---
title: 'Software Engineer, Product / Mobile at Bree'
canonical: 'https://feeny.ai/job/software-engineer-product-mobile-bree-toronto-kyv4kq7b2a1r'
type: 'job'
last_seen: '2026-09-11'
---

# Software Engineer, Product / Mobile at Bree

- **Company:** Bree
- **Location:** Toronto, Canada
- **Compensation:** $170k–$230k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-09-10
- **Last confirmed live:** 2026-09-11
- **Apply:** https://jobs.ashbyhq.com/bree/c7601cde-1e82-4129-a7a7-aa8e05d74daf

## Job description

## About Bree

Bree is a consumer finance platform that brings better, faster, and cheaper financial services to over half the Canadian population who live paycheck to paycheck. We operate in a huge, but overlooked market in a country with the least amount of financial technology innovation in the developed world. Our first act is to become the cheapest and best provider of short-term credit to the 20 million people in Canada who live paycheck to paycheck. More than 800,000 Canadians have already signed up with Bree and we believe we are just scratching the surface. We are in an exciting place where we have product market fit, explosive growth, and a clear path to becoming one of the most important FinTechs in Canada. We have had zero voluntary employee churn. We were part of [Y Combinator](https://www.ycombinator.com/)in 2021 and raised a $2M seed round shortly after.

## About the Role

Bree is building a pragmatic, high-ownership engineering team that ships customer value quickly and calmly. We care less about perfect craft for its own sake and more about impact, reliability, and momentum. You’ll own features end-to-end across our Lambda-based backend and React Native apps. You’ll make smart assumptions when product specs are thin, be comfortable working around engineering tradeoffs, and iterate fast to get value in customers’ hands. You’ll pair a builder’s mindset with enough testing and observability to keep us moving without breaking things.

## What You'll Do

- Ship full-stack features end-to-end: product discovery, scoping, implementation, and release.
- Work across a TypeScript/Node serverless stack (AWS Lambda, API Gateway, SQS) and React Native frontends.
- Make pragmatic calls in ambiguous situations; unblock yourself and others without waiting on perfect specs.
- Instrument what you ship (logging, metrics, alerts) and add tests to keep releases stable.
- Improve existing surfaces: refactor opportunistically, pay down tech debt without slowing delivery.
- Collaborate tightly with design and product on customer-visible outcomes, not theoretical elegance.

## What You'll Need

- Have real startup experience shipping product in lean environments.
- Have shipped things personally (side projects, OSS, indie apps) and can show a portfolio/GitHub.
- Are fluent in TypeScript and comfortable across Node, React/React Native, and REST/GraphQL APIs.
- Have worked with AWS serverless (Lambda/SQS) or equivalent event-driven systems.
- Use testing pragmatically (Jest, React Native Testing Library, Detox) and integrate into CI.
- Demonstrate product judgment: you can refine a rough idea into a scoped, high-leverage release.
- Communicate clearly, default to ownership, and stay even-keeled when wrestling with engineering tradeoffs.

## Nice to Have

- Experience with mobile release pipelines, over-the-air updates, and app store processes.
- Observability chops (e.g., structured logging, tracing, performance profiling).
- Comfort with analytics/experimentation (event models, simple A/Bs) to validate features.
- Contributions to OSS or public write-ups about projects you’ve shipped.

Full-Time Employee Benefits Include: 💰Top of the market compensation for top performers ⚕️Comprehensive health, dental, and vision benefits plan 🖥 $1,500 annual learning & home-office stipend 🧘🏼 $1,000 annual wellness stipend 🍔 Monthly Lunch Stipend 🚗 Commuter Benefits 🚼Paid Parental leave 🏝20 annual PTO days + unlimited sick days 🚀 Quarterly Team Gatherings ☕ In Office Amenities

