ashbyhq.com/lemfi/18697ce4-74a6-47aa-bcad-2e5a3f8db65e

## Job description

LemFi (Series B) is building the go-to financial app for the Global South.

Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.

What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.

With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.

## About the role

As Senior Technical Accountant, reporting to the Head of Financial Control and Reporting, you will be LemFi's go-to authority on how we account for what we do. You will own the Group accounting policy manual, write the technical papers on every key judgement area, get ahead of new products before they launch, and be the main contact for auditors on complex technical questions. You will partner closely with Global Finance Operations and Reconciliation and Strategic Finance, ensuring that US GAAP consolidated accounts and local entity statutory accounts are accurate from revenue recognition to balance sheet classification. This is a hands-on role for someone who enjoys hard accounting questions and explains the answers clearly. The role is based in London or Dublin, with dedicated time in either hub.

## What you'll build and own

- Own the Group accounting policy manual across US GAAP, FRS 102 and local frameworks, keeping it current as standards and the business evolve.
- Write clear, defensible technical papers covering key judgement areas: revenue recognition on fees and FX, credit losses (CECL and IFRS 9), safeguarded customer funds and share-based payments.
- Get ahead of new products - assess accounting treatment for new products, markets, partnerships and funding facilities before launch, working with Product, Legal, Tax and Treasury.
- Lead on technical audit areas: be the auditors' main contact on judgement areas, close out findings related to accounting treatment, and ensure no material audit adjustments in your areas.
- Set the rules for transaction accounting - define how fees, FX, chargebacks, settlements and processor flows are recorded, and work with Finance Transformation to build those rules into NetSuite posting logic and automated controls.
- Bridge the frameworks: maintain the US GAAP to statutory reconciliation, support the consolidation with the Financial Reporting and Consolidation Manager, and keep intercompany recharges consistent across the Group.
- Run a prioritised technical accounting log, reviewed monthly with the Financial Control and Finance Operations leads, so nothing falls through the cracks.

## Your experience

- ACA, ACCA, CPA or equivalent qualification, with 7 or more years of post-qualification experience.
- A background in Big 4 (or similar) audit, ideally in financial services, or in a technical accounting team in-house.
- Direct experience in a remittance, payments, e-money or similarly regulated financial services business - as an auditor or in-house.
- Strong technical knowledge of US GAAP, and solid working knowledge of FRS 102 or IFRS.
- Experience with credit loss accounting under CECL or IFRS 9.
- Clear, concise technical writing and the confidence to defend a position with auditors and senior stakeholders.
- A hands-on approach: as comfortable posting a complex journal as writing the policy paper that justifies it.

## Nice to have

- Experience in US GAAP consolidation for a multi-entity international group.
- Experience designing accounting rules for ERP or automation projects, ideally in NetSuite.
- Exposure to share-based payments, debt facilities or equity fundraising accounting.

Why Join LemFi? Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this. At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.

You can connect with us on [LinkedIn](https://www.linkedin.com/company/lemfi/) and [Instagram](https://www.instagram.com/uselemfi/) and if you haven't already, download the app on the [App Store](https://apps.apple.com/gb/app/lemfi/id1533066809) or [Google Play](https://play.google.com/store/apps/details?hl=en&id=com.lemonadeFinance.android).

Recruitment Agencies Notice LemFi does not accept unsolicited CVs from recruitment agencies. We work only with agencies on our preferred supplier list, and only when we’ve asked them for their support. Any CVs sent to us outside this arrangement will not incur a fee.

## About LemFi

## Company Overview
- **One-liner**: LemFi is a financial technology company that provides multi-currency wallets and international payment services tailored for immigrants and the Global South.
- **Entity Type**: Private (Venture Capital-Backed)
- **Headquarters**: Toronto, Canada (also has offices in Oakland, California and London, UK)
- **Founded**: 2020
- **Founders**: Not publicly listed on the main company page, but former known as Lemonade Finance.

## Core Business
- Primary industry: Financial Services / FinTech (International Payments and Remittances)
- Target customers: B2C — primarily immigrants and diaspora communities, with a focus on serving the Global South. They also offer B2B capabilities for international payment needs.
- Mission/Purpose: *"To improve the financial life of the next generation of immigrants."* The company focuses on solving the financial hurdles people face when moving to a new country.

## Products & Services
- **International Money Transfer**: Send money to 30+ countries with zero transfer fees and competitive exchange rates.
- **Multi-Currency Wallet**: Open and manage accounts in multiple currencies, with the ability to convert and hold funds.
- **Request Money**: Send payment requests or share a payment link for easy collections.
- **eSIM**: "Instant Connection, Anywhere you go" — providing mobile connectivity services for travelers and immigrants.

