---
title: 'Software Development Engineer - AI Focus at Onbe'
canonical: 'https://feeny.ai/job/software-development-engineer-ai-focus-onbe-plano-texas-44c3dja283ky'
type: 'job'
last_seen: '2026-09-15'
---

# Software Development Engineer - AI Focus at Onbe

- **Company:** Onbe
- **Location:** Plano Texas, United States
- **Posted:** 2026-09-02
- **Last confirmed live:** 2026-09-15
- **Apply:** https://job-boards.greenhouse.io/onbe/jobs/4709179006

## Job description

Onbe, a fast-growing FinTech, bringing innovation to a rapidly growing global marketplace, stands for “on behalf.” Because that’s exactly how we work: on behalf of our clients, as their comprehensive payments partner. We transform the way payments are imagined — as an opportunity for innovation, a source of insight to customers, and a way to connect with partners around the globe!

Summary: We are looking for a Software Development Engineer with deep hands-on experience using AI coding agents as a primary development method. In this role, AI-assisted coding will be embedded throughout the daily engineering lifecycle: analyzing legacy systems, translating requirements into designs, generating and refactoring Java code, creating unit and integration tests, producing documentation, troubleshooting defects, and accelerating migration into independently deployable microservices. You will be expected to demonstrate proficiency with tools such as coding agents, prompt-driven development, and AI-generated test automation—not simply familiarity with them. Alongside strong Java and production engineering skills, you must be able to provide effective context to AI tools, review and improve their output, identify security and reliability risks, and take full ownership of the resulting production code. The target environment includes Java 21+, Spring Boot 3, Azure, REST APIs, event-driven integration, Docker, Kubernetes, and automated delivery.

## Responsibilities

- Design, develop, and operate production-grade Java microservices using Java 21 or higher and Spring Boot 3.
- Partner with a core group of internal SMEs and an external vendor to decompose legacy Java and SQL monolith capabilities into independently deployable, domain-oriented services.
- Serve as one of the long-term owners of the resulting domain service(s) once the vendor engagement concludes — driving its architecture, reliability, and evolution going forward.
- Bring fresh, modern engineering perspective to legacy code and processes, challenging established patterns where a better approach exists
- Develop and maintain secure RESTful APIs using Spring Boot and API-first design practices.
- Implement event-driven integrations using Azure Service Bus or comparable messaging platforms.
- Design and maintain data access layers using JPA/Hibernate, JDBC, and relational databases such as Azure SQL or Microsoft SQL Server.
- Build automated unit, integration, API contract, regression, and end-to-end tests, following TDD and shift-left quality practices.
- Use AI coding agents and other AI-assisted engineering tools to generate, refactor, test, document, and troubleshoot software while reviewing and owning the final output.
- Containerize and deploy services using Docker, Kubernetes, Azure Kubernetes Service, or Azure Container Apps.
- Contribute to CI/CD pipelines, infrastructure automation, service configuration, secrets management, observability, and production support.
- Monitor application performance, availability, and reliability; participate in incident response and continuous improvement.
- Collaborate with product, architecture, platform, security, QA, and business-domain teams to deliver complete solutions.

## Qualifications

- Bachelor’s degree in Computer Science, Information Technology, or a related field, or equivalent professional experience.
- 5+ years of professional software engineering experience, including substantial hands-on experience developing Java applications.
- Strong experience with Java 21 or higher and modern Java development practices.
- Strong hands-on experience using AI-assisted software engineering tools or coding agents, specifically Claude Code
- Strong hands-on experience with Spring, Spring Boot, JPA/Hibernate, and REST API development.
- Experience modernizing or migrating monolithic applications to microservices or cloud-native architectures.
- Experience with relational databases, SQL, data modeling, transactions, and performance tuning.
- Experience with automated testing frameworks such as JUnit, Mockito, and comparable integration or contract-testing tools.
- Experience with Docker and Kubernetes; Azure Kubernetes Service experience is preferred.
- Hands-on experience with cloud platforms, preferably Azure.
- Experience with CI/CD, Git, Maven or Gradle, and deployment automation.
- Ability to evaluate AI-generated code for correctness, security, maintainability, performance, and test coverage.
- Strong communication, collaboration, problem-solving, and end-to-end ownership skills

## Preferred Qualifications

- Experience with Agile development methodologies
- Experience in payments, fintech, banking, insurance, or another regulated industry.
- Familiarity with payment processing, ledgers, settlement, ACH, cards, KYC, fraud controls, PCI, auditability, and sensitive-data protection.

The base salary range for this position is budgeted for $119,070 to $150,000 with eligibility for an annual bonus. The actual base salary offered depends on a variety of factors, including but not limited to the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, business needs, and market demand. Our competitive benefits include medical, dental, vision, wellness, 401(k) matching, unlimited PTO, work from anywhere, generous parental leave, and more! Our job titles may span more than one career level. All candidates are encouraged to apply. At Onbe, a diverse group of people, ideas, and perspectives are key to achieving phenomenal things. For over 25 years, our focus has remained on building a culture of openness and ingenuity, where employees come together to innovate and build disbursement solutions that make the lives of our clients and their consumers and workforces easier and better. Our definition of success includes celebrating differences and affirming belonging. To that end, we ask employees to come to Onbe as they are and contribute their diverse perspectives, identities, and experiences.

