--- title: 'Software Engineer, Back-End Focus at Kin Insurance' canonical: 'https://feeny.ai/job/software-engineer-back-end-focus-kin-insurance-united-states-zrkeggk4zen1' type: 'job' last_seen: '2026-09-14' --- # Software Engineer, Back-End Focus at Kin Insurance - **Company:** Kin Insurance - **Location:** United States - **Employment:** full-time - **Work type:** remote - **Posted:** 2026-09-08 - **Last confirmed live:** 2026-09-14 - **Apply:** https://jobs.ashbyhq.com/kin/56db2161-84b4-42ab-b1c6-adae6c1f325c ## Job description So, what’s the role? As a Software Engineer, Back-End at Kin focus you'll work on small teams to develop the products and features that make Kin operate. We're a Ruby on Rails environment with Typescript front-end and PostgreSQL database, and we apply Agile methodologies to our product and software development processes. In your role, you will have the opportunity to work on features and products in a collaborative engineering environment where you can work closely with peers as well as cross-functionally. A day in the life could include: - Writing clean, maintainable, and efficient code in Ruby on Rails - Delivering stories, tasks, or entire features - Pair programming with team members - Participating in daily stands and weekly retros - Collaborating with cross-functional team members - Providing subject matter expertise and support I’ve got the skills… but do I have the necessary ones? - Track record of shipping small to medium size software projects - Proficiency coding in Ruby, Javascript, or Typescript - Comfortable in a startup environment – we’re fast-paced, self-motivated, and determined to change the industry - A fast learner, ready to bring previous knowledge to this position and continue developing along the way - Location in Central or Eastern time zones (CST & EST) strongly preferred - At this time, we are unable to sponsor employment visa Oh, and don’t worry, we’ve got you covered! We offer a comprehensive benefits program, allowing you to choose the benefits that are best for you and your family including: Medical, Dental, Vision, Life Insurance, Short and Long Term Disability Insurance options, Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance. Kinfolk become eligible for benefits on the first day of the month following their start date. In addition to these benefits, we also are excited to offer the following: - Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level. - 401K with company match of up to 4% of eligible earnings - Flexible PTO for exempt employees (employees typically take 15-20 days annually), along with 8 company-observed holidays - A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non birthing parents - Continuing education and professional development opportunities ## #LI-REMOTE ## How we work We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers. Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win. Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths. Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers. Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage. Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company. Where we work We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration. For Sales Agents and Customer Service Agents: These roles sit in any of the following 32 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI. For all other positions, these roles can sit in any of the following 41 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above. For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered. State locations and specifics are subject to change as our hiring requirements shift. EEOC statement Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com ## About Kin Insurance ## Company Overview - **One-liner**: Kin Insurance is a direct-to-consumer home insurance provider that leverages proprietary technology and a remote-first culture to offer affordable, modern coverage, especially in areas impacted by climate change. - **Entity Type**: Private (has raised $1.4B in total funding over 18 rounds) - **Headquarters**: Chicago, Illinois, United States - **Founded**: 2016 - **Founders**: Sean Harper (Co-Founder & CEO), Jerry Fadden (Co-Founder) ## Core Business - **Primary industry**: Insurance (Home Insurance, with expanding lines including Auto, Condo, Landlord, Mobile Home, Mortgage, Home Equity Loans) - **Target customers**: B2C – homeowners and renters, particularly those in climate-vulnerable regions seeking affordable coverage and superior service - **Mission or purpose statement**: “We’re changing home insurance from what it is to what it should be.” – focused on affordability, ease, and customer-first service. ## Products & Services - **Home Insurance**: Comprehensive protection for a house and permanent structures on the property. Customizable with online or agent-assisted experience. Average customer savings of $989/year. - **Condo Insurance**: Walls-in coverage for unit interior and personal items. - **Landlord Insurance**: Investment property protection for short- and long-term rentals. - **Mobile Home Insurance**: Specialized protection for mobile and manufactured homes. - **Auto Insurance**: Customizable vehicle coverage (collision, liability, comprehensive). - **Mortgage Refinancing**: Options to secure lower rates, shorten loan terms, or get cash. - **Home Equity Loan (HELOC)**: Revolving line of credit for home improvements, debt consolidation, etc. - **Mortgage (New Purchase)**: Kin-specific rates to help buy a