--- title: 'Sr. Backend Engineer, Product at Pinwheel' canonical: 'https://feeny.ai/job/sr-backend-engineer-product-pinwheel-new-york-zpb34b7k9w3s' type: 'job' last_seen: '2026-09-11' --- # Sr. Backend Engineer, Product at Pinwheel - **Company:** Pinwheel - **Location:** New York, NY - **Posted:** 2026-09-10 - **Last confirmed live:** 2026-09-11 - **Apply:** https://job-boards.greenhouse.io/pinwheelapi/jobs/7991269003 ## Job description Pinwheel - Building the future of financial services in partnership with the biggest brands “I love my banking app!” said no one, ever. Pinwheel is on a mission to change that. We believe banks and financial service providers represent the greatest opportunity to build 10x better experiences, especially in the AI age. We’re building the next generation of financial products alongside some of the biggest names in the market including Robinhood, DoorDash, Chime, Cash App, Credit Karma, American Express, Discover, Intuit, Acorns, Visa and more. If you’re excited by the idea of having your work touch and impact the lives of hundreds of millions of consumers, Pinwheel is the place for you. If you get stoked about building products alongside the biggest brands in the world, Pinwheel is the place for you. If you want to join a scrappy, hustling team that is obsessed with defining the future of financial services, Pinwheel is the place for you! Pinwheel has raised $77M from top-tier investors such as Coatue, Notable, First Round, Upfront, Primary, American Express, Franklin Templeton, Indeed, Semper Virens and more. **This role is hybrid with 3 days a week in our NYC office. **This position does not offer visa sponsorship now or in the future.** Who are we looking for? We’re hiring a senior backend-leaning Product Engineer for our Product Engineering team. The PE team builds all the things our customers and their users use: public APIs, embedded SDKs, customer management dashboard, and more. Our Product Engineering team is lean and works very closely with Product to ensure we’re evolving Pinwheel’s product in ways that bring maximum value to our customers. We are a high-velocity team where we balance four main workstreams: support of customers, deliver the roadmap, proactively improve the product and keep-the-lights-on. What will you do? Here are some projects you might work on in your first six months: - Help us build our Bill Switch product that helps our customers drive account primacy through migrating their users’ subscription spend to their new accounts - Contribute to a new API version that improves our contracts and formalizes recent product direction in our platform’s code - Help us firm up and improve our tax product for next tax season - Clean up old code that no longer serves our current product direction and leave the codebase better than you found it - Build a new customer dashboard API that aligns with our stack and opens up future expansion possibilities in customer dashboard functionality - Build new integrations with banking platform partners and help us improve existing implementations to make them more effective In general, your responsibilities in this role would include: - Deeply understand our customer needs and design systems to solve them - Build, scale, and evolve the data models, services, and systems that power our APIs - Design and ship impactful new functionality in our products, especially focused on our internal and customer-facing back-end APIs - Maintain and improve our Python-based microservice stack - Create and improve tooling, processes, and engineering standards across the team - Mentor engineers and help the team grow What qualifications are we looking for? - 5+ years of experience building and maintaining back-end or full-stack applications, specifically with data modeling, application logic, and API design - Prior experience working at an early-stage startup or small tech company - Deep expertise with modern back-end languages/frameworks (e.g. FastAPI, Django, Rails, Gin) - Working experience with modern frontend web frameworks (React, Vue, etc.) - Played key implementation roles in projects with multiple teams and engineers - Excited by working closely with customers - Responsibly uses AI on top of fundamental skills, doesn’t replace them - Maintains a high bar for technical quality and continues to level up At Pinwheel, total compensation is made up of salary + equity + benefits. We recruit motivated and high performing talent, and work to compensate people in line with the value they can bring to the organization in delivering outsized results. The talent market is competitive, and maintaining our ability to recruit and retain the best team possible is a top priority for Pinwheel. When creating an offer, we consider interview performance, candidate experience, external market competitiveness, and internal equity in thoughtfully assessing compensation. The expected cash salary range for this role is $160,000 - $200,000 base. Why join Pinwheel? Best time to join - Our company is small but well-funded, meaning you are joining at a time where you can impact and shape the company. Be a cultural builder - You will have an active hand in molding the company culture and being a part of the entrepreneurial journey. Build something revolutionary - Help build the products on the bleeding edge of financial services! Benefits included: - Great compensation & equity packages - Full medical, dental, and vision benefits - Life & short-term disability insurance - Flexible PTO policy that prioritizes recharge and balance - Paid parental leave - 401K for retirement planning - Mentorship opportunities - Free Citibike membership - Pet friendly offices and Zoom spaces Diversity & Inclusion at Pinwheel At Pinwheel, we are committed to building an environment that is diverse and inclusive. We believe that having people across different backgrounds, experiences, abilities, and perspectives enables us not only to build the best financial products, but to help us realize the best versions of ourselves. Pinwheel is an equal opportunity employer, and we aim to be an open and supportive place to work. ## About Pinwheel ## Company Overview - **One-liner**: Pinwheel provides an API platform that connects payroll systems to financial applications, enabling banks and lenders to offer seamless direct deposit switching, income verification, and account activation. - **Entity Type**: Private (Series B – $50M round led by Notable Capital, raising total $77M) - **Headquarters**: New York, New York, United States - **Founded**: 2018 - **Founders**: Anish Basu, Curtis Lee, Kurt Lin ## Core Business - **Primary industry**: Fintech / Payroll Connectivity / Banking Infrastructure - **Target customers**: B2B – primarily U.S. banks, credit unions, neobanks, lenders, and other financial institutions - **Mission statement**: “To help financial institutions win and keep customers by delivering flawless customer experiences” and “create a fairer financial system for all.” ## Products & Services - **Deposit Switch (Pinwheel Prime)**: API that lets consumers easily switch direct deposit to a new account with a credential‑less, two‑click experience – claimed to deliver **2x better conversion** than legacy solutions. - **Bill Switch**: Automatically identifies and switches recurring bill payments to a new account – **50% of identified bills are switched within 45 days**. - **Direct Deposit Allocations**: Enables splitting direct deposit across multiple accounts. - **Income Verification (Verify)**: Provides lenders with real‑time, source‑of‑truth income data from payroll systems. - **Connected Accounts**: Ongoing, permissioned access to external income, investment, and payments data for customer insight and lifecycle management. All products are delivered as **API‑first** (SaaS platform) and cover **100% of major U.S. payroll platforms**. ## Market Standing - **Valuation / Market Cap**: Not publicly disclosed - **Key Metric**: **$2.0M annual revenue** (LinkedIn estimate); **$77M total funding** raised across four rounds (Seed, Series A, Series B) - **Notable Investors/Partners**: Coatue, Notable Capital (formerly GGV), American Express, Indeed, First Round Capital, Upfront Ventures - **Growth Signals**: - Over **10M transactions** processed and **$10B in deposits** processed - **80%** more accurate auto‑detection of recurring bills vs. alternatives - **30%** more deposit switches than any other provider - Powers the top digital banking experiences for major banks - Expanded into earned wage access and other use cases in 2023 ## Competitive Advantages - **Proprietary payroll network** – covers all major U.S. payroll providers, enabling a credential‑less switch (no login/password for most users) - **First‑mover advantage** – launched the industry’s first API for payroll in 2018, now accounts for over half of all deposit switches in the neobank market - **Data moat** – deep integration with payroll systems provides unique, real‑time income verification and customer engagement data that competitors struggle to replicate - **High switching stickiness** – once a bank integrates Pinwheel, the cost and complexity of replacing it are significant ## Strategic Focus - Deepening **account activation and lifecycle management** for financial institutions - Expanding into **earned wage access** and additional use cases that leverage payroll connectivity - Maintaining **100% payroll platform coverage** and improving conversion rates through new features like PreMatch - Helping banks achieve “primacy” (being the primary account for customers) to increase lifetime value ## Why Work Here - **Hybrid model** – in‑office presence in New York (pet-friendly, snack-stocked) with flexibility - **Competitive compensation** – “top‑of‑market” plus equity packages - **Benefits**: full medical/dental/vision, 401K, paid parental leave, flexible PTO + winter break, annual learning & development stipend, free Citibike membership, pre‑tax commuter benefits, mental health support - **Engineering culture**: innovative, mission‑driven team building transformative fintech products; interview process includes a take‑home case study and virtual on‑site with executives - **Small, focused team** (~52 employees) – offers significant ownership and impact; current open roles include Backend Engineer, Senior Backend Engineer, and SDR - **Growth trajectory** – despite recent slight headcount reduction, the company is still actively hiring and backed by top‑tier investors ## Sources 1. [Pinwheel Careers Page](https://www.pinwheelapi.com/about/careers) 2. [Pinwheel About Page](https://www.pinwheelapi.com/about) 3. [Pinwheel Main Site](https://www.pinwheelapi.com/) 4. [Pinwheel LinkedIn Profile](https://www.linkedin.com/company/pinwheelhq) 5. [Pinwheel Greenhouse Job Board](http://job-boards.greenhouse.io/pinwheelapi) ## Other roles at Pinwheel - [Sr. Fintech Account Executive](https://feeny.ai/job/sr-fintech-account-executive-pinwheel-new-york-dmgt3gvefsc7) — New York, NY - [Sr. Backend Engineer, AI Projects](https://feeny.ai/job/sr-backend-engineer-ai-projects-pinwheel-new-york-3eebgndq722j) — New York, NY - [Sr. Backend Engineer, Integrations](https://feeny.ai/job/sr-backend-engineer-integrations-pinwheel-new-york-1dg2kcm8pcks) — New York, NY - [Backend Engineer, Integrations Platform](https://feeny.ai/job/backend-engineer-integrations-platform-pinwheel-new-york-nt1bcmr9tb64) — New York, NY