---
title: 'Sr. Data Scientist at Lemonade'
canonical: 'https://feeny.ai/job/sr-data-scientist-lemonade-new-york-1maxa7gn1qp4'
type: 'job'
last_seen: '2026-09-13'
---

# Sr. Data Scientist at Lemonade

- **Company:** Lemonade
- **Location:** New York, NY
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-14
- **Last confirmed live:** 2026-09-13
- **Apply:** https://jobs.ashbyhq.com/lemonade/db4cc9bb-e4c3-4b1a-b287-0d52d99a248c

## Job description

We're looking for a Senior AI Data Scientist to help push Lemonade's pricing models into genuinely new territory. You'll sit within our Data Science Pricing team, working closely with Actuarial and Insurance Product to develop and deploy predictive models across our Home, Renters, Car, and Pet lines — in multiple countries. This isn't a research-only role. You'll own projects end-to-end, from scoping the business problem through production deployment, and you'll help set the technical bar for the data scientists around you. We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

- Research and apply advanced ML and AI solutions to real pricing and underwriting problems — not just prototype them, but get them into production
- Own projects end-to-end, from high-level business strategy through deployment, driving alignment across technical and non-technical stakeholders
- Collaborate with the Insurance team to develop, file, implement, and monitor new predictive models across Home, Renters, Car, and Pet products
- Mentor junior data scientists and establish technical standards that raise the bar across the team
- Champion the adoption of advanced data science practices throughout the broader Insurance organization

## What you'll need

- 2-4+ years of practical data science experience, with a track record of shipping production-grade work at scale
- Fluency in Python for both software development and model building, plus strong SQL skills working with large datasets
- Demonstrated ability to scope and structure technical solutions from ambiguous business problems — independently, without waiting for the problem to be handed to you pre-packaged
- Proven impact beyond your own deliverables — infrastructure, tooling, or standards others actually adopted
- Deep familiarity with the current AI and ML landscape, and a genuine drive to push its application further
- Experience in InsurTech or FinTech is a plus
- Master’s or Ph.D. in Data Science, Statistics, Computer Science, or a related quantitative field preferred—or a Bachelor’s degree/equivalent practical experience with a strong track record of applied data science
- Ability to work in our Soho, NYC office 3 days per week

Please note that we are unable to sponsor applicants for work visas. Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico. Lemonade's US base salary range for this full-time position is $162,000 - $175,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

## About Lemonade

## Company Overview
- **One-liner**: Lemonade is a digital insurance company that uses artificial intelligence and behavioral economics to offer renters, homeowners, pet, car, and life insurance, with a social impact model that donates unused premiums to causes customers choose.
- **Entity Type**: Public (NYSE: LMND)
- **Headquarters**: New York, New York, USA
- **Founded**: 2015
- **Founders**: Daniel Schreiber and Shai Wininger

## Core Business
- Primary industry/industries: Insurance (property & casualty, pet, life), Fintech, Insurtech
- Target customers: B2C (individuals and families), primarily digitally-native and socially-conscious consumers
- Mission or purpose statement: "Create the world’s most loved insurance through technology and social impact." [lemonade.com](https://www.lemonade.com/) Lemonade is a Public Benefit Corporation and certified B-Corp.

## Products & Services
For each major offering:
- **Renters Insurance**: Coverage for personal belongings and liability, typically acquired in ~90 seconds via the app.
- **Homeowners Insurance**: Protection for homes and their contents.
- **Pet Health Insurance**: Health coverage for dogs and cats, including accidents, illnesses, and routine care.
- **Car Insurance**: Standard auto coverage, plus a new, first-of-its-kind **Autonomous Car Insurance** for self-driving vehicles (launched in 2026, priced ~50% lower than human-driven per-mile rate). [lemonade.com](https://www.lemonade.com/investor)
- **Term Life Insurance**: Life insurance policies to protect loved ones.
- **Claims Experience**: AI-powered claims processing, with nearly half of claims paid in seconds and a record of 3 seconds to get paid. [lemonade.com](https://www.lemonade.com/)

## Market Standing
- **Valuation/Market Cap**: Not publicly available from the provided search results (market cap fluctuates with stock price; check current NYSE: LMND).
- **Key Metric (Annual Revenue)**: Q1 2026 revenue grew 71% YoY to $258M. In-force premium (IFP) reached $1.33B, +32% YoY. [lemonade.com](https://www.lemonade.com/investor)
- **Notable Investors/Partners**: Reinsured by "the most trusted names on the planet" (A-rated). [lemonade.com](https://www.lemonade.com/) Partnered with Tesla for Autonomous Car insurance. [lemonade.com](https://www.lemonade.com/investor)
- **Growth Signals**: 3.14 million customers (+23% YoY); 10th consecutive quarter of accelerating IFP growth; Adj. free cash flow of $17M in Q1 2026; positive Adj. EBITDA expected in Q4 2026. [lemonade.com](https://www.lemonade.com/investor)