## About Bree

## Company Overview
- **One-liner**: Bree is a Canadian consumer finance platform that provides interest‑free cash advances (up to $750) along with a budgeting tool and financial wellness content to help people avoid overdraft fees.
- **Entity Type**: Private (backed by Y Combinator S21; venture‑funded)
- **Headquarters**: Toronto, Ontario, Canada (also offices in Vancouver, BC; United States; Philippines; Vietnam)
- **Founded**: 2021
- **Founders**: Adam Kang and Alexander Li

## Core Business
- **Primary industry**: Consumer finance / Fintech
- **Target customers**: B2C – Canadians living paycheck‑to‑paycheck, especially those at risk of overdraft
- **Mission/purpose statement**: “To help Canadians move towards financial wellness” with no interest, no mandatory fees, and a community‑supported model.

## Products & Services
- **Cash Advance (Flagship)**: Interest‑free cash advances from $20 up to $750, with 0% APR. No mandatory fees or interest; users choose an optional tip. Repayment is triggered on the next payday (minimum 1 day, maximum 90 days). Offers overdraft protection.
- **Budgeting Tool**: Included in the optional monthly membership ($2.99/month after a 1‑month free trial). Provides financial insights and spending tracking.
- **Weekly Newsletter**: Financial wellness content sent to subscribers.

## Market Standing
- **Valuation / Market Cap**: Not disclosed (private company)
- **Key Metric**: Over 400,000 consumers have signed up since 2021 (source: LinkedIn)
- **Notable Investors/Partners**: Y Combinator (S21 batch), plus other venture capital firms and angel investors.
- **Growth Signals**: Headcount grew 54.2% YoY to 31 employees (LinkedIn). Active job postings increased 140% year‑over‑year. Expanding into new roles across engineering, product, and operations.

## Competitive Advantages
- **No‑interest, no‑fee model**: Differentiates from payday lenders and traditional overdraft services. Users only tip if they choose, keeping the service affordable.
- **Community‑supported ethos**: “Pay it forward” culture – tips from users keep the service running, aligning incentives with customer well‑being.
- **Simple, fast access**: Sign up and get approved in minutes; integrated with payroll for automatic repayment.
- **Strong early traction**: 400,000+ users in a large addressable market (20M+ Canadians living paycheck‑to‑paycheck).

## Strategic Focus
- **Product expansion**: Bree positions itself as “Chime for Canada” – aiming to become a full‑service digital banking alternative. Current hiring includes ML engineers for underwriting and product managers for new features.
- **Growth**: Scaling engineering and AI capabilities (e.g., Machine Learning Engineer, Underwriting) to improve credit decisioning and personalisation.
- **Geographic reach**: Currently Canada‑focused but has remote teams in the US, Philippines, and Vietnam, suggesting interest in global talent and possibly future international expansion.

## Why Work Here
- **Culture & mission**: “Customer First” and “Trust” are core values. The company aims to replace predatory payday loans with a fair, transparent service.
- **Engineering environment**: Tech stack includes modern tools (React Native, Python, Kubernetes, AWS, Snowflake, PyTorch). Teams are cross‑functional and agile.
- **Growth opportunity**: Rapid headcount growth (54% YoY) and a startup stage (Series unknown, but YC‑backed) means employees can have outsized impact.
- **Work policy**: Hybrid/remote options – roles are listed as remote (US/Canada) or Toronto/ Vancouver. Flexible working arrangements.
- **Compensation**: Salaries for engineering roles range from roughly $130K–$230K CAD (per YC job listings), competitive for Canadian fintech.
- **Benefits**: Optional $2.99/month membership for premium budgeting features; otherwise no mandatory fees. Perks mentioned: free trial, community support model.

## Sources
1. [trybree.com](https://www.trybree.com/)
2. [trybree.com/about](https://www.trybree.com/about)
3. [linkedin.com/company/breetechnologies](https://ca.linkedin.com/company/breetechnologies)
4. [ycombinator.com/companies/bree/jobs](https://www.ycombinator.com/companies/bree/jobs)
5. [ashbyhq.com/bree](https://jobs.ashbyhq.com/bree)

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