---
title: 'Staff Engineer, Payments - Core at Fanatics Betting & Gaming'
canonical: 'https://feeny.ai/job/staff-engineer-payments-core-fanatics-betting-gaming-new-york-7xavy4b0wtqx'
type: 'job'
last_seen: '2026-10-19'
---

# Staff Engineer, Payments - Core at Fanatics Betting & Gaming

- **Company:** Fanatics Betting & Gaming
- **Location:** New York, NY
- **Compensation:** $190k–$238k
- **Posted:** 2026-10-13
- **Last confirmed live:** 2026-10-19
- **Apply:** https://job-boards.greenhouse.io/fanaticsfbg/jobs/4449727009

## Job description

## About Us

Fanatics is building a leading global digital sports platform. We ignite the passions of global sports fans and maximize the presence and reach for our hundreds of sports partners globally by offering products and services across Fanatics Commerce, Fanatics Collectibles, and Fanatics Betting & Gaming, allowing sports fans to Buy, Collect, and Bet. Through the Fanatics platform, sports fans can buy licensed fan gear, jerseys, lifestyle and streetwear products, headwear, and hardgoods; collect physical and digital trading cards, sports memorabilia, and other digital assets; and bet as the company builds its Sportsbook and iGaming platform. Fanatics has an established database of over 100 million global sports fans; a global partner network with approximately 900 sports properties, including major national and international professional sports leagues, players associations, teams, colleges, college conferences and retail partners, 2,500 athletes and celebrities, and 200 exclusive athletes; and over 2,000 retail locations, including its Lids retail stores. Our more than 22,000 employees are committed to relentlessly enhancing the fan experience and delighting sports fans globally.

## Overview

Fanatics Betting & Gaming (FBG) is the online and retail sports betting subsidiary of Fanatics Holdings, Inc. As a Staff Engineer on the Payments team, you will be the technical owner of the systems that move money into, out of, and across Fanatics: deposits, withdrawals, and payments at checkout.

The platform you will own serves Sportsbook and Casino today and is being extended to other Fanatics businesses. A key part of that work is letting a customer's shared balance appear as a payment option alongside cards and bank transfers wherever they shop, so that money already held at Fanatics does not have to leave and come back. You will also shape how Fanatics connects to processors, acquirers, and banking partners, with the aim of improving approval rates, lowering cost per transaction, and reducing the number of times the same funds are moved.

This role combines deep backend expertise with architectural leadership. You will set the technical direction for payments across several teams and work closely with Fraud, Responsible Gaming, Finance, Legal, and Compliance partners to build payment flows that are reliable, cost-effective, and compliant with state regulations and card scheme rules.

## Responsibilities

- Own the architecture of the payments platform, including provider integrations, deposit and withdrawal flows, and the services other Fanatics businesses call to take payment.
- Design and build distributed services in Java and Spring Boot that process high transaction volume with strict requirements for correctness, security, and uptime.
- Build payment orchestration and routing across processors, acquirers, and payment methods, using approval rate, cost, and provider health to decide where each transaction goes, with failover when a provider degrades.
- Handle failure in third-party integrations by design, including timeouts, retries, idempotency, duplicate callbacks, partial failures, and reconciliation against provider and bank settlement files.
- Lead the technical work of onboarding new providers and banking partners, including evaluating options and defining the integration, testing, and rollout approach.
- Build in regulatory and card scheme requirements, such as per-jurisdiction rules and how transactions are classified, in partnership with Legal, Compliance, and Finance.
- Work with Fraud and Risk to bring risk signals into the payment path and to handle chargebacks and disputes, including how they are attributed when funds are used across businesses.
- Reduce payment cost through routing, provider terms, and design choices that avoid unnecessary movement of money.
- Set standards for security, data handling, and limiting PCI scope across payment services.
- Lead architectural reviews, design sessions, and incident postmortems, and mentor engineers across the team.
- Partner with product, frontend, and mobile teams so that payment experiences are consistent and clear for customers.
- Be open to occasional travel to Fanatics offices or industry events for planning, collaboration, and team development.