We believe that the recruiting phase is only the very beginning of diversity and inclusion. At Onbe, we’re constantly evolving the way we celebrate diversity every day and in everything we do. With several internal committees that are dedicated to mental and physical wellness, diversity, inclusion, and community outreach, we are committed to making a culture that is inclusive to all.

Onbe is proud to be an equal opportunity employer. We seek out ways to create a mindful workforce that embraces diversity and celebrates a culture of inclusion. We do not discriminate against employees or job applicants on the basis of race, color, ancestry, national origin, sex (including pregnancy), gender identity, sexual orientation, marital or family status, religion, age, disability, genetic information or military service. Our equal opportunity policy applies to all decisions of employment including hiring, placement, promotion or advancement, termination, layoff, recall, transfer, compensation, training and leaves of absence

## About Onbe

## Company Overview
- **One-liner**: Onbe provides a fully managed, API-driven platform that enables businesses to issue fast, flexible digital payouts to consumers across 10+ payment methods.
- **Entity Type**: Private (funding stage not publicly disclosed)
- **Headquarters**: Buffalo Grove, Illinois, United States (with additional offices in Conshohocken, PA; Plano, TX; London, England; and remote hubs in Atlanta, Boston, Dallas, New York)
- **Founded**: 1996
- **Founders**: Not publicly available

## Core Business
- **Primary industry**: Fintech / Payments / Business-to-Consumer Payouts
- **Target customers**: B2B – enterprises and businesses (insurance, financial services, healthcare, gig economy, etc.) that need to disburse payments to consumers, contractors, or claimants.
- **Mission / purpose**: “Powering flexible, modern business-to-consumer payouts at scale” and “Make every payout an extension of your brand” [onbe.com](https://www.onbe.com/).

## Products & Services
- **Onbe Payouts Platform (API)** – A single integration that connects to a client’s existing workflows and supports disbursements via virtual/physical cards, ACH, PayPal, Venmo, Push to Card, and more. Includes fraud controls, tokenization, and two-factor authentication.
- **Fully Managed Programs** – Onbe handles payment operations, compliance, fraud monitoring, and 24/7/365 multilingual customer support on behalf of clients.
- **Global Payouts** – Cross-border capabilities to issue payments to recipients around the world.
- **Digital Check Replacement** – A service that helps businesses switch from paper checks to digital payouts, reducing costs and improving speed.

## Market Standing
- **Valuation**: Not publicly disclosed
- **Key metric**: 290+ million consumers paid; 99% client retention rate; 30 years of experience; serving 60+ industries [onbe.com](https://www.onbe.com/).
- **Notable investors/partners**: Not publicly available
- **Growth signals**: Headcount of ~350 employees (as of 2026); actively hiring across multiple US locations and remote hubs; expanding product roles with new Director of Product Management positions; high client retention indicates strong market fit.

## Competitive Advantages
- **Single API, many payout options** – Clients integrate once and offer consumers a choice of 10+ payment methods, including the latest digital wallets.
- **Fully managed model** – Offloads payment complexity, compliance, and customer support, allowing clients to focus on core business.
- **Security & compliance** – Built-in fraud controls, tokenization, and dedicated compliance team reduce risk.
- **Branded experience** – Payouts are customizable to extend client brand identity, increasing recipient trust and loyalty.
- **Proven track record** – 99% client retention over decades signals durable partnerships and reliable technology.

## Strategic Focus
- **Global expansion** – Scaling capabilities to issue payouts internationally without adding operational complexity.
- **Digital transformation** – Helping clients migrate from paper checks to faster, digital disbursement methods.
- **Platform depth** – Continuing to enhance the API, add payout options, and improve the recipient experience (mobile wallets, instant access).

## Why Work Here
- **Culture & work style**: Hybrid workspace (flexible remote/on-site); offices near Chicago, Philadelphia, and London; remote hubs in Atlanta, Boston, Dallas, New York. Culture described as “openness and ingenuity” with a strong emphasis on diversity and belonging [builtin.com](https://builtin.com/company/onbe).
- **Perks & benefits**:
  - Parental leave up to 15 weeks
  - Open Paid Time Off
  - 13 paid holidays
  - Summer Fridays / No Meeting Fridays
  - HSA employer contribution
  - Wellness rewards & pet benefits
- **Engineering & tech stack**: Modern stack including Microsoft Azure, Kubernetes, Golang, Cosmos DB, Dapr, PowerBI, GitHub, Jira, Salesforce. Roles across product, engineering, sales, and marketing.

## Sources
1. [onbe.com/company/careers](https://www.onbe.com/company/careers)
2. [job-boards.greenhouse.io/onbe](http://job-boards.greenhouse.io/onbe)
3. [onbe.com](https://www.onbe.com/)
4. [onbe.com/company/overview](https://www.onbe.com/company/overview)
5. [builtin.com/company/onbe](https://builtin.com/company/onbe)

## Other roles at Onbe

- [Enterprise Business Development Representative](https://feeny.ai/job/enterprise-business-development-representative-onbe-plano-texas-k90ar9k52ggn) — Plano Texas, United States
- [Payment Operations Intelligence Specialist](https://feeny.ai/job/payment-operations-intelligence-specialist-onbe-conshohocken-pennsylvania-fvzbp8ermh9w) — Conshohocken Pennsylvania, United States
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- [Product Manager](https://feeny.ai/job/product-manager-onbe-plano-texas-nn84dz623ffh) — Plano Texas, United States
- [Director, Product Management](https://feeny.ai/job/director-product-management-onbe-plano-texas-dae0n3nj2wcm) — Plano Texas, United States