--- title: 'Software Engineer, AI & Automation at NerdWallet' canonical: 'https://feeny.ai/job/software-engineer-ai-automation-nerdwallet-nerdwallet-pz732455drdz' type: 'job' last_seen: '2026-09-11' --- # Software Engineer, AI & Automation at NerdWallet - **Company:** NerdWallet - **Location:** Nerdwallet, United States - **Compensation:** $127k–$207k - **Employment:** full-time - **Work type:** remote - **Posted:** 2026-09-11 - **Last confirmed live:** 2026-09-11 - **Apply:** https://jobs.ashbyhq.com/nerdwallet/32c62385-07d5-4d6d-960e-12c05ce0cbef/application **Skills:** Python, Go, REST APIs, LLM APIs, Retrieval-Augmented Generation (RAG), Multi-agent architectures, Semantic search, Application Security, Threat modeling, SSDLC, Distributed systems, Cloud environments, AWS, Containers, Kubernetes, ECS, Serverless, Infrastructure as code, Redis, NoSQL databases > Design and build AI-powered security systems and automation tools to strengthen the security and reliability of NerdWallet's software development experience. You will partner with engineering teams to create multi-agent LLM systems, RAG pipelines, and automated code review capabilities that identify vulnerabilities... ## Job description At NerdWallet, we're building tools and experiences that help people make smarter financial decisions. As a Software Engineer focused on AI & Automation within our Security organization, you'll build production software and AI-enabled systems that make security work more scalable, effective, and developer-friendly across NerdWallet. You'll apply strong software engineering fundamentals and hands-on AI experience to automate complex security workflows, build internal platforms and developer tooling, and help us rethink how security engineering operates in an AI-native environment. You do not need to come from a traditional security engineering background. We're looking for an engineer who has built and operated production software and AI-enabled systems, is curious about security, and is excited to develop deeper security expertise while solving meaningful problems at scale. You'll have room to bring new ideas, influence how AI and automation practices evolve at NerdWallet, and shape a growing area within Security. This role reports to the Security Automation Manager. Projects you may be working on in this position include: - Designing and building AI-enabled workflows and multi-agent systems that automate security design review, threat modeling, policy Q&A, vulnerability analysis, and other high-value security processes. - Building retrieval-augmented generation (RAG) and semantic search experiences across large code and documentation repositories. - Creating automated code-review capabilities that help identify insecure patterns and improve software quality earlier in the development lifecycle. - Building production Python services and APIs that power AI-enabled security workflows, with thoughtful architecture, authentication, authorization, testing, observability, and reliability. - Designing and operating scalable pipelines that ingest, process, index, and retrieve large volumes of code, documents, and events. - Improving AI system quality through evaluation frameworks, experiment management, prompt and context management, observability, and evidence-based iteration. - Managing practical production tradeoffs such as latency, reliability, model/provider selection, token usage, and cost. - Designing integrations with GitHub, Slack, Jira, Confluence, LLM providers, and internal services so security guidance fits naturally into engineering workflows. - Applying security controls to AI applications, including prompt injection defenses, sensitive-data handling, access control, supply-chain considerations, and safe model inputs and outputs. - Identifying new opportunities for software, automation, and AI augmentation across the Security team and independently moving high-value ideas from problem definition through production. Where you can make an impact: - Own technically meaningful software and AI initiatives from problem definition through production and ongoing operation. - Help shape how AI and automation are used across NerdWallet Security, including when AI is the right solution and when it is not. - Build tools and platforms that make security easier for engineering teams to adopt and use. - Improve the speed, consistency, and quality of security workflows through thoughtful software design and automation. - Grow into deeper application and AI security expertise while bringing strong software engineering judgment to the team. - Communicate technical tradeoffs clearly and collaborate with engineers, security partners, and non-technical stakeholders. Your experience: - 3+ years of professional software engineering experience building and operating production software. - Strong Python proficiency, including hands-on experience building production backend services and APIs. - Experience designing maintainable backend architectures, including separation of concerns, request/response validation, authentication/authorization, error