--- title: 'Software Engineer at Ozow' canonical: 'https://feeny.ai/job/software-engineer-ozow-cape-town-5wes01awvce3' type: 'job' last_seen: '2026-10-30' --- # Software Engineer at Ozow - **Company:** Ozow - **Location:** Cape Town, South Africa / Johannesburg, South Africa - **Posted:** 2025-09-02 - **Last confirmed live:** 2026-10-30 - **Apply:** https://job-boards.greenhouse.io/ozow/jobs/6922859003 ## Job description Meet Ozow Ozow is a leading fintech company that's redefining digital payments in South Africa and beyond. We're dedicated to making payments more accessible, secure, and convenient for both businesses and consumers. As a fast-growing player in the financial technology sector, Ozow fosters a culture of innovation, diversity, and inclusivity. We believe in pushing the boundaries of what's possible and are committed to making a positive impact on the world through our payment solutions. More about this Ozow fantastic position Ozow is seeking a Software Engineer to join our talented development team. As a Software Engineer, you'll play a crucial role in designing, developing, and maintaining innovative solutions that power our digital payment platforms. This is an opportunity to work on cutting-edge technology, solve complex challenges, and contribute to the growth of the fintech industry. ## Your role and responsibilities Software Development - Collaborate with cross-functional teams to design, develop, and maintain software solutions that meet high-quality standards and business requirements. Coding - Write clean, efficient, and maintainable code while following best practices and coding standards. Technical Problem Solving - Analyze and troubleshoot complex technical issues and implement effective solutions. System Architecture - Contribute to the design and architecture of software systems, ensuring scalability, security, and performance. Code Reviews - Participate in code reviews to ensure code quality and knowledge sharing within the team. Agile Development - Work in an Agile environment, participating in sprint planning, stand-ups, and retrospectives. Documentation - Create and maintain technical documentation for software and processes. Mentoring - Provide guidance and mentorship to junior team members as needed. You are an ideal candidate if you have - At least 4+ years of work-related experience as a Software Engineer or Software Developer - Ideally have an IT Diploma or Degree - Ability to develop software in .NET 8 C#, JavaScript, ReactJs, HTML, CSS and other programming languages (polyglots preferred) - Excellent knowledge of Postgres, Mssql technologies (EF, NHibernate) - Knowledge of NoSQL databases such as Redis, Riak, MongoDB, and others. - Experience developing web applications, with a good understanding of how the web works - Proven experience in high-scale applications and an understanding of the practices and approaches that are employed in scaling applications beneficial. - Experience with unit testing, knowledge of applying test-driven development beneficial - Understanding DevOps principals and how to apply them practically beneficial. - Experience in cloud services preferred – AWS, Azure. - Experience with containerisation (Docker/Kubernetes, TeamCity, Octopus Deploy, Appveyor) highly beneficial. - Experience working with agile methodologies – a true believer ## Your skills and competencies - You eagerly embrace change, absorb cross-functional skills, and connect ideas across disciplines to drive fresh thinking and innovation. - Ability to initiate, develop, maintain and leverage outstanding relationships to influence a wide network, both inside and outside the company. - A trailblazer who steps up, takes charge, and creates meaningful impact—those driven by performance and purpose to lead from the front and make a real difference every day. - You thrive in collaboration, embrace inclusion, and bring a genuine curiosity for global cultures—valuing collective success over individual credit. - Demonstrate strategic foresight, sound judgement, and the ability to make confident decisions under uncertainty, always working toward the best possible outcomes. - You challenge norms, champion innovation, and constantly seek growth—for themselves, their team, and the solutions they build. - You are a decisive doer—those who take initiative, follow through with confidence, and ensure results through courageous, hands-on leadership. - We value optimism, agility, and the strength to persevere under pressure—balancing performance with