---
title: 'Staff Engineer, Payments - Core at Fanatics Inc.'
canonical: 'https://feeny.ai/job/staff-engineer-payments-core-fanatics-inc-new-york-vntpe730vvkj'
type: 'job'
last_seen: '2026-11-06'
---

# Staff Engineer, Payments - Core at Fanatics Inc.

- **Company:** Fanatics Inc.
- **Location:** New York, NY
- **Compensation:** $190k–$238k
- **Posted:** 2026-10-20
- **Last confirmed live:** 2026-11-06
- **Apply:** https://job-boards.greenhouse.io/fanaticsinc/jobs/4460207009

## Job description

## About Us

Fanatics is building a leading global digital sports platform. We ignite the passions of global sports fans and maximize the presence and reach for our hundreds of sports partners globally by offering products and services across Fanatics Commerce, Fanatics Collectibles, and Fanatics Betting & Gaming, allowing sports fans to Buy, Collect, and Bet. Through the Fanatics platform, sports fans can buy licensed fan gear, jerseys, lifestyle and streetwear products, headwear, and hardgoods; collect physical and digital trading cards, sports memorabilia, and other digital assets; and bet as the company builds its Sportsbook and iGaming platform. Fanatics has an established database of over 100 million global sports fans; a global partner network with approximately 900 sports properties, including major national and international professional sports leagues, players associations, teams, colleges, college conferences and retail partners, 2,500 athletes and celebrities, and 200 exclusive athletes; and over 2,000 retail locations, including its Lids retail stores. Our more than 22,000 employees are committed to relentlessly enhancing the fan experience and delighting sports fans globally.

## Overview

Fanatics Betting & Gaming (FBG) is the online and retail sports betting subsidiary of Fanatics Holdings, Inc. As a Staff Engineer on the Payments team, you will be the technical owner of the systems that move money into, out of, and across Fanatics: deposits, withdrawals, and payments at checkout.

The platform you will own serves Sportsbook and Casino today and is being extended to other Fanatics businesses. A key part of that work is letting a customer's shared balance appear as a payment option alongside cards and bank transfers wherever they shop, so that money already held at Fanatics does not have to leave and come back. You will also shape how Fanatics connects to processors, acquirers, and banking partners, with the aim of improving approval rates, lowering cost per transaction, and reducing the number of times the same funds are moved.

This role combines deep backend expertise with architectural leadership. You will set the technical direction for payments across several teams and work closely with Fraud, Responsible Gaming, Finance, Legal, and Compliance partners to build payment flows that are reliable, cost-effective, and compliant with state regulations and card scheme rules.

## Responsibilities

- Own the architecture of the payments platform, including provider integrations, deposit and withdrawal flows, and the services other Fanatics businesses call to take payment.
- Design and build distributed services in Java and Spring Boot that process high transaction volume with strict requirements for correctness, security, and uptime.
- Build payment orchestration and routing across processors, acquirers, and payment methods, using approval rate, cost, and provider health to decide where each transaction goes, with failover when a provider degrades.
- Handle failure in third-party integrations by design, including timeouts, retries, idempotency, duplicate callbacks, partial failures, and reconciliation against provider and bank settlement files.
- Lead the technical work of onboarding new providers and banking partners, including evaluating options and defining the integration, testing, and rollout approach.
- Build in regulatory and card scheme requirements, such as per-jurisdiction rules and how transactions are classified, in partnership with Legal, Compliance, and Finance.
- Work with Fraud and Risk to bring risk signals into the payment path and to handle chargebacks and disputes, including how they are attributed when funds are used across businesses.
- Reduce payment cost through routing, provider terms, and design choices that avoid unnecessary movement of money.
- Set standards for security, data handling, and limiting PCI scope across payment services.
- Lead architectural reviews, design sessions, and incident postmortems, and mentor engineers across the team.
- Partner with product, frontend, and mobile teams so that payment experiences are consistent and clear for customers.
- Be open to occasional travel to Fanatics offices or industry events for planning, collaboration, and team development.

