--- title: 'Staff Business Analyst at Ethos Life' canonical: 'https://feeny.ai/job/staff-business-analyst-ethos-life-united-states-qht5q4jv3p5p' type: 'job' last_seen: '2026-09-07' --- # Staff Business Analyst at Ethos Life - **Company:** Ethos Life - **Location:** United States - **Work type:** remote - **Posted:** 2026-09-03 - **Last confirmed live:** 2026-09-07 - **Apply:** https://job-boards.greenhouse.io/ethoslife/jobs/8761444002 ## Job description ## About Ethos Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten. ## About the role The Ethos Marketing team is a centralized, multi-disciplinary group of marketers, strategists, designers, storytellers, and makers who work across product groups and functions. We are designing the future and the today of the Ethos brand through every interaction within and outside of the product. We are looking for a sharp, curious analyst who can go beyond dashboards and reporting to genuinely investigate how our offline and direct mail channels perform digging into attribution methodology, data layers, and vendor models rather than just consuming their output. This role sits at the intersection of business analytics and data science: you'll be trusted to build models, stress-test vendor and attribution assumptions, and proactively surface answers to business questions before anyone has to ask. We need someone who can pick up real modeling and investigative work, not just BI support, to help the team keep pace with a growing offline and direct mail testing roadmap. Duties and Responsibilities: - Investigate channel performance and business questions proactively, don't wait for a ticket to identify what's off, what's an opportunity, or what needs a deeper look - Go deep into attribution and underlying data layers to diagnose discrepancies, validate vendor claims, and evaluate new attribution or measurement vendors - Build models (e.g., response/lift models, allocation logic, simple regressions) to support offline and direct mail decision-making - Support the scaling of direct mail testing: manage multi-cell test mail merges and data pulls, dashboarding, and analysis to guide list selection and optimization - Develop easy-to-consume dashboards and frameworks to monitor and visualize KPIs - Communicate findings and insights to key stakeholders and influence channel managers to take action based on your recommendations Qualifications & Skills: Required: - 5+ years of experience in business intelligence, analytics, or data science at well-established firms or high-growth tech startups - 3+ years of experience building and maintaining BI reporting in a tool like Hex or Mode on a regular basis - 3+ years of experience working with SQL on a regular basis - Experience building statistical or predictive models outside of pure dashboard work - Experience working with Python for data analysis and model-building - Comfort working with ambiguous, incomplete, or conflicting data; attribution and vendor data are rarely clean - Strong written and verbal communication skills; able to translate technical findings into recommendations non-technical stakeholders can act on - A self-starter mentality, this role requires identifying problems and opportunities, not just executing on requests Preferred: - Experience with experimentation and Bayesian measurement - Experience with direct mail, offline, or other non-digital marketing channels - Experience with dbt or maintaining data pipelines/marts - Familiarity with statistical techniques such as difference-in-difference, incrementality testing, and general linear models #LI-Remote #LI-MK1 The US national base salary range for this full-time position is $127,000 - $223,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits. You can find further details of our US benefits at https://www.ethoslife.com/careers/ Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records. To learn more about what information we collect and how it may be used, please refer to our [California Candidate Privacy Notice](https://res.cloudinary.com/getethos/image/upload/v1684458868/00_CMS/CURRENT_CRPA_Privacy_Notice_for_Job_Applicants_05-23.docx_-_Google_Docs_lr4j43.pdf). Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com. We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent. ## About Ethos Life ## Company Overview - **One-liner**: Ethos is a technology company that simplifies and accelerates the process of buying life insurance using AI-driven underwriting and a fully digital, vertically integrated platform. - **Entity Type**: Public (NASDAQ: LIFE) - **Headquarters**: San Francisco, California, USA - **Founded**: 2016 - **Founders**: Peter Colis (CEO), Lingke Wang ## Core Business - **Primary industry**: Insurance (Insurtech / Life Insurance) - **Target customers**: B2C (consumers seeking life insurance), B2B (independent agents and brokers), and B2B (carrier partners). - **Mission or purpose statement**: "To protect families by democratizing access to life insurance and empowering agents at scale." [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm) ## Products & Services - **Term Life Insurance**: Digital-first, fully online application and underwriting, with instant decisions for 95% of applicants. No medical exam required for many policies. - **Whole Life Insurance**: Permanent life insurance product with a cash value component, offered fully online. - **Indexed Universal Life (IUL) Insurance**: Flexible premium, permanent life insurance with growth potential tied to a market index. - **Accumulation IUL**: An IUL product focused on cash value accumulation. - **Supplemental Health Insurance**: Including Cancer Insurance and other health-related products. - **Wills & Estate Planning**: A digital service to create wills and estate plans, extending the company's role in long-term family financial planning. [ethos.com](https://www.ethos.com/) - **Agent OS**: An all-in-one operating system for independent agents that streamlines quoting, application submission, and policy management, enabling them to sell more policies efficiently. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm) ## Market Standing - **Valuation/Market Cap**: Market Cap at IPO price (late 2025) was approximately $1.6B. Currently a public company; market cap fluctuates. Total funding prior to IPO was $606.5M. [linkedin.com](https://www.linkedin.com/company/ethoslife) - **Key Metric**: Annual Revenue was **$387.6M** in the latest fiscal year. [linkedin.com](https://www.linkedin.com/company/ethoslife) - **Key Metric**: **Over 500,000 policies activated** since inception. As of Sept 30, 2025, over **10,000 active selling agents** on the platform. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm) - **Notable Investors/Partners**: General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank Vision Fund, Jay-Z, Kevin Durant, Robert Downey Jr. [job-boards.greenhouse.io](http://job-boards.greenhouse.io/ethoslife) - **Growth Signals**: Revenue grew **60%** (from $160M to $255M) from FY2023 to FY2024. Headcount grew **35.5%** YoY. Expanded product lineup from 1 product in 2019 to 10 by end of 2024. Achieved GAAP profitability in 2023 and has maintained positive net income. Named to CB Insights' Global Insurtech 50 list and BuiltIn's Top 100 Midsize Companies in San Francisco. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm) ## Competitive Advantages - **Proprietary AI Underwriting Engine**: Ingests up to 250,000 data points per application (prescription history, credit scores, MVRs) to assess risk instantly and individually, leading to 95% of applicants getting a decision in minutes vs. weeks for traditional insurers. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm) - **Asset-Light, Scalable Model**: Does not take balance sheet risk; partners with carriers for underwriting. This allows rapid scaling and high gross margins (97-98%). - **Vertically Integrated Tech Stack**: Full-stack, cloud-native platform handles everything from distribution to underwriting, activation, and administration, creating a seamless experience and durable network effects across consumers, agents, and carriers. - **Strong Network Effects**: As the platform scales and collects more data, the underwriting engine improves, which improves conversion and attracts more agents and carriers, creating a self-reinforcing flywheel. ## Strategic Focus - **Product Expansion**: Rapidly adding new life insurance and adjacent financial products (IUL, estate planning, supplemental health). - **Agent & Channel Growth**: Scaling the independent agent channel via Agent OS, while maintaining a strong direct-to-consumer channel. - **International Expansion**: Operating in 10 countries (including India, Singapore, Canada, Lithuania), with significant engineering and operations hubs in Bangalore, India. - **Continued AI & Data Science Moat**: Deepening the proprietary underwriting engine's capabilities to further improve conversion, pricing, and risk selection. ## Why Work Here - **Culture**: Described as having "intellectual rigor," a "bias for impact," and a "one-team, one-dream mentality." Employees are empowered to dream big and execute quickly with minimal red tape. Values include "speak your mind" and "serve our families." [ethos.com](https://www.ethos.com/careers/) - **Remote/Hybrid Policy**: "Digital-first" company. Over half of the team is remote across the US. Has offices in San Francisco, Bangalore, and Singapore. Many roles are "Remote US." [ethos.com](https://www.ethos.com/careers/) - **Compensation & Benefits**: - Top-tier medical, dental, vision insurance. - 401(k) plan with company contributions. - Generous paid time off + full company holiday schedule. - **100% wage replacement** for new parents during parental leave; coverage for family planning and fertility. - **Company equity** for all employees. [ethos.com](https://www.ethos.com/careers/) - **Impact**: Employees report having "outsized impact and true ownership" over successes, with the chance to "revitalize an industry for good." [ethos.com](https://www.ethos.com/careers/) - **Growth Trajectory**: Rapidly growing (35%+ headcount growth), with recent IPO strength and a clear, well-funded path to market leadership in a massive, legacy industry. ## Sources 1. [ethos.com](https://www.ethos.com/) 2. [ethos.com/careers/](https://www.ethos.com/careers/) 3. [job-boards.greenhouse.io](http://job-boards.greenhouse.io/ethoslife) 4. [linkedin.com](https://www.linkedin.com/company/ethoslife) 5. [sec.gov](https://www.sec.gov/Archives/edgar/data/1788451/000119312526029993/d901135d424b4.htm) ## Other roles at Ethos Life - [Senior Life Underwriter](https://feeny.ai/job/senior-life-underwriter-ethos-life-bengaluru-5c5yknpqadpb) — Bengaluru, India - [Customer Operations Associate](https://feeny.ai/job/customer-operations-associate-ethos-life-bengaluru-fbzzkx6b2fvn) — Bengaluru, India - [Partnership Support Manager](https://feeny.ai/job/partnership-support-manager-ethos-life-bengaluru-6r3731cmtna8) — Bengaluru, India - [Customer Operations Associate](https://feeny.ai/job/customer-operations-associate-ethos-life-bengaluru-stsfv6n4sxr2) — Bengaluru, India - [Principal Data Analyst](https://feeny.ai/job/principal-data-analyst-ethos-life-bengaluru-988kvdbwtwzb) — Bengaluru, India - [Sales Manager](https://feeny.ai/job/sales-manager-ethos-life-united-states-pbn7m6mysx9m) — United States - [Senior Product Manager, Life Insurance Products](https://feeny.ai/job/senior-product-manager-life-insurance-products-ethos-life-united-states-apkmxmx941ma) — United States - [Recruiting Coordinator](https://feeny.ai/job/recruiting-coordinator-ethos-life-bengaluru-rrspcnh9v3pk) — Bengaluru, India - [Principal Product Analyst](https://feeny.ai/job/principal-product-analyst-ethos-life-united-states-pw49405e3ery) — United States - [CX Product Operations Analyst](https://feeny.ai/job/cx-product-operations-analyst-ethos-life-bengaluru-kredysnj8kpw) — Bengaluru, India