positivity, even in challenging environments. - You are driven, proactive individuals who take ownership, face challenges with grit, and consistently push for excellence—not just as participants, but as catalysts for success. Interview process During the interview process you will meet with the People team, the hiring manager, and relevant CSuite. Our process may include psychometric and technical assessments, giving you an opportunity to demonstrate your strengths, skills and potential beyond your CV and interview. In office perks - Healthy breakfast, lunches and snacks - Monthly team connects - On-site Barista ## Perks for South African based employees - Medical aid subsidy - Group Risk Insurance - Generous paid annual leave - Birthday leave - Learning and Development opportunities - Mentorship programme - Quarterly team building - Employee Assistance Programme (EAP) - Community initiatives - Access to cutting edge technology - [Ozow Tech Stack](https://ozow.com/tech-stack) Our Employee Value Proposition At Ozow, we don't just process payments. We are redefining the future of how money moves. Our promise to our people is simple. Ozow is built for high impact: clear expectations, genuine investment in you, and the room to do work you are proud of. We back you to own what you deliver and how you grow, and we recognise the people who lift others, not just themselves. People are trusted to make decisions and own outcomes, where the growth you create, in yourself and in others, is part of how we succeed together. Compliance As a fintech company, we prioritize data security, confidentiality, regulatory and compliance. Due to the sensitive nature of our work, we require individuals with a high level of integrity and trustworthiness to ensure adherence to financial regulations and industry standards. Given the sensitive nature of our work, all employees are expected to demonstrate professionalism, accountability, and a commitment to ethical conduct in line with financial regulations and industry standards Ready to be exceptional? Apply now! Keen to know more? Interested in joining our rocket ship? To find out more about life at Ozow, head over to our Careers Page [here!](https://ozow.com/ozow-careers/) ## About Ozow ## Company Overview - **One-liner**: Ozow provides a secure, cardless pay-by-bank payment gateway that links South African businesses with millions of bank account holders for seamless transactions. - **Entity Type**: Private (Series B funded) - **Headquarters**: Cape Town, South Africa - **Founded**: 2014 - **Founders**: Not publicly available (the company was previously known as i-Pay) ## Core Business - Primary industry: Financial Services / Payments (Open Banking) - Target customers: B2B – businesses of all sizes in South Africa (SME to enterprise), also enables peer-to-peer payments via Ozow.ME - Mission: “Create financial access through Open Banking” and redefine the payments industry in Africa by making payments easier, faster, and more secure. ## Products & Services - **Pay by Bank (eCommerce)**: Customers pay directly from their bank account using their mobile device – no card required. Integrates with eCommerce platforms. - **QR Code Payments**: In-store payment option using a QR code scanned from a banking app. - **e-Billing / Payment Links**: Businesses can send invoices or payment links via email or SMS. - **Ozow.ME**: Peer-to-peer payment solution allowing friends and family to send money using just a bank account and smart device. - **Payouts & Refunds**: API-driven capability for businesses to issue refunds or make bulk payouts. - **Integrations & Plugins**: Pre-built plugins for major eCommerce platforms and ERP systems. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (private company) - **Key Metric**: Total funding of **$49.4M** (Series B of $48M led by Tencent in November 2021; earlier rounds from Kalon Venture Partners and others) [linkedin.com](https://za.linkedin.com/company/ozowsecurepayments) - **Notable Investors/Partners**: Tencent (lead Series B), Kalon Venture Partners, Capitec Bank (partner for “Ozow X Capitec PAY”) - **Growth Signals**: - 93 employees (+17.6% YoY) with active hiring across engineering, commercial, and customer operations [linkedin.com](https://za.linkedin.com/company/ozowsecurepayments) - Over 6 million registered users and 150+ employees (website claims 150+ employees – likely inclusive of contract/temporary) [ozow.com](https://ozow.com/) - Expanding presence: headquarters in Cape Town, office in