Required Qualifications

- 8+ years of professional software engineering experience, with deep expertise in Java and Spring Boot.
- Experience building and operating payment systems in production, such as deposit and withdrawal flows, payment gateway or processor integrations, card payments, or ACH.
- Strong understanding of idempotency, reconciliation, and failure handling in systems that depend on third-party providers.
- Experience designing secure, high-scale, low-latency distributed systems.
- Experience with event-driven architectures and message streaming platforms such as Kafka.
- Working knowledge of security and compliance requirements for handling payment data, including PCI DSS.
- Demonstrated success setting technical direction and driving alignment across multiple teams.
- Ability to explain complex technical tradeoffs clearly to engineering, product, finance, and leadership audiences.
- Comfort working in a fast-paced, regulated environment with changing priorities.

## Preferred Qualifications

- Experience in online gaming, sports betting, fintech, or banking.
- Knowledge of how card networks, acquirers, and issuers work, including interchange, transaction classification, and chargeback processes.
- Experience with payment orchestration, smart routing, or building a payments platform that serves several business units.
- Experience integrating with banking partners or building account funding and money movement products.
- Experience with financial reconciliation and settlement reporting.
- Experience with AWS, Kubernetes, and observability tooling such as Datadog, Grafana, or CloudWatch.
- Interest in developer experience, clean API design, and systems that remain maintainable as more teams depend on them.

Depending on the role, your interview and onboarding experience may include in-person components, such as onsite interviews or Launching into Better: LIVE—a multi-day cultural immersion in New York City for full-time, non-seasonal hires. These sessions are designed to build connection and bring our culture to life, though specific travel and participation requirements will be confirmed based on your role and location. Your recruiter will provide clear guidance at each stage of the process.

For information about our benefits, please visit https://benefitsatfanatics.com/

## #LI-VG1

Ranges will change based on country and state of residence, which are reflected in Geographical Zones defined by Fanatics Betting and Gaming. The range incorporates all of our Geographical Compensation Zones and is subject to change as the Zone associated with the actual offer is confirmed. In addition to the base and bonus, full-time employment, and more. For information about our benefits, please visit https://benefitsatfanatics.com/

Salary Range $190,000—$237,500 USD

By submitting your application, you agree to our terms of service and acknowledge you have read our [Candidate Privacy Policy.](https://static1.squarespace.com/static/5ff494b9931735466ce28d5b/t/69de53bde2c02c25e9c38758/1776178110037/Candidate+Privacy+Policy+April+2026.pdf)

Fanatics will never ask candidates for money, banking information, or other sensitive personal information as part of the interview process. If you receive a suspicious message claiming to be from Fanatics recruiting, please do not respond and report it here.

## About Fanatics Inc.

## Company Overview
- **One-liner**: Fanatics is a leading global digital sports platform that enables fans to buy, bet, collect, and engage with their favorite teams, players, and moments through a unified ecosystem of commerce, collectibles, gaming, events, and media.
- **Entity Type**: Private (multiple funding rounds; last disclosed valuation of $31 billion in 2022 – not confirmed in provided sources)
- **Headquarters**: Jacksonville, Florida, USA (with major offices in New York, Los Angeles, London, and over 80 global locations) [fanaticsinc.com](https://www.fanaticsinc.com/careers)
- **Founded**: Not publicly available in provided sources
- **Founders**: Michael Rubin [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent)

## Core Business
- **Primary Industry**: Licensed sports merchandise, digital collectibles, sports betting & iGaming, live events, prediction markets, advertising, and content production.
- **Target Customers**: B2C (sports fans globally), B2B (leagues, teams, players’ associations, colleges, retail partners). Serves over 100 million fans and partners with 900+ sports properties and 6,000+ athletes/celebrities. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Mission Statement**: “Relentlessly enhancing the fan experience.” [fanaticsinc.com](https://www.fanaticsinc.com/)

