--- title: 'Software Engineer at Aven' canonical: 'https://feeny.ai/job/software-engineer-aven-campbell-d64dd90nkzcb' type: 'job' last_seen: '2026-09-08' --- # Software Engineer at Aven - **Company:** Aven - **Location:** Campbell, CA - **Employment:** full-time - **Work type:** onsite - **Posted:** 2025-06-11 - **Last confirmed live:** 2026-09-08 - **Apply:** https://jobs.ashbyhq.com/aven/6ef922b2-8bf9-4483-b4df-f4273ab9ea55 ## Job description Job Description We are looking for engineers who are passionate about building consumer products. You have experience with metrics-driven iterative product development at a fast pace. You get excited by working on customer problems closely with our customer support and servicing teams. You care about prioritizing and measuring impact, and driving towards impact-driven goals and metrics. You have built consumer interfaces at scale. You have built consumer interfaces that work in all network conditions and gracefully degrade as the network worsens. You care about the debounce time on a typeahead, or the layout of a card on different devices. You obsess over what contrast will get you the best engagement on a specific UI element. You worry about how your current feature will interact with the existing UX. You can expect to work on Anything and everything. At this early stage, you will find yourself: - Building a best in class credit card origination flow - Building a best in class video notarization solution - Helping us execute world-class growth & engagement tactics for our product - Architecting core product infrastructure to enable us to go from 0-to-1 - Weighing in on strategy. Every voice is important to help inform our decisions - Influencing our tech stack. - Defining our culture. As a large % of the team, who you are shapes who we become. - Become an expert in our product space, such that you're able to define how products should work end-to-end. You should join us if - You have led large, technically complex projects with a lot of moving parts - You have a lot of experience with a lot of disparate systems - You have worked on production grade compilers, operating systems, or large distributed systems - You can jump into a new environment and hit the ground running without much hand holding - You’re fine with us not having answers yet. You want to be part of figuring out the answers - You thrive in highly collaborative environments and are down to riff with us on anything from company mission to software architecture to user research - You enjoy diving into the deep end and feel like that’s where the greatest personal growth happens - You are fearless about learning the details, and understanding every single minute detail of an underlying system or process ## About Aven ## Company Overview - **One-liner**: Aven is reinventing consumer credit by offering the world’s lowest APR credit card backed by home equity, using patented technology to deliver fast, low-cost capital. - **Entity Type**: Private (Series E, raised $110M in October 2025) - **Headquarters**: San Francisco, California, USA - **Founded**: 2019 - **Founders**: Sadi Khan (CEO), Usman Ghani (CTO), Murtada Shah (Co-Founder), Collin Wikman (Co-Founder, Head of Design) ## Core Business - Primary industry: Fintech (consumer credit, financial services) - Target customers: B2C (homeowners seeking lower-cost credit) - Mission: “Deliver the lowest-cost and most transparent access to capital at scale” by giving people credit for what they already own. [aven.com/about](https://www.aven.com/about) ## Products & Services - **[Aven Card]**: A credit card with the world’s lowest APR, secured by home equity. The application process is reduced from 4–6 weeks to as fast as 15 minutes with $0 upfront cost. Patented technology automates underwriting and lien placement. [aven.com/about](https://www.aven.com/about) ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed - **Key Metric**: Total funding raised $252M (Series E $110M in Oct 2025, Series D $142M in Jul 2024); cumulative interest saved for customers exceeds $400M. [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/careers](https://www.aven.com/careers) - **Notable