home. ## Market Standing - **Valuation/Market Cap**: Not disclosed (private company). - **Key Metrics**: - Total Funding: $1.4B (18 rounds) – [linkedin.com](https://www.linkedin.com/company/kin-insurance) - Annual Revenue: $156.1M (as per LinkedIn estimate, 505 employees reported on that platform) – [linkedin.com](https://www.linkedin.com/company/kin-insurance) - Policies Bound: 240,000+ – [kin.com/about](https://www.kin.com/about/) - **Notable Investors/Partners**: Not explicitly listed in provided materials; carrier partners include Kin Interinsurance Network and Kin Interinsurance Nexus Exchange, both rated A Exceptional by Demotech and backed by 40+ financially strong reinsurers. – [kin.com/about](https://www.kin.com/about/) - **Growth Signals**: - Ranked #37 in Inc. 5000 Fastest Growing Companies in America (2024) - Recognized by Forbes as a Best Startup Employer in America - 750+ employees nationwide (per company site); LinkedIn shows 505 employees with +9.8% YoY growth (potential discrepancy due to contractor or location count) - Operating in 6 countries (US, Philippines, Germany, UAE, Nigeria, etc.) – [linkedin.com](https://www.linkedin.com/company/kin-insurance) - Average Net Promoter Score of 80 (industry average is 42) – [kin.com/about](https://www.kin.com/about/) ## Competitive Advantages - **Proprietary Technology & Direct-to-Consumer Model**: Built from scratch to serve modern homeowners, allowing affordable pricing even in climate-affected areas without compromising coverage. - **Customer Satisfaction**: 4.7/5 average service rating, 9,000+ 5-star online reviews, and 80 NPS (nearly double industry average). - **Financial Strength**: Carrier partners with A Exceptional Demotech rating and strong reinsurer backing; operating lean ensures savings pass to customers. - **Expanded Product Suite**: Beyond home insurance, offering auto, condo, landlord, mobile home, mortgage and HELOC – creating a one-stop shop for homeowners. - **Remote-First Culture**: Attracts top talent across geographies; recognized by Forbes as Best Startup Employer. ## Strategic Focus - **Operating Lean, Delivering More**: Relentless prioritization and use of AI/technology to multiply impact and keep costs low. - **Innovation & Experimentation**: Constantly asking “What if?” and using data to improve products and processes. - **Customer Expansion**: Growing product lines (mortgage, auto) to deepen relationships and offer cross-sell opportunities. - **Talent & Culture**: Hiring ambitious, collaborative individuals who embrace transparency and ownership; building a high-performance, low-drama team. ## Why Work Here - **Remote-First Environment**: “Work where you work best” – flexible PTO, daily snacks/amenities for those in-office, fully remote options. - **Benefits**: Medical, dental, vision, life insurance, 401k with company match, paid parental leave, flexible spending accounts (healthcare, commuter, dependent care), paid training and development. - **Culture & Values**: Core values include “Operate Lean. Deliver More.”, “Keep asking ‘What if?’”, “Act like an owner”, “Run through walls, together”, and “Raise the bar. Drop the ego.” – fostering a challenger mindset and collaborative, low-drama atmosphere. - **Awards & Recognition**: Forbes Best Startup Employer, Inc. 5000 #37 Fastest Growing Company (2024) – strong signal of growth and stability. - **Growth Opportunity**: 750+ employees and scaling; open roles in engineering, customer service, sales, and more; emphasis on learning and impact. ## Sources 1. [kin.com/about](https://www.kin.com/about/) – Company overview, leadership, customer metrics, financial strength 2. [kin.com/careers](https://www.kin.com/careers/) – Career page, culture, benefits, core values, awards 3. [kin.com](https://www.kin.com/) – Product listing, customer reviews, ratings 4. [linkedin.com/company/kin-insurance](https://www.linkedin.com/company/kin-insurance) – Company details, headcount, revenue, funding, geographic presence 5. [jobs.ashbyhq.com/kin](https://jobs.ashbyhq.com/kin) – Active job postings (evidence of open roles) ## Other roles at Kin Insurance - [Licensed Sales Agent Talent Community – Future 2027 Classes](https://feeny.ai/job/licensed-sales-agent-talent-community-future-2027-classes-kin-insurance-united-5kknwxsg1pcq) — United States - [Operations & Compliance Analyst, Kin Financing](https://feeny.ai/job/operations-compliance-analyst-kin-financing-kin-insurance-remote-xw624t2ax78c) - [IT Analyst](https://feeny.ai/job/it-analyst-kin-insurance-chicago-m97ct2mmpe69) — Chicago, IL - [Senior Complex Claims Adjuster](https://feeny.ai/job/senior-complex-claims-adjuster-kin-insurance-united-states-2xf6880jn2fg) — United States - [Director, Product Management - Platform & Customer Lifecycle](https://feeny.ai/job/director-product-management-platform-customer-lifecycle-kin-insurance-remote-m9bes26n99py) - [Licensed Sales Manager](https://feeny.ai/job/licensed-sales-manager-kin-insurance-united-states-1v9sg3hq43r0) — United States - [Licensed Sales Manager (11-8PM CST Shift)](https://feeny.ai/job/licensed-sales-manager-11-8pm-cst-shift-kin-insurance-united-states-vnewh0m989wb) — United States - [Staff Product Designer, Growth](https://feeny.ai/job/staff-product-designer-growth-kin-insurance-remote-s43m9tzg65qr) - [Insurance Product Manager](https://feeny.ai/job/insurance-product-manager-kin-insurance-remote-868aa6n3ksgd) - [Staff Analytics Engineer](https://feeny.ai/job/staff-analytics-engineer-kin-insurance-united-states-eg0hskvfqc9f) — United States