## Market Standing
- **Valuation**: Not publicly disclosed.
- **Key Metric**: Total funding raised of approximately **$85.6M** (per PitchBook).
- **Customers**: Over **1,000,000+ customers** as of their last update.
- **Notable Investors/Partners**: Backed by 45 investors including **Armyn Capital, Endeavor Catalyst, Highland Europe, Silverbacks Holdings, and Stonewater Ventures**. They have partnerships with Visa (cross-border payments), ClearBank (agency banking services), and have recently hired former OPay COO, Allen Qu, to lead China expansion.
- **Growth Signals**: 
  - Headcount growth: Over 200+ employees (300 per PitchBook, 121 on Built In).
  - Expanded to serve China and South Asia.
  - High-growth trajectory with a focus on remittance-heavy corridors (UK, US, Canada).
- **Recent Deal**: Merged with Pillar (Financial Software) in June 2025 (per PitchBook).

## Competitive Advantages
- **Zero Fees**: Zero transfer fees and competitive exchange rates are a key differentiator in the remittance market.
- **Laser Focus on Immigrants**: The company's entire product suite is designed around the immigrant experience (multi-currency wallets, requests, eSIM) rather than being a general money transfer app.
- **Speed**: "Usually delivered in minutes" — faster than traditional remittance services.
- **Strong Backing**: A large, high-quality investor base (45 investors) and strategic partnerships (Visa, ClearBank) provide a solid moat.
- **Experienced Team**: Team members come from top companies including Monzo, Opera, Kraken, Kaufland, Uber, and Andela.

## Strategic Focus
- **Global Expansion**: Explicit focus on entering China, South Asia, and other key corridors for immigrants.
- **Product Ecosystem**: Moving beyond simple transfers into multi-currency wallets, payment requests, and mobile connectivity (eSIM).
- **Scale Infrastructure**: Hiring key leadership (VP of Growth, Head of Finance & Business Intelligence, VP of Cards) to professionalize operations and build for scale.
- **Partnerships**: Deepening relationships with Visa and banks to expand reach and capabilities.

## Why Work Here
- **Remote/Hybrid/Office**: The company supports a hybrid and remote work model. Offices in Oakland (US), London (UK), and Toronto (Canada).
- **Culture & Perks**: Described as a high-growth, mission-driven environment building a product for a tangible impact on immigrants' lives.
- **Team Size & Growth**: The company is on a strong growth trajectory (from 121 to 300 employees in a short period), offering significant upside for early employees.
- **Engineering & Product Focus**: The team includes roles like VP of Cards and Head of Infrastructure, suggesting a strong technical spine.
- **Diverse Locations**: Opportunities to work in Canada, the UK, the US, Nigeria, and the Philippines, reflecting a truly global operation.

## Sources
1. [lemfi.com](https://lemfi.com/)
2. [lemfi.com/en-at/about](https://lemfi.com/en-at/about)
3. [jobs.ashbyhq.com/lemfi](https://jobs.ashbyhq.com/lemfi)
4. [builtin.com/company/lemfi](https://builtin.com/company/lemfi)
5. [pitchbook.com/profiles/company/458201-62](https://pitchbook.com/profiles/company/458201-62)

## Other roles at LemFi

- [Senior Growth Manager, Pakistan](https://feeny.ai/job/senior-growth-manager-pakistan-lemfi-london-c99tgnjaetk0) — London, United Kingdom
- [Senior Growth Manager, Canada to Nigeria](https://feeny.ai/job/senior-growth-manager-canada-to-nigeria-lemfi-canada-66bsss7018s0) — Canada
- [FP&A Manager](https://feeny.ai/job/fp-a-manager-lemfi-london-9zry1pa4kbe8) — London, United Kingdom
- [European Entity Controller](https://feeny.ai/job/european-entity-controller-lemfi-dublin-jzgncwwgsq8e) — Dublin, Ireland
- [UK Entity Controller](https://feeny.ai/job/uk-entity-controller-lemfi-london-c9a0qd72zb0g) — London, United Kingdom
- [Senior Growth Manager - France to Morocco](https://feeny.ai/job/senior-growth-manager-france-to-morocco-lemfi-france-kr9dtfdjgx0x) — France
- [Senior Growth Manager - UK to Kenya](https://feeny.ai/job/senior-growth-manager-uk-to-kenya-lemfi-united-kingdom-8vvxd0wxven4) — United Kingdom
- [Senior Software Engineer - Credit](https://feeny.ai/job/senior-software-engineer-credit-lemfi-london-dm6h9drmtffp) — London, United Kingdom
- [Senior Growth Manager - Italy to Nigeria](https://feeny.ai/job/senior-growth-manager-italy-to-nigeria-lemfi-italy-3jmsqk7v5ry8) — Italy
- [Head of Growth, Nigeria](https://feeny.ai/job/head-of-growth-nigeria-lemfi-united-kingdom-zn9f8ndwxv1n) — United Kingdom