Required Qualifications

- 8+ years of professional software engineering experience, with deep expertise in Java and Spring Boot.
- Experience building and operating payment systems in production, such as deposit and withdrawal flows, payment gateway or processor integrations, card payments, or ACH.
- Strong understanding of idempotency, reconciliation, and failure handling in systems that depend on third-party providers.
- Experience designing secure, high-scale, low-latency distributed systems.
- Experience with event-driven architectures and message streaming platforms such as Kafka.
- Working knowledge of security and compliance requirements for handling payment data, including PCI DSS.
- Demonstrated success setting technical direction and driving alignment across multiple teams.
- Ability to explain complex technical tradeoffs clearly to engineering, product, finance, and leadership audiences.
- Comfort working in a fast-paced, regulated environment with changing priorities.

## Preferred Qualifications

- Experience in online gaming, sports betting, fintech, or banking.
- Knowledge of how card networks, acquirers, and issuers work, including interchange, transaction classification, and chargeback processes.
- Experience with payment orchestration, smart routing, or building a payments platform that serves several business units.
- Experience integrating with banking partners or building account funding and money movement products.
- Experience with financial reconciliation and settlement reporting.
- Experience with AWS, Kubernetes, and observability tooling such as Datadog, Grafana, or CloudWatch.
- Interest in developer experience, clean API design, and systems that remain maintainable as more teams depend on them.

Depending on the role, your interview and onboarding experience may include in-person components, such as onsite interviews or Launching into Better: LIVE—a multi-day cultural immersion in New York City for full-time, non-seasonal hires. These sessions are designed to build connection and bring our culture to life, though specific travel and participation requirements will be confirmed based on your role and location. Your recruiter will provide clear guidance at each stage of the process.

For information about our benefits, please visit https://benefitsatfanatics.com/ Ranges will change based on country and state of residence, which are reflected in Geographical Zones defined by Fanatics Betting and Gaming. The range incorporates all of our Geographical Compensation Zones and is subject to change as the Zone associated with the actual offer is confirmed. In addition to the base and bonus, full-time employment, and more. For information about our benefits, please visit https://benefitsatfanatics.com/

Salary Range $190,000—$237,500 USD

By submitting your application, you agree to our terms of service and acknowledge you have read our [Candidate Privacy Policy.](https://static1.squarespace.com/static/5ff494b9931735466ce28d5b/t/69de53bde2c02c25e9c38758/1776178110037/Candidate+Privacy+Policy+April+2026.pdf)

Fanatics will never ask candidates for money, banking information, or other sensitive personal information as part of the interview process. If you receive a suspicious message claiming to be from Fanatics recruiting, please do not respond and report it here.

## About Fanatics Betting & Gaming

## Company Overview
- **One-liner**: Fanatics Betting & Gaming is the online and retail sports betting and iGaming subsidiary of Fanatics, building a real-money wagering platform that integrates with the broader Fanatics ecosystem of commerce and collectibles.
- **Entity Type**: Private (subsidiary of Fanatics Inc., which is also private)
- **Headquarters**: New York, New York, USA
- **Founded**: 2021
- **Founders**: Michael Rubin (Founder & CEO of Fanatics)

## Core Business
- **Primary industry**: Online Sports Betting & iGaming (Real-Money Wagering)
- **Target customers**: B2C — sports fans and bettors in the United States
- **Mission or purpose statement**: "Relentlessly enhancing the fan experience" by allowing sports fans to buy, collect, and bet through a unified digital platform.

## Products & Services
- **Fanatics Sportsbook**: A native iOS and Android mobile app for online sports betting, available in 23 states and Washington D.C., covering approximately 95% of the U.S. addressable online sports bettor market. Features include "Fair Play" (refunds single-player prop bets if a player is ruled out early) and "FanCash" (up to 10% cashback on every bet, win or lose, redeemable for merchandise, collectibles, and bonus bets).
- **Fanatics Casino**: An online casino platform available in Michigan, New Jersey, Pennsylvania, and West Virginia, offering slots, blackjack, roulette, live dealer games, and exclusive titles from Fanatics Game Studios (e.g., Fanatics Blackjack, Field Goal Frenzy).
- **Retail Sportsbooks**: Operates 22 retail sports betting locations, including the only sportsbook inside an NFL stadium (Northwest Stadium).

