---
title: 'Staff Analyst at Ethos Life'
canonical: 'https://feeny.ai/job/staff-analyst-ethos-life-bengaluru-gw3ys72jv4y8'
type: 'job'
last_seen: '2026-09-14'
---

# Staff Analyst at Ethos Life

- **Company:** Ethos Life
- **Location:** Bengaluru, India
- **Posted:** 2026-09-09
- **Last confirmed live:** 2026-09-14
- **Apply:** https://job-boards.greenhouse.io/ethoslife/jobs/8785312002

## Job description

## About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

## About the role

We are looking for an ambitious, highly analytical self-starter to step into a high-visibility role within our Agent (Partnerships) business. Partnerships is our high-velocity business line that provides insurance agents with a digital-first platform, automated underwriting infrastructure, insurance products, and specialized services to help them sell more life insurance, faster.

Working as an elite individual contributor, you will sit squarely at the intersection of product mechanics, data science, and operational strategy. You will partner directly with our business leaders to solve unstructured data puzzles, proactively flag macro financial risks, and define the behavioral milestones that turn new agents into long-term platform advocates. If you are a big-picture thinker who loves digging into the data weeds to write the strategic story of enterprise growth, let's talk.

Duties and Responsibilities:

- Strategic Partnerships Data Lead: Serve as an analytics thought partner and data expert for the Partnerships leadership team, spearheading strategic decisions around agent acquisition, growth, retention, persistency, and more.
- Core Product Analytics: Track, evaluate, and optimize the agent-facing platform experience. Define precision usability metrics for new product features to ensure engineering sprint cycles drive positive user actions.
- Operational Risk & Commission Debt Architecture: Build diagnostic data models to analyze, track, and mitigate backend financial exposure. Slice historical operational datasets to pinpoint risk concentration hotspots within external agencies and design targeted debt recovery frameworks.
- Strategic Input Modeling: Isolate critical growth levers across the agent journey to define the definitive onboarding metric (the "aha moment") that yields a positive snowball effect on platform retention and aggregate revenue generation.
- Funnel Optimization: Manage performance frameworks and monitor conversion steps for our emerging annuities business lines using a classic Direct-to-Consumer (D2C) funnel approach.
- Data Democratization & Infrastructure: Collaborate with data engineers and broader analytics teams to maintain scalable business logic, deploy clean tracking dashboards, and enable self-service analytics across the organization.
- Tooling Innovation: Actively build, test, and integrate advanced generative AI tools to automate internal analytics processes and maximize delivery speed.
- Team Mentorship: Provide ongoing guidance, peer code reviews, and tactical leadership training to distributed junior analytics resources across our global offices.

Qualifications and Skills:

- Experience Baseline: 5 to 8 years of experience in product analytics, business intelligence, data science, or analytically intensive individual contributor roles at high-growth tech startups or well-established firms.
- Technical Mastery: Non-negotiable expert knowledge of SQL. Strong foundational knowledge of statistics and predictive data modeling is highly desired. Familiarity with scripting languages (Python or R) is a major plus.
- AI-Native Workflow Fluency: Proven history of actively leveraging modern Large Language Models (like ChatGPT or Claude) inside your day-to-day workflow to streamline writing, debug calculations, and automate personal efficiency. Must rank in the top 10% of AI-fluent analysts.
- Analytics Stack Exposure: Experience utilizing advanced visualization, dashboarding, and AI-enabled analytics environments (such as Hex, Tableau, Mode, or Excel).
- Unstructured Problem Solving: Exceptional talent for entering highly ambiguous situations, slicing past data records proactively to expose root causes, and organizing disparate facts into clear corporate narratives.
- Executive Presentation Agility: Superior written and verbal communication skills; comfortable defending high-stakes analytical summaries to the corporate C-suite and Board of Directors.
- Education: Advanced degree in a quantitative domain (Statistics, Economics, Computer Science, Engineering, Applied Math) or equivalent practical technical background.

#LI-Hybrid

## #LI-NG1

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our [California Candidate Privacy Notice](https://res.cloudinary.com/getethos/image/upload/v1684458868/00_CMS/CURRENT_CRPA_Privacy_Notice_for_Job_Applicants_05-23.docx_-_Google_Docs_lr4j43.pdf).

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com.

We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

## About Ethos Life

## Company Overview
- **One-liner**: Ethos is a technology company that simplifies and accelerates the process of buying life insurance using AI-driven underwriting and a fully digital, vertically integrated platform.
- **Entity Type**: Public (NASDAQ: LIFE)
- **Headquarters**: San Francisco, California, USA
- **Founded**: 2016
- **Founders**: Peter Colis (CEO), Lingke Wang

## Core Business
- **Primary industry**: Insurance (Insurtech / Life Insurance)
- **Target customers**: B2C (consumers seeking life insurance), B2B (independent agents and brokers), and B2B (carrier partners).
- **Mission or purpose statement**: "To protect families by democratizing access to life insurance and empowering agents at scale." [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm)

## Products & Services
- **Term Life Insurance**: Digital-first, fully online application and underwriting, with instant decisions for 95% of applicants. No medical exam required for many policies.
- **Whole Life Insurance**: Permanent life insurance product with a cash value component, offered fully online.
- **Indexed Universal Life (IUL) Insurance**: Flexible premium, permanent life insurance with growth potential tied to a market index.
- **Accumulation IUL**: An IUL product focused on cash value accumulation.
- **Supplemental Health Insurance**: Including Cancer Insurance and other health-related products.
- **Wills & Estate Planning**: A digital service to create wills and estate plans, extending the company's role in long-term family financial planning. [ethos.com](https://www.ethos.com/)
- **Agent OS**: An all-in-one operating system for independent agents that streamlines quoting, application submission, and policy management, enabling them to sell more policies efficiently. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm)

