--- title: 'Software Engineer, Treasury at Lithic' canonical: 'https://feeny.ai/job/software-engineer-treasury-lithic-remote-273mrqxrqfzm' type: 'job' last_seen: '2026-09-10' --- # Software Engineer, Treasury at Lithic - **Company:** Lithic - **Location:** Remote - **Work type:** remote - **Posted:** 2025-12-15 - **Last confirmed live:** 2026-09-10 - **Apply:** https://job-boards.greenhouse.io/lithic/jobs/5737189004 ## Job description Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. We are hiring for our Treasury team Software Engineers at various levels (II and Senior) who are curious and willing to dive deep and understand our technology and domain in order to solve interesting and hard problems. The Treasury team maintains and builds the backend services that manage the flow of funds between Lithic and third parties. This includes our ledger, ACH and wire infrastructure, and associated reconciliation. The systems we maintain have high standards of reliability and correctness. You will become an expert in the card payments space. The Treasury team primarily uses Python for their tech stack. The Treasury team builds the mission-critical backend services that orchestrate the flow of funds between Lithic and external financial institutions. This includes engineering our core ledger, ACH and wire infrastructure, and high-precision reconciliation systems. As we handle the movement of money, we build our systems to the highest standards of reliability and correctness. Our team operates with a high degree of autonomy; we have direct control over what we build and the technical direction we take. Prior fintech experience is not required. You will gain deep expertise in the global payments ecosystem while working with a modern, cloud-native stack primarily utilizing AWS (DynamoDB, Kinesis, Lambda, Step Functions, etc.) and Python. ## What You'll Do - Own initiatives from planning to launch, keeping stakeholders informed and aligned while maintaining a high bar for quality. - Own your learning of business domains and technical stacks to build a comprehensive mental model of the Treasury ecosystem and how money moves—while the team helps you get there. - Improve system resilience and ensure high reliability and correctness for Lithic’s ledger and orchestrated funds flows. - [Senior] Lead the architectural direction and solve our most complex technical challenges, ensuring our systems scale gracefully as we grow. ## What You Bring - Business and technical curiosity: You have a natural drive to peel back layers of a system until you understand the root cause of a problem and how it impacts the broader financial ecosystem. - A structured approach to learning: You demonstrate a growth mindset centered on building complete mental models of complex systems. - Autonomy and urgency: You have high agency and thrive in an environment where you are given a problem space rather than a list of tasks, moving with purpose to deliver high-quality solutions. - [Senior] Experience building distributed systems: You have the technical judgment required to design and scale high-stakes infrastructure where reliability and correctness are foundational. The annual US salary range for this role is $160,000 - $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance. Crack the code A hidden code is tucked into this application. Find it and enter it below to continue. 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 Benefits for Full-Time US Employees: - Unlimited PTO - 12-weeks fully paid parental leave - 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) - Work From Anywhere: work from anywhere in the world 4-weeks each year - 3% cashback on card purchases with your complimentary [Privacy.com](http://Privacy.com) employee account - Health, vision, and dental insurance; HSA Contribution Match - 401(k) match - Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: - Commuter benefit - Catered lunch every Tuesday and Thursday ## About Lithic ## Company Overview - **One-liner**: Lithic provides a modern, developer-friendly card issuing and money movement platform that enables fintechs, banks, and software companies to launch and scale debit, credit, and prepaid card programs. - **Entity Type**: Private (Series C, $115.4M total funding) - **Headquarters**: New York, New York, United States - **Founded**: 2014 (as Privacy.com); Lithic spun out in 2021 - **Founders**: Bo Jiang (CEO), David Nichols (CDO), Jason Kruse (CTO) ## Core Business - Primary industry: Payments infrastructure / Card issuing processing - Target customers: B2B – fintech companies, digital banks, software companies, and enterprises launching card programs - Mission: “Access to