---
title: 'Staff AI Engineer at Lendable'
canonical: 'https://feeny.ai/job/staff-ai-engineer-lendable-london-4scb6wfg0ce9'
type: 'job'
last_seen: '2026-09-04'
---

# Staff AI Engineer at Lendable

- **Company:** Lendable
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-08-12
- **Last confirmed live:** 2026-09-04
- **Apply:** https://jobs.ashbyhq.com/lendable/2055ce73-804a-4399-9bfe-482658e25007

## Job description

## ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

## JOIN US IF YOU WANT TO

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

We're looking for an influential Staff AI Engineer to join our small AI Engineering team at Lendable to help us enable developers to move faster whilst keeping quality high.

Our mission is to bring all the lessons we have learned about AI development so far into one system so everyone can benefit. The system combines our Lendable Coding Agent, for measuring effectiveness of AI and the stability of our systems.

This is a role where you'll be working with our engineers and product managers who build our products. You will improve the developer experience and improve our throughput. You’ll see instant impact with your work and participate in a highly collaborative environment.

We need someone who takes full ownership - not just writing code, but thinking through the problem, designing the solution, shipping it, and making sure it keeps working. You'll own your work from "what should we build?" through to "is it still delivering value?"

You'll also be working at the frontier of AI tooling - building with LLMs, experimenting with new approaches, and figuring out what's possible.

## WHAT YOU'LL BE DOING

Build on top of our AI cloud coding agent

- Build the core of our AI harness
- Enable capabilities in these agents for specification, testing, and service reliability
- Work with security and data governance requirements to ensure the agents are secure and have access to the appropriate data

Enable others to build with AI

- Encourage teams to level up their AI Software development processes
- Enable teams to build AI actors that plug into the SDLC
- Help teams measure the impact AI is having on the development process
- Transplant good ideas and processes from one team to other teams in the organization

## WHAT WE'RE LOOKING FOR

Essential

- 6+ years of software engineering experience in a mid-to-large-size organisation
- Experience of building AI tooling to improve developer experience (devex)
- The ability to influence how people work across multiple teams
- Proven experience building AI tooling used by others in a commercial environment
- Strong full-stack skills in TypeScript
- Frontend skills with Next.js or React to build an interface for engineers
- Strong AI knowledge — LLMs, embeddings, MCPs, RAG, evals, agentic platforms
- Experience of building infrastructure to support your systems in production using IaC, k8s or lambda functions
- Self-starter who takes ownership end-to-end — from understanding the problem, through design and implementation, to monitoring and iteration
- Motivated by impact — you want to see your work used and know it's making a difference

## Nice to have

- Experience with Cloudflare infrastructure
- Experience with monitoring tools such as Datadog, Sentry, Grafana
- Experience with creating guardrails for products: SLOs, DORA metrics

## HOW YOU'LL WORK

You’ll be part of a small core team that works with engineering representatives from across the company. We have a vision of how we can accelerate the engineering process with AI, and you’ll be working with this group to complete the plan. We will also experiment and adapt the plan as new AI tooling and approaches emerge.

We value shipping and learning over perfection. The goal is always to deliver something useful, learn from how it's used, and improve. You won't be directly client-facing, but your work will directly impact colleagues across the business — and you'll hear about it when something you built makes their day easier.

WHY JOIN?

See your work make a difference This isn't a team where your code disappears into a monolith. You'll build something, ship it and get instant feedback from developers. Every integration and tool you ship has a direct line to engineering efficiency.

High leverage A small core team means your contributions have outsized impact. No layers, fast decisions, real ownership.

Build new things We're building a platform from the ground up, not maintaining legacy systems. You'll shape how AI gets used across Lendable.

Work at the frontier AI tooling is moving fast. You'll work with the latest in agentic AI, workflow orchestration and LLM tooling — applied to real problems, not just proof-of-concepts.

## INTERVIEW PROCESS

1. Screening call with Hiring Manager
2. Take-home task
3. Technical interview based on the task
4. Interview with Engineering Manager
5. Final interview with Hiring Manager

## LIFE AT LENDABLE

- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog https://blog.lendable.co.uk/!

## About Lendable

## Company Overview
- **One-liner**: Lendable is a British fintech company that uses AI and open banking data to provide fast, transparent personal loans, credit cards, and car finance.
- **Entity Type**: Private (Unicorn, last valued at ~£3.5 billion in March 2022)
- **Headquarters**: London, England, United Kingdom
- **Founded**: 2014
- **Founders**: Martin Kissinger, Victoria van Lennep, Paul Pamment, Jakob Schwarz

## Core Business
- **Primary industry**: Financial Technology (Consumer Finance)
- **Target customers**: B2C (prime and near-prime borrowers in the UK, US, and Mexico)
- **Mission or purpose**: To challenge a stale and archaic loans and credit industry by making smart borrowing cheaper, more transparent, and more accessible for responsible people.