## Market Standing
- **Valuation/Market Cap**: Market Cap at IPO price (late 2025) was approximately $1.6B. Currently a public company; market cap fluctuates. Total funding prior to IPO was $606.5M. [linkedin.com](https://www.linkedin.com/company/ethoslife)
- **Key Metric**: Annual Revenue was **$387.6M** in the latest fiscal year. [linkedin.com](https://www.linkedin.com/company/ethoslife)
- **Key Metric**: **Over 500,000 policies activated** since inception. As of Sept 30, 2025, over **10,000 active selling agents** on the platform. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm)
- **Notable Investors/Partners**: General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank Vision Fund, Jay-Z, Kevin Durant, Robert Downey Jr. [job-boards.greenhouse.io](http://job-boards.greenhouse.io/ethoslife)
- **Growth Signals**: Revenue grew **60%** (from $160M to $255M) from FY2023 to FY2024. Headcount grew **35.5%** YoY. Expanded product lineup from 1 product in 2019 to 10 by end of 2024. Achieved GAAP profitability in 2023 and has maintained positive net income. Named to CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm)

## Competitive Advantages
- **Proprietary AI Underwriting Engine**: Ingests up to 250,000 data points per application (prescription history, credit scores, MVRs) to assess risk instantly and individually, leading to 95% of applicants getting a decision in minutes vs. weeks for traditional insurers. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm)
- **Asset-Light, Scalable Model**: Does not take balance sheet risk; partners with carriers for underwriting. This allows rapid scaling and high gross margins (97-98%).
- **Vertically Integrated Tech Stack**: Full-stack, cloud-native platform handles everything from distribution to underwriting, activation, and administration, creating a seamless experience and durable network effects across consumers, agents, and carriers.
- **Strong Network Effects**: As the platform scales and collects more data, the underwriting engine improves, which improves conversion and attracts more agents and carriers, creating a self-reinforcing flywheel.

## Strategic Focus
- **Product Expansion**: Rapidly adding new life insurance and adjacent financial products (IUL, estate planning, supplemental health).
- **Agent & Channel Growth**: Scaling the independent agent channel via Agent OS, while maintaining a strong direct-to-consumer channel.
- **International Expansion**: Operating in 10 countries (including India, Singapore, Canada, Lithuania), with significant engineering and operations hubs in Bangalore, India.
- **Continued AI & Data Science Moat**: Deepening the proprietary underwriting engine's capabilities to further improve conversion, pricing, and risk selection.

## Why Work Here
- **Culture**: Described as having "intellectual rigor," a "bias for impact," and a "one-team, one-dream mentality." Employees are empowered to dream big and execute quickly with minimal red tape. Values include "speak your mind" and "serve our families." [ethos.com](https://www.ethos.com/careers/)
- **Remote/Hybrid Policy**: "Digital-first" company. Over half of the team is remote across the US. Has offices in San Francisco, Bangalore, and Singapore. Many roles are "Remote US." [ethos.com](https://www.ethos.com/careers/)
- **Compensation & Benefits**:
    - Top-tier medical, dental, vision insurance.
    - 401(k) plan with company contributions.
    - Generous paid time off + full company holiday schedule.
    - **100% wage replacement** for new parents during parental leave; coverage for family planning and fertility.
    - **Company equity** for all employees. [ethos.com](https://www.ethos.com/careers/)
- **Impact**: Employees report having "outsized impact and true ownership" over successes, with the chance to "revitalize an industry for good." [ethos.com](https://www.ethos.com/careers/)
- **Growth Trajectory**: Rapidly growing (35%+ headcount growth), with recent IPO strength and a clear, well-funded path to market leadership in a massive, legacy industry.

## Sources
1. [ethos.com](https://www.ethos.com/)
2. [ethos.com/careers/](https://www.ethos.com/careers/)
3. [job-boards.greenhouse.io](http://job-boards.greenhouse.io/ethoslife)
4. [linkedin.com](https://www.linkedin.com/company/ethoslife)
5. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm)

## Other roles at Ethos Life

- [Senior Director, Strategic Finance](https://feeny.ai/job/senior-director-strategic-finance-ethos-life-united-states-r8f40z2qhbyn) — United States
- [IT Engineer](https://feeny.ai/job/it-engineer-ethos-life-united-states-420pmtt5w127) — United States
- [Manager- Life Underwriting](https://feeny.ai/job/manager-life-underwriting-ethos-life-bengaluru-xrfdj59g64hr) — Bengaluru, India
- [Life Underwriter](https://feeny.ai/job/life-underwriter-ethos-life-bengaluru-7t6s4v3bgz09) — Bengaluru, India
- [Underwriting Auditor](https://feeny.ai/job/underwriting-auditor-ethos-life-bengaluru-yh4htr85t2cg) — Bengaluru, India
- [Senior Life Underwriter](https://feeny.ai/job/senior-life-underwriter-ethos-life-bengaluru-5c5yknpqadpb) — Bengaluru, India
- [Customer Operations Associate](https://feeny.ai/job/customer-operations-associate-ethos-life-bengaluru-fbzzkx6b2fvn) — Bengaluru, India
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- [Customer Operations Associate](https://feeny.ai/job/customer-operations-associate-ethos-life-bengaluru-stsfv6n4sxr2) — Bengaluru, India
- [Staff Business Analyst](https://feeny.ai/job/staff-business-analyst-ethos-life-united-states-qht5q4jv3p5p) — United States