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed for Fanatics Betting & Gaming as a standalone entity. Fanatics Inc. was valued at $31 billion in a 2022 funding round, though more recent reports suggest a lower valuation in private markets.
- **Key Metric**: Total Funding — Fanatics Inc. has raised significant capital (over $7 billion in total) from investors; FBG is funded internally by Fanatics.
- **Notable Investors/Partners**: Fanatics Inc. investors include Silver Lake, Fidelity Management & Research, SoftBank Vision Fund, BlackRock, and the National Football League (NFL). FBG partners with over 900 sports properties, including major leagues (NFL, NBA, MLB, NHL), players associations, teams, and colleges.
- **Growth Signals**: Claims to be "the fastest growing sportsbook in America." Acquired PointsBet's U.S. business in August 2023 (final state closed April 2024), accelerating market expansion and integrating PointsBet's risk management and trading technology from Banach Technology. 75% of Sportsbook customers use FanCash monthly, with up to 10% of FanCash redeemed on Fanatics.com.

## Competitive Advantages
- **Ecosystem Integration**: Uniquely positioned as the first true sports brand to enter legal sports betting, FBG is tightly integrated with Fanatics Commerce (licensed fan gear, Lids retail stores) and Fanatics Collectibles (trading cards, memorabilia). FanCash can be used across the entire ecosystem, creating a powerful loyalty loop.
- **Massive Existing User Base**: Fanatics has a database of over 100 million global sports fans, providing a built-in acquisition channel that competitors lack.
- **Proprietary Technology**: Built natively on iOS and Android for superior user experience. Acquired Banach Technology (via PointsBet) for advanced quantitative trading and risk management models.
- **Innovative Product Features**: "Fair Play" and "FanCash" are unique differentiators that reduce bettor frustration and increase loyalty.

## Strategic Focus
- **Market Expansion**: Continuing to launch in new states as legalization expands. Recently launched Fanatics Casino web version and standalone app (March 2025).
- **Product Enhancement**: Deepening personalization through the Fanatics ecosystem, leveraging data from commerce and collectibles to offer tailored betting experiences. Investing in exclusive casino game development via Fanatics Game Studios.
- **Technology Leadership**: Building on the Banach Technology acquisition to improve trading, risk management, and in-play betting capabilities.
- **Prediction Markets**: Expanding into prediction markets as part of the broader Fanatics platform.

## Why Work Here
- **Culture**: Described as "fast-paced," "intense," and "relentless" — employees are expected to "jump in at a moment's notice to deliver the win." The company emphasizes a "By Fans, For Fans" ethos and seeks high performers who are passionate about sports and technology.
- **Remote/Hybrid Policy**: Many engineering and corporate roles are listed as "Remote (US)" on the careers page, though some roles may be office-based in New York, Denver, Leeds, or Dublin.
- **Notable Perks**: Opportunity to work at the intersection of sports, technology, and gaming. Employees get to be part of a company that owns the only sportsbook inside an NFL stadium. The company emphasizes employee welfare, wellness, and professional development.
- **Engineering Culture**: Heavy investment in native mobile development (iOS/Android), data engineering, machine learning, and trading systems. Roles include Analytics Engineer, Machine Learning Engineer, Data Platform Engineer, and Engineering Manager for Market Maker.

## Sources
1. [fanaticsinc.com](https://www.fanaticsinc.com/fanatics-betting-gaming)
2. [fanaticsinc.com](https://www.fanaticsinc.com/fanatics-sportsbook-online-experience)
3. [fanaticsinc.com](https://www.fanaticsinc.com/join-our-team)
4. [greenhouse.io](https://job-boards.greenhouse.io/fanaticsfbg)
5. [fanaticsinc.com](https://www.fanaticsinc.com/)

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