---
title: 'Software Engineer: Full Stack at Thatch'
canonical: 'https://feeny.ai/job/software-engineer-full-stack-thatch-san-francisco-california-1g8ywknhxzkb'
type: 'job'
last_seen: '2026-09-07'
---

# Software Engineer: Full Stack at Thatch

- **Company:** Thatch
- **Location:** San Francisco California, United States
- **Compensation:** $161k–$230k
- **Work type:** remote
- **Posted:** 2026-02-07
- **Last confirmed live:** 2026-09-07
- **Apply:** https://thatch.com/jobs/5113761008?gh_jid=5113761008

## Job description

## About the role

Thatch is rewiring how health benefits work. We build software that powers employer-funded coverage and gives employees real control over how they use their benefits.

We’re looking for a Full Stack Software Engineer to own broad product surfaces, from concept to production. You’ll build across the frontend and backend systems that power onboarding, benefits management, and payments. This work touches real money and real healthcare decisions. Correctness and reliability matter, but so does making the experience feel simple for the people using it.

We organize engineering around the people we serve: members, employers, and partners, so teams own end-to-end experiences and ship with speed and accountability.

## What you'll do

- Take ownership of meaningful product areas from idea through production.
- Ship quickly, but never at the expense of correctness or long-term maintainability.
- Contribute across the stack, from user-facing interfaces to backend services.
- Translate real user and business needs into clear, pragmatic technical solutions.
- Set and uphold a high bar for code quality, system design, and product polish.
- Take responsibility for production systems, including reliability, debugging, and continuous improvement.

## What we are looking for

- Experience building and shipping production web applications across the stack.
- Strong product judgment and comfort working through ambiguity.
- Ability to reason about complex systems and business logic.
- Familiarity with modern engineering tools and frameworks.
- A track record of ownership, cross-functional collaboration, and good technical decision-making.

We hire engineers across multiple levels and care most about the scope you’ve owned, the impact you’ve had, and how you make decisions.

Tools and tech stack

- Ruby on Rails for backend systems.
- React and TailwindCSS for the frontend.
- Small amounts of Python and backend JavaScript where appropriate.

Prior Ruby experience is helpful but not required. We care far more about how you think than which language you know.

## Experience that stands out

- Work in healthcare, finance, or other complex or regulated domains.
- Experience with HR, payroll, payments, or partner-facing systems.
- Ownership of systems with real operational or financial impact.

## How we work

- We move quickly and bias toward action.
- We ship early, learn from real usage, and iterate.
- We operate with trust, ownership, and high empathy.
- We value clarity over ceremony and quality over shortcuts.

What to expect

We aim to keep the process thoughtful, rigorous, and efficient. Most candidates complete it within three weeks. You can expect:

- An initial conversation with a recruiter.
- A collaborative pair programming session.
- A systems design interview and a separate conversation with one of our engineers about how we work together.
- A final conversation with engineering and company leadership.

Estimated Compensation Range $161,000—$230,000 USD

## About Thatch

We’re a fully distributed early stage company using technology to change the way America does healthcare. We’re a happy, friendly, high-velocity team. You can read [more on Thatch here](https://thatch.ai/company).

## About Thatch

## Company Overview
- **One-liner**: Thatch is a modern health benefits platform that uses an ICHRA to let employers set a budget and empower employees to choose and manage their own healthcare plans and spending.
- **Entity Type**: Private (Series B)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2021
- **Founders**: Not publicly available

## Core Business
- **Primary industries**: Health benefits, Fintech (healthcare payments)
- **Target customers**: B2B – small-to-medium businesses and mid-market employers
- **Mission/purpose**: “Building a healthcare system people love”

## Products & Services
- **Thatch Platform**: All-in-one ICHRA-based benefits platform. Employers set a budget; employees choose their own health, dental, and vision insurance from top carriers and spend leftover funds on healthcare costs.
- **Ask Thatch**: AI-powered 24/7 text-based support for compliance, expense verification, and account questions.
- **Thatch Visa Debit Card**: Employees use the card to pay for prescriptions, copays, therapy, and other eligible healthcare costs from their budget.
- **Insurance Marketplace**: Access to plans from national carriers, selected directly by employees.
- **Benefits Marketplace**: Curated ecosystem of health and wellness services available with tax-free allowance.