handling, testing, and observability. - Experience developing distributed or cloud-based systems and making practical decisions about scalability, reliability, and performance. - Hands-on experience building production AI-enabled applications or automations using LLM APIs, agents/tool use, RAG/retrieval, or comparable architectures. - Experience defining, evaluating, and improving the quality of AI-enabled systems in production. - Ability to work through ambiguity, identify opportunities independently, and move technical work from idea to implementation. - Strong communication skills and the ability to explain technical decisions, tradeoffs, and limitations clearly. - Interest in secure software development and willingness to build deeper expertise in application security and AI security. Where: - This role will be remote (based in the U.S.). - We believe great work can be done anywhere. No matter where you are based, NerdWallet offers benefits and perks to support the physical, financial, and emotional well being of you and your family. What we offer: Work Hard, Stay Balanced (Life’s a series of balancing acts, eh?) - Industry-leading medical, dental, and vision health care plans for employees and their dependents - Rejuvenation Policy – Flexible Vacation Time Off + 11 holidays + holiday company shutdown - New Parent Leave for employees with a newborn child or a child placed with them for adoption or foster care - Mental health support - Paid sabbatical after 5 years for Nerds to recharge, gain knowledge, and pursue their interests - Health and Dependent Care FSA and HSA Plan with monthly NerdWallet contribution - Monthly Wellness Stipend, Cell Phone Stipend, and Wifi Stipend (Only remote Nerds are eligible for the Wifi Stipend) - Work from home equipment stipend and co-working space subsidy (Only remote Nerds are eligible for these stipends) Have Some Fun! (Nerds are fun, too) - Nerd-led group initiatives – Employee Resource Groups for Parents, Diversity, and Inclusion, Women, LGBTQIA, and other communities - Hackathons and team events across all teams and departments - Company-wide events like NerdLove (employee appreciation) and our annual Charity Auction - Our Nerds love to make an impact by paying it forward – Take 8 hours of volunteer time off per quarter and donate to your favorite causes with a company match Plan for your future (And when you retire on your island, remember the little people) - 401K with 4% company match - Be the first to test and benefit from our new financial products and tools - Financial wellness, guidance, and unlimited access to a Certified Financial Planner (CFP) through Northstar - Disability and Life Insurance with employer-paid premiums If you are based in California, we encourage you to read this important information for California residents linked[here](https://www.nerdwallet.com/privacy-policy). NerdWallet is committed to pursuing and hiring a diverse workforce and is proud to be an equal opportunity employer. We prohibit discrimination and harassment on the basis of any characteristic protected by applicable federal, state, or local law, so all qualified applicants will receive consideration for employment. NerdWallet will consider qualified applicants with a criminal history pursuant to the California Fair Chance Act and the San Francisco Fair Chance Act, which requires this[notice](https://www.sf.gov/sites/default/files/2022-12/FCO%20poster2020_0.pdf), as well as the Los Angeles Fair Chance Act, which requires this[notice](https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf). NerdWallet participates in the Department of Homeland Security U.S. Citizenship and Immigration Services E-Verify program for all US locations. For more information, please see: - E-Verify Participation Posterhttps://www.e-verify.gov/sites/default/files/everify/posters/EVerifyParticipationPoster.pdf) - Right to Work Posterhttps://www.uscis.gov/sites/default/files/USCIS/Verification/E-Verify/E-Verify_Native_Documents/OSC_Right_to_Work_Poster.pdf /https://www.uscis.gov/sites/default/files/USCIS/Verification/E-Verify/E-Verify_Native_Documents/OSC_Right_to_Work_Poster_ES.pdf #LI-Remote #LI-4 ## About NerdWallet ## Company Overview - **One-liner**: NerdWallet is a personal finance platform that provides tools, reviews, and educational content to help consumers make informed decisions about credit cards, banking, mortgages, insurance, investing, and other financial products. - **Entity Type**: Public (NASDAQ: NRDS) - **Headquarters**: San Francisco, California, United States - **Founded**: 2009 - **Founders**: Tim Chen, Jacob Gibson ## Core Business - **Primary industry/industries**: Personal Finance, Financial Services, Fintech, Consumer Software - **Target customers**: B2C (consumers of all income levels seeking to manage money, build credit, save, invest, and borrow); B2B partners (banks, credit unions, insurance carriers, and other financial institutions that pay for customer leads and advertising) - **Mission or purpose statement**: To provide clarity around money matters and help people make smarter financial