## Products & Services
- **Lendable**: The original fast, transparent personal loan platform. Offers instant eligibility checks and guaranteed rates up front, with funds transferred instantly upon approval. Uses open banking and AI to see customers as individuals, not just credit scores.
- **Zable**: A financial superapp that combines borrowing, saving, money management, credit score building, and smarter deals for utilities, mobile contracts, and insurance. Includes the Zable Credit Card and Zable Loans.
- **Autolend**: A car finance product bringing Lendable’s transparency and speed to the auto finance market.
- **Zable Mobile**: A mobile plan launched in partnership with Gigs in October 2025, the first mobile plan by a fintech in Britain.

## Market Standing
- **Valuation/Market Cap**: ~£3.5 billion (as of March 2022 funding round)
- **Key Metric**: Revenue of £446 million (2025); Profitable since 2017
- **Notable Investors/Partners**: Ontario Teachers' Pension Plan Board (lead investor in £210M round), Balderton Capital, Waterfall Asset Management, Goldman Sachs, Passion Capital
- **Growth Signals**: Number 1 issuer of personal loans in the UK by volume; number 2 credit card issuer in the UK (2025); expanded to the US (2021) and Mexico (2026); launched Zable Mobile (first fintech mobile plan in the UK); 800+ employees; 100,000+ Trustpilot reviews with a 5.0* rating; billions in annual originations.

## Competitive Advantages
- **Proprietary AI & Open Banking**: Uses the deepest open banking dataset in the market and advanced AI models to see customers as individuals, not just credit scores, enabling instant, guaranteed rates and higher approval rates for responsible borrowers.
- **Market Leadership**: The number 1 issuer of personal loans in the UK and number 2 credit card issuer, with a track record of profitable growth since 2017.
- **Customer Experience**: 5.0* rating from 100,000+ Trustpilot reviews, driven by a fully digital, hassle-free, and transparent process with no bait-and-switch.
- **Technology-First Platform**: A proprietary platform that automates everything from instant credit decisions to saving customers money with tailored offers, operating as a two-sided marketplace for institutional investors.

## Strategic Focus
- **International Expansion**: Expanding into new markets, with recent entry into Mexico (2026) and existing operations in the UK and US.
- **Product Ecosystem Growth**: Deepening the Zable superapp ecosystem to include mobile plans (Zable Mobile), car finance (Autolend), and more, creating a single platform for all financial decisions.
- **AI & Data Leadership**: Continuing to invest in proprietary AI models and open banking datasets to maintain a competitive edge in credit decisioning and customer personalization.
- **Market Share Capture**: Targeting the £40bn car finance market and further penetrating the US and Mexican markets.

## Why Work Here
- **Culture**: Described as dynamic, driven, and fast-paced, with a focus on low ego, high ownership, and meaningful impact. The team of 800+ spans 45 nationalities and speaks 32 languages.
- **Work Style**: Small teams of exceptional people who are trusted to take ownership and make decisions from day one. Emphasis on building the best technology in-house using new data sources, ML, and AI.
- **Perks**: Regular social events, often involving food. A 4.3* average score on Glassdoor.
- **Location**: Offices in London, Kent (UK), and New York City (US). Hybrid/office policy not explicitly stated but likely flexible given the international team.
- **Engineering Culture**: Focus on building proprietary technology, using new data sources, machine learning, and AI to automate processes. Engineers are trusted to take ownership and drive material impact.

## Sources
1. [lendable.co.uk](https://www.lendable.co.uk/)
2. [careers.lendable.com](https://careers.lendable.com/)
3. [lendable.com](https://www.lendable.com/)
4. [lendable.co.uk/about](https://www.lendable.co.uk/about)
5. [en.wikipedia.org](https://en.wikipedia.org/wiki/Lendable)

## Other roles at Lendable

- [Talent Acquisition Manager - Operations](https://feeny.ai/job/talent-acquisition-manager-operations-lendable-london-772337tgtwkv) — London, United Kingdom
- [Customer Support Agent (Mexico - Credit Card Team)](https://feeny.ai/job/customer-support-agent-mexico-credit-card-team-lendable-mexico-city-bypkf28kadbx) — Mexico City, Mexico
- [Enterprise Risk Graduate](https://feeny.ai/job/enterprise-risk-graduate-lendable-london-gfshgepkd6qr) — London, United Kingdom
- [Talent Partner - Operations](https://feeny.ai/job/talent-partner-operations-lendable-london-dwfxq8mg69tj) — London, United Kingdom
- [Financial Crime Investigator](https://feeny.ai/job/financial-crime-investigator-lendable-london-tn3mcs3aag7v) — London, United Kingdom / Kent, United Kingdom
- [Senior Complaints Operations Manager](https://feeny.ai/job/senior-complaints-operations-manager-lendable-london-9ykweg0087j8) — London, United Kingdom
- [Graduate Analyst - £50,000 + Share Options](https://feeny.ai/job/graduate-analyst-50-000-share-options-lendable-london-52r3vtet8e1z) — London, United Kingdom
- [Summer Intern 2027](https://feeny.ai/job/summer-intern-2027-lendable-london-q0rk5vcgx7t6) — London, United Kingdom
- [Credit Analyst Intern](https://feeny.ai/job/credit-analyst-intern-lendable-london-5h70qd25bzgw) — London, United Kingdom
- [Fraud Investigation Associate](https://feeny.ai/job/fraud-investigation-associate-lendable-virginia-8vn5gcdscwvf) — Virginia