## Market Standing
- **Valuation**: Not disclosed
- **Key Metric**: Total funding of **$84M** (as of April 2025)
- **Notable Investors**: General Catalyst, Index Ventures (led Series A and Series B), Google Ventures (led Seed round)
- **Growth Signals**: 4,000+ employers using Thatch; **208 employees** (monthly growth +10.5%); Series B raised $40M in April 2025; transparent support metrics (CSAT 99.9%, enrollment accuracy 83% vs. industry avg 76%).

## Competitive Advantages
- **ICHRA-native model** offers maximum flexibility and personalization compared to traditional group plans.
- **Works out of the box** with any payroll provider and insurance plan – no integration or implementation required.
- **5-minute setup** and ability to switch any time of year (not just open enrollment).
- **Transparent CX metrics** published publicly (response time, CSAT, enrollment accuracy).
- **Visa debit card** seamlessly extends the budget to out-of-pocket costs.

## Strategic Focus
- Scale employer adoption across SMB and mid-market segments.
- Deepen the benefits marketplace with more high-impact wellness partners.
- Build robust financial infrastructure for balances, premiums, and reimbursements.
- Expand data and analytics capabilities to drive insights and predictive features.

## Why Work Here
- **Remote-first** with optional in-person hubs in San Francisco and Austin.
- **Team caliber**: Colleagues from Stripe, Ramp, Rippling, Shopify, and Robinhood.
- **Energizing offsites** in beautiful locations.
- **Flexible home office budget** for remote work setup.
- **Operating principles**: Bias for action, relentless resourcefulness, high trust environment.
- **20 open roles** across Engineering, Operations, Growth, and Account Management.
- **High impact** at a fast-growing startup redefining healthcare benefits.

## Sources
1. [thatch.com](https://thatch.com/)
2. [thatch.com/company](https://thatch.com/company)
3. [thatch.com/jobs](https://thatch.com/jobs)
4. [LinkedIn](https://www.linkedin.com/company/thatch-com)
5. [CB Insights](https://www.cbinsights.com/company/thatch-2)

## Other roles at Thatch

- [Operations Recruiter](https://feeny.ai/job/operations-recruiter-thatch-austin-texas-v9tne5w34cy8) — Austin Texas, United States
- [GTM Recruiter](https://feeny.ai/job/gtm-recruiter-thatch-united-states-qq8f86pg7hmb) — United States
- [Operations Specialist, Payroll Reconciliation](https://feeny.ai/job/operations-specialist-payroll-reconciliation-thatch-austin-texas-3rxsvdknh2xa) — Austin Texas, United States
- [Operations Specialist, Employer Onboarding](https://feeny.ai/job/operations-specialist-employer-onboarding-thatch-austin-texas-3jwq0t6k27x5) — Austin Texas, United States
- [Operations Specialist, Billing and Collections](https://feeny.ai/job/operations-specialist-billing-and-collections-thatch-austin-texas-5pms443cj9m7) — Austin Texas, United States
- [Operations Manager, Employer Support](https://feeny.ai/job/operations-manager-employer-support-thatch-austin-texas-wchjs4dhepne) — Austin Texas, United States
- [Operations Specialist HIRING EVENT](https://feeny.ai/job/operations-specialist-hiring-event-thatch-austin-texas-0fsd364hs31c) — Austin Texas, United States
- [Sales Development Representative](https://feeny.ai/job/sales-development-representative-thatch-united-states-e4814c202r4z) — United States
- [Customer Advocacy Manager](https://feeny.ai/job/customer-advocacy-manager-thatch-united-states-nbs57szycer6) — United States
- [Head of Product Design](https://feeny.ai/job/head-of-product-design-thatch-austin-texas-88nr4r0rq2pg) — Austin Texas, United States / New York New York, United States / San Francisco California, United States