better financial products materially improves people’s lives.” Focus on replacing legacy issuer processors with a modern, API-first stack. ## Products & Services - **Card Issuing Platform**: Programmable APIs for issuing debit, credit, and prepaid cards (virtual and physical) with features like instant issuance, tokenization, and custom card printing. - **Money Movement**: ACH and wire transfers, multi-currency support, precise debit/credit ledgers, and settlement APIs. - **Risk & Fraud Mitigation**: End-to-end disputes and chargeback resolution, identity verification, tokenization control, and configurable fraud rules. - **Compliance & Program Management**: SOC 1 Type 1, SOC 2 Type 2, PCI DSS, and ISO 27001 certified; optional managed services for bank/network/regulatory compliance. - **Developer Tools**: Well-documented APIs, sandbox environment, and dashboard for real-time monitoring and configuration. ## Market Standing - **Valuation**: Not publicly disclosed - **Key Metric**: $115.4M total funding (Seed, Series A, B, C); annual revenue estimated at $10M (LinkedIn, as of 2025) - **Notable Investors**: Index Ventures (seed lead), Teamworthy Ventures (Series A lead), Bessemer Venture Partners (Series B lead), Stripes (Series C lead) - **Growth Signals**: 130 employees (+19.3% YoY), 100+ clients processing billions in transactions, recognition on CB Insights Fintech 250 (2022), Tearsheet Embedded Awards Best Card Issuing Platform (2022), GGV Capital Fintech Innovation Top 50 (2023 & 2024) ## Competitive Advantages - **Developer-first API**: Built by engineers who experienced legacy processor pain; focus on speed-to-market, no scheduled downtime, and 99.99%+ uptime. - **Direct network connections**: Direct links to card networks and Federal Reserve, enabling flawless reconciliation and reliability. - **Modular service options**: Clients can choose full program management or a self-service “Processor Client” model, retaining their own bank relationships. - **Security & compliance**: SOC/PCI/ISO certifications with no scheduled downtime – rare in payments infrastructure. ## Strategic Focus - Scale globally by expanding into new geographies and multi-currency capabilities. - Deepen integrations with banks and networks to offer more flexibility (e.g., Visa’s latest API for faster cardholder upgrades). - Continue building out the platform to handle higher transaction volumes and more complex use cases (credit, disbursements, digital banking). ## Why Work Here - **Culture**: Values include “Iterate,” “Customer Centricity,” “Deliver Excellence,” and “Act Like an Owner.” High autonomy and ownership expected. - **Remote-friendly**: Remote-first policy with a strong Slack culture (1,000+ custom emojis). Offices in New York and Ontario, Canada. - **Benefits**: 12 weeks paid family leave, full vision/dental/health insurance, competitive compensation with equity, 401k matching, flexible PTO, and 3% cash back on Privacy.com cards. - **Engineering culture**: Mission-critical infrastructure work; high standards and ambitious goals. Teams are small and leverage-driven. - **Growth**: 80% YoY increase in job postings; recent openings include Engineering Manager, Senior Software Engineer, Product Delivery Specialist, and Risk/Compliance roles. ## Sources 1. [lithic.com](https://www.lithic.com/) 2. [lithic.com/about](https://www.lithic.com/about) 3. [lithic.com/about/careers](https://www.lithic.com/about/careers) 4. [linkedin.com](https://www.linkedin.com/company/lithic) 5. [greenhouse.io](https://job-boards.greenhouse.io/lithic) ## Other roles at Lithic - [Senior Software Engineer, Product Platform](https://feeny.ai/job/senior-software-engineer-product-platform-lithic-remote-zyc5vs08brhs) - [Business Operations Associate, Program Management](https://feeny.ai/job/business-operations-associate-program-management-lithic-new-york-new-york-1tztv05b1cj5) — New York New York, United States - [Support Engineer](https://feeny.ai/job/support-engineer-lithic-remote-qbc1t5wt42v2) - [Senior AML Analyst](https://feeny.ai/job/senior-aml-analyst-lithic-remote-v08hja696fbz) - [Software Engineer, Treasury](https://feeny.ai/job/software-engineer-treasury-lithic-ontario-fvxzeh0j1z2g) — Ontario, Canada - [Product Delivery Specialist](https://feeny.ai/job/product-delivery-specialist-lithic-new-york-new-york-vavz1jwntxkp) — New York New York, United States - [Solutions Engineer](https://feeny.ai/job/solutions-engineer-lithic-new-york-new-york-5ka3znyejjb0) — New York New York, United States / San Francisco, CA - [Software Engineer, Treasury](https://feeny.ai/job/software-engineer-treasury-capstone-investment-advisors-london-frfysjxmggca) — London, United Kingdom