## Competitive Advantages
- **AI-First, Instant Everything**: Core differentiator is using AI to deliver policies in ~90 seconds and pay claims in seconds, creating a vastly superior customer experience compared to traditional insurers.
- **Social Impact Model (Giveback)**: A Public Benefit Corporation and B-Corp. Unused premiums are donated to charities chosen by customers. This aligns customer and company incentives, reducing fraud and building brand loyalty. Over $10M donated. [builtin.com](https://builtin.com/company/lemonade)
- **Flat Fee Model**: Lemonade takes a flat fee from premiums to run the business, rather than profiting from denying claims. This aligns the company with its customers.
- **First-Mover in Autonomous Car Insurance**: Launched a dedicated product for self-driving cars, pricing risk at ~50% of human-driven rates, positioning them for the future of mobility. [lemonade.com](https://www.lemonade.com/investor)

## Strategic Focus
- **Profitability**: The company is focused on reaching positive Adjusted EBITDA by Q4 2026, having already achieved positive adjusted free cash flow. [lemonade.com](https://www.lemonade.com/investor)
- **Product Expansion**: Continuing to launch new, innovative products (e.g., Autonomous Car insurance) and bundling existing ones (renters, car, pet, life) to increase customer lifetime value.
- **International Growth**: Expanding across the US and EU, with a growing customer base and increasing in-force premiums.

## Why Work Here
- **Culture**: Described as a "fast paced, ever changing, zero politics meritocracy." The company values "smart creatives" with "positive energy" and a "passion for building products people love." Emphasis on business impact, self-motivation, and flexibility. [makers.lemonade.com](https://makers.lemonade.com/)
- **Remote/Hybrid Policy**: Offers a hybrid workspace (flexible time on-site) in New York and remote roles in the US. In-office roles available in Tel Aviv, Israel and Amsterdam, Netherlands. [builtin.com](https://builtin.com/company/lemonade)
- **Notable Perks**: Offers company equity, 401(K), generous parental leave, dental/health/vision insurance, job training + conferences, and free snacks/drinks. [builtin.com](https://builtin.com/company/lemonade)
- **Engineering Culture**: Strong emphasis on "makers" who "move fast and spend their time building stuff instead of endless meetings." Tech stack includes Ruby, SQL, Python, R, Snowflake, and MySQL. [builtin.com](https://builtin.com/company/lemonade)

## Sources
1. [lemonade.com](https://www.lemonade.com/)
2. [makers.lemonade.com](https://makers.lemonade.com/)
3. [lemonade.com/investor](https://www.lemonade.com/investor)
4. [builtin.com](https://builtin.com/company/lemonade)
5. [co.linkedin.com](https://co.linkedin.com/company/lemonade-inc-)

## Other roles at Lemonade

- [Senior Learning Designer, Leadership Development](https://feeny.ai/job/senior-learning-designer-leadership-development-lemonade-qmfckz7q3z2k)
- [Product Marketing Leader (Relocation)](https://feeny.ai/job/product-marketing-leader-relocation-lemonade-new-york-swd9yxspseaf) — New York, NY
- [CLX Squad Lead, EU](https://feeny.ai/job/clx-squad-lead-eu-lemonade-europe-6s6jb5x9fzkm) — Europe
- [Director of Business Applications](https://feeny.ai/job/director-of-business-applications-lemonade-tel-aviv-n4jkv6yhjzp7) — Tel Aviv, Israel
- [User Acquisition Manager](https://feeny.ai/job/user-acquisition-manager-lemonade-tel-aviv-x34wk8q9jcdg) — Tel Aviv, Israel
- [Director of Talent Acquisition](https://feeny.ai/job/director-of-talent-acquisition-lemonade-new-york-ecz19k7003nb) — New York, NY
- [Sr. Compliance Analyst](https://feeny.ai/job/sr-compliance-analyst-lemonade-remote-1damasykn7mh)
- [Product Marketing Leader (Relocation)](https://feeny.ai/job/product-marketing-leader-relocation-lemonade-europe-z30yzha9asp7) — Europe
- [Senior People Ops Specialist](https://feeny.ai/job/senior-people-ops-specialist-lemonade-tel-aviv-t2vw6xxw0y52) — Tel Aviv, Israel
- [Senior Manager, Treasury](https://feeny.ai/job/senior-manager-treasury-lemonade-new-york-p5qsjqj25pqr) — New York, NY