Investors/Partners**: Founders Fund, Khosla Ventures, Sequoia Capital, Caffeinated Capital, General Catalyst, NYCA, Max Levchin. Advisory Board includes Timothy Mayopoulos (former CEO of Fannie Mae & Silicon Valley Bridge Bank), Michael DeVito (former CEO of Freddie Mac), Patrick McHenry (former Chairman of House Financial Services Committee), Jim Messina (former White House Deputy Chief of Staff). [aven.com/about](https://www.aven.com/about) - **Growth Signals**: 120 total employees (per Built In), 31.7% headcount growth YoY, operations in 8 countries (US, Canada, Mexico, Philippines, France, Greece, India, Jamaica). 4.9-star Trustpilot rating with 5,000+ reviews. Recognized on Forbes Fintech 50 and GGV Capital Fintech Innovation 50. [builtin.com](https://builtin.com/company/aven) | [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/about](https://www.aven.com/about) ## Competitive Advantages - **Patented technology** that compresses a traditional home equity loan process (weeks, thousands of dollars) into minutes with zero upfront cost. - **Lowest APR credit card** on the market, directly attacking the core cost of consumer debt. - **Customer trust**: 4.9-star rating on Trustpilot and over $400M in cumulative interest saved. - **Top-tier advisory board** with deep regulatory and financial industry expertise, giving Aven a strategic edge in navigating complex lending laws. ## Strategic Focus - Continue scaling the machine‑banking platform to cut the cost of capital in half. - Expand product offerings beyond the initial card (e.g., mortgage tech, capital markets). - Deepen data‑driven underwriting and automation to reduce friction and cost for customers. [aven.com/careers](https://www.aven.com/careers) ## Why Work Here - **Culture**: Described as customer‑first, fundamentalist, builder, fast, minimalist, rational, and polymath. Emphasis on deep understanding of systems, laws, and code before inventing. [aven.com/careers](https://www.aven.com/careers) - **Workplace**: On‑site environment in San Francisco (Campbell, CA and HQ) with some remote or hybrid roles listed. [builtin.com](https://builtin.com/company/aven) - **Perks & Team**: “Elite tech minds” – mathematicians, engineers, data scientists. Alumni of Google, Meta, Microsoft, Uber, Tesla, and top fintechs. Strong engineering culture with focus on speed and quality. [aven.com/careers](https://www.aven.com/careers) - **Growth**: Rapidly scaling (100+ employees, 31% YoY headcount growth) with active hiring across engineering, data science, sales, and operations. ## Sources 1. [aven.com/careers](https://www.aven.com/careers) 2. [aven.com/about](https://www.aven.com/about) 3. [jobs.ashbyhq.com/aven](https://jobs.ashbyhq.com/aven) 4. [builtin.com/company/aven](https://builtin.com/company/aven) 5. [linkedin.com/company/avencard](https://www.linkedin.com/company/avencard) ## Other roles at Aven - [Legal & Compliance](https://feeny.ai/job/legal-compliance-aven-south-bay-area-campbell-ca-4zz8evha014f) — South Bay Area / Campbell, CA - [Capital Markets Lead](https://feeny.ai/job/capital-markets-lead-aven-new-york-mvbaqsvz2hcp) — New York, NY - [Solutions Operations, Mortgage Tech](https://feeny.ai/job/solutions-operations-mortgage-tech-aven-remote-0anakvxyadhw) - [Data Scientist](https://feeny.ai/job/data-scientist-aven-campbell-c6kt5n91bfsk) — Campbell, CA - [Machine Learning Engineer](https://feeny.ai/job/machine-learning-engineer-aven-campbell-863zg27y43es) — Campbell, CA - [Software Engineer](https://feeny.ai/job/software-engineer-trace3-colorado-springs-dcdm25jsktt8) — Colorado Springs, CO - [Software Engineer](https://feeny.ai/job/software-engineer-genius-sports-london-england-cnajvgtnenmc) — London England, United Kingdom - [Software Engineer](https://feeny.ai/job/software-engineer-thought-machine-lisbon-014kd1bjgq1r) — Lisbon, Portugal - [Software Engineer](https://feeny.ai/job/software-engineer-grvty-chantilly-virginia-37skr6h8ran8) — Chantilly Virginia, United States - [Software Engineer](https://feeny.ai/job/software-engineer-snowflake-warsaw-rk93stde6gfz) — Warsaw, Poland