decisions. ## Products & Services - **Credit Card & Banking Recommendations**: Comparison engine that reviews and ranks credit cards, high-yield savings accounts, and checking accounts. - **Mortgage & Lending Marketplace**: Tools to compare mortgage rates, personal loan offers, and student loan refinancing options. - **Insurance Comparison**: Platform for comparing auto, home, life, and renters insurance quotes. - **NerdWallet Cash Account**: A high-yield savings/investing product offering a competitive APY (currently 3.9% APY) through Atomic Brokerage. - **Credit Score Monitoring & Education**: Free credit score tracking, personalized tips, and financial health resources. - **Small Business Tools**: Guides and comparison tools for small-business financing, credit cards, and banking. - **Mobile App**: iOS and Android app (4.8 stars, 100k downloads) for tracking net worth, budgeting, and managing finances on the go. - **NerdWallet Editorial & Educational Content**: A library of 15,000+ articles, guides, and expert reviews covering personal finance topics. ## Market Standing - **Valuation/Market Cap**: Market Cap ~$750M (as of mid-2026, based on stock price ~$11.32 and 65M shares outstanding) - **Key Metric**: Annual Revenue of **$836.6M** (FY2025 reported) - **Total Funding**: $238.8M prior to IPO, plus $131M Post-IPO equity raise - **IPO Date**: November 4, 2021 - **Notable Investors/Partners**: Camelot Financial Capital Management (lead Series A), plus partnerships with hundreds of financial institutions (banks, insurers, lenders) including major names like Capital One, Chase, and others. - **Growth Signals**: - 10M+ app downloads and 7M+ monthly active users. - Revenue of $836.6M reflects significant scale. - Remote-first workforce across 17 countries. - Named a 2024-2025 "Best Company to Work For" by U.S. News & World Report. - Expanded into Canada and UK with localized content. ## Competitive Advantages - **Trusted Brand & Content Moat**: 15,000+ pieces of expert-reviewed financial content and a high-traffic organic presence. High trust scores (4.8 stars on app stores, 5-star ratings in multiple product categories). - **Revenue Model Breadth**: Diversified across affiliate marketing (lead generation for credit cards, loans, insurance), advertising, and its own Cash Account product. - **Data & Personalization**: Uses aggregate financial data to tailor product recommendations, improving conversion rates and user stickiness. - **Scale & Reach**: 10M+ monthly active users and partnerships with 100+ financial experts create a flywheel of content and user acquisition. ## Strategic Focus - **Mobile & App Growth**: Building the app as the primary engagement hub (net worth tracking, savings, investing). - **AI & Personalization**: Investing in AI-driven recommendations and personalized financial guidance (currently hiring a Senior PM for AI Growth). - **Expansion into Adjacent Verticals**: Deepening small business offerings and insurance marketplace. - **International Expansion**: Ongoing buildout of content and partnerships in Canada and the UK. - **Product Diversification**: Launching and scaling proprietary products like the Cash Account (3.9% APY) to reduce reliance on third-party affiliate fees. ## Why Work Here - **Culture & Values**: Emphasizes "candor, respect, humility, and curiosity." Employees report high levels of cross-functional collaboration and a "consumer-first" mission. - **Remote-First**: The company has transitioned to a remote-first workplace; most roles are fully remote from anywhere in the U.S. (offices still exist in San Francisco, New York, and the UK). - **Work-Life Balance**: Rated 4.3/5 on work-life balance by employees. Company-wide mental health days, generous parental leave, and flexible scheduling. - **Compensation & Perks**: Competitive health insurance for employee + family, mental health support, retirement plans, and an emphasis on employee growth/empowerment. - **Engineering & Data Focus**: Strong engineering culture (120 technical staff). Opportunities to work on massive data sets (credit card products, personal finance data) and shape AI-driven features. - **Employee Reviews (Glassdoor-style)**: Overall 3.5/5.0 on employer rating (Culture: 3.9, Compensation: 3.9, Career: 3.2) — positive sentiment around mission and flexibility, moderate on career advancement pace. - **Diversity & Inclusion**: Active DEI programs, inclusive environment, and commitment to employee belonging (per careers page). - **Current Openings**: ~20+ active roles including: Staff Data Scientist, Senior IT System Administrator, Staff Data Product Manager, Senior PM (AI Growth), Staff Software Engineer, Senior Engineering Manager, and more. ## Sources 1. [NerdWallet Official Site](https://www.nerdwallet.com/) 2. [NerdWallet Careers Page](https://www.nerdwallet.com/careers) 3. [NerdWallet Jobs (Ashby)](https://jobs.ashbyhq.com/nerdwallet?embed=js&locationId=0b9f774b-79d1-400a-b374-c228816c97ee) 4. [LinkedIn Company Profile](https://www.linkedin.com/company/nerdwallet) 5. 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