Johannesburg, and a location in the United Kingdom [linkedin.com](https://za.linkedin.com/company/ozowsecurepayments) - Integration with 47 million bank account holders in South Africa [ozow.com](https://ozow.com/) ## Competitive Advantages - **Open Banking leader in South Africa**: Pay-by-bank eliminates the need for cards, reducing transaction costs and fraud risk. - **Strong security compliance**: Built using “the latest technology” and complies with international safety and security standards (PCI DSS level 1, etc.). - **Broad bank coverage**: Works with all major South African banks, giving access to virtually the entire banked population. - **Partnership with Tencent**: Strategic backing from a global tech giant provides credibility and network effects. - **Seamless UX**: No app download required – transactions happen within existing banking apps. ## Strategic Focus - Continue to expand Open Banking payment solutions across Africa, with an emphasis on financial inclusion and reduced reliance on cash and cards. - Deepen partnerships with banks (e.g., Capitec PAY) to embed payment rails directly into banking ecosystems. - Invest in fraud detection and risk solutions (as evidenced by the Product Manager: Payments Fraud & Risk Solutions job posting) [job-boards.greenhouse.io](https://job-boards.greenhouse.io/ozow/jobs/7673549003). - Scale the merchant base and extend into larger enterprise clients, leveraging the recent product suite expansion (payouts, refunds, links). ## Why Work Here - **Culture & Values**: Ozow promotes excellence, resilience, inclusivity, innovation, and wellbeing. The company describes itself as “fast-paced, agile, inclusive, passionate and driven” and encourages “bold pursuits without ego” [ozow.com](https://ozow.com/life-at-ozow). - **Perks**: Medical subsidy, group risk insurance, generous paid annual leave, birthday leave, mentorship programme, learning & development opportunities, monthly team connects, quarterly team building, healthy lunches & snacks (Cape Town & Johannesburg), on-site barista at Cape Town office, Ozow library and playroom [ozow.com](https://ozow.com/jobs). - **Work Environment**: Hybrid/office policy not explicitly stated, but roles are listed for Cape Town and Johannesburg. The Cape Town office features an on-site barista, library, and playroom – indicating a vibrant, in-office culture. - **Engineering & Growth**: Active hiring for senior engineering roles (Data Engineer, Software Engineer, Test Engineer). Technical team makes up 21% of headcount. The company emphasises access to “cutting-edge technology” and a “growth mindset” – “you’ll be supported and pushed to achieve greatness” [ozow.com](https://ozow.com/life-at-ozow). - **Mission-driven**: Employees work on “meaningful, impactful work” that changes the payment landscape in Africa – a strong draw for purpose-driven talent. ## Sources 1. [ozow.com – Homepage](https://ozow.com/) 2. [ozow.com – Careers Page](https://ozow.com/jobs) 3. [ozow.com – Life at Ozow](https://ozow.com/life-at-ozow) 4. [LinkedIn – Ozow Company Profile](https://za.linkedin.com/company/ozowsecurepayments) 5. [Greenhouse – Ozow Job Board](https://job-boards.greenhouse.io/ozow/jobs/7673549003) ## Other roles at Ozow - [Senior Automation Engineer](https://feeny.ai/job/senior-automation-engineer-ozow-cape-town-k9rf83wbkksq) — Cape Town, South Africa - [Junior Integration and Enablement Associate](https://feeny.ai/job/junior-integration-and-enablement-associate-ozow-cape-town-e4djbze5xys3) — Cape Town, South Africa - [Senior Software Engineer (AI-Enabled)](https://feeny.ai/job/senior-software-engineer-ai-enabled-ozow-cape-town-8ygfa5fntxvb) — Cape Town, South Africa - [Junior Software Engineer (AI-Enabled)](https://feeny.ai/job/junior-software-engineer-ai-enabled-ozow-cape-town-mw2baeqxtyc9) — Cape Town, South Africa - [Agentic AI Engineer](https://feeny.ai/job/agentic-ai-engineer-ozow-cape-town-zdqswr8c5sac) — Cape Town, South Africa - [Content Strategist](https://feeny.ai/job/content-strategist-ozow-cape-town-8tscympkgt9k) — Cape Town, South Africa - [Marketing Manager](https://feeny.ai/job/marketing-manager-ozow-cape-town-pmecd7gegpf1) — Cape Town, South Africa - [Senior Data Engineer](https://feeny.ai/job/senior-data-engineer-ozow-cape-town-9p3erbzebp6a) — Cape Town, South Africa - [Software Engineer](https://feeny.ai/job/software-engineer-coinflow-chicago-vh7rrqp0sv06) — Chicago, IL - [Software Engineer](https://feeny.ai/job/software-engineer-sertis-bangkok-wnry4gjffvn7) — Bangkok, Thailand