## Products & Services
- **Fanatics Commerce**: Design, manufacture, and retail licensed fan gear, jerseys, lifestyle apparel, headwear, and hardgoods across digital and physical channels (2,000+ retail locations including Lids). [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Collectibles**: Physical and digital trading cards, sports memorabilia, and digital assets (e.g., NFTs) for sports and entertainment properties. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Betting & Gaming**: Online sportsbook, iGaming (casino), and prediction market platforms for real-money wagering. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Markets**: A prediction markets platform allowing fans to forecast real-world sports, cultural, economic, and political events. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Fest**: Large-scale sports and collector fan events (live experiences). [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Advertising**: A sports media platform connecting brands with 100M+ fans through onsite and offsite media solutions. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Credit Card**: Co-branded credit card offering rewards tied to the Fanatics ecosystem. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics Studios**: A joint venture with OBB Media producing premium sports entertainment content. [fanaticsinc.com](https://www.fanaticsinc.com/)
- **Fanatics ONE**: Loyalty program uniting all Fanatics experiences. [fanaticsinc.com](https://www.fanaticsinc.com/)

## Market Standing
- **Valuation/Market Cap**: Not disclosed in provided sources (privately held; last reported valuation ~$31B in 2022)
- **Key Metric**: Over 100 million fans reached; 22,000+ employees (15,000+ full-time, 7,000 part-time/contractor); partnerships with 900+ sports properties and 6,000+ athletes. [fanaticsinc.com](https://www.fanaticsinc.com/) | [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent)
- **Notable Investors/Partners**: Major sports leagues (NFL, NBA, MLB, NHL, WNBA, NWSL), players’ associations, Mitchell & Ness, Lids, Boardroom (Kevin Durant), OBB Media. Investment history includes funds from Silver Lake, SoftBank, Fidelity, and others (not detailed in provided sources).
- **Growth Signals**: Rapid expansion into sports betting, iGaming, prediction markets, credit card services, advertising, and media production; launch of Fanatics Markets (prediction platform); growing loyalty program (Fanatics ONE); continuous retail footprint (2,000+ stores). [fanaticsinc.com](https://www.fanaticsinc.com/)

## Competitive Advantages
- **Vertical Integration**: End-to-end control from product design and manufacturing to retail, digital platforms, and real-money gaming, creating a seamless fan experience.
- **Exclusive Licensing**: Deep, long-term partnerships with all major U.S. sports leagues, top player associations, and major colleges – barriers for competitors.
- **Massive Scale**: 100M+ fan reach, 22,000 employees, 2,000+ retail locations (including Lids), and global supply chain provide unmatched distribution and data.
- **Data-Driven Ecosystem**: Cross-platform data allows personalized offers, loyalty rewards, and targeted advertising across commerce, betting, and collectibles.
- **Diversified Revenue Streams**: Commerce, collectibles, betting, events, advertising, and financial services reduce reliance on any single segment.

## Strategic Focus
- **Integrated Ecosystem**: Connecting all fan touchpoints (buy, bet, collect, engage) to maximize lifetime value and reduce churn.
- **Technology Innovation**: Investing in AI, prediction markets, digital collectibles (blockchain), and real-time personalization.
- **Expansion into Financial Services**: Launching co-branded credit cards and financial products to deepen fan loyalty.
- **Global Growth**: Extending partnerships and operations internationally (80+ offices globally).
- **Media & Content**: Scaling Fanatics Studios to produce premium sports entertainment and leveraging advertising as a revenue engine. [fanaticsinc.com](https://www.fanaticsinc.com/)

## Why Work Here
- **High-Performance Culture**: Fanatics emphasizes speed, intensity, and a “relentless” work ethic. The company seeks “high performers” who thrive in a fast-paced, no-offseason environment. [fanaticsinc.com/careers](https://www.fanaticsinc.com/careers)
- **Competitive Compensation**: Competitive pay, bonuses, equity (where eligible), robust 401(k) matching, student loan assistance, tuition reimbursement, and merchandise discounts. [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent)
- **Work-Life Balance Benefits**: Unlimited discretionary time-off, generous maternity/paternity leave, flexible schedules, remote/hybrid options available for certain roles (e.g., Privacy & Product Counsel REMOTE). [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent) | [greenhouse.io](http://job-boards.greenhouse.io/fanaticsinc)
- **Wellness & Health**: Comprehensive health coverage, mental health services, Wellhub (Gympass) access, fertility and adoption assistance, gender affirmation care.
- **Talent Development**: Fanatics University (FanU) for learning, mentoring, leadership coaching, and inclusive leadership programs for emerging female leaders. [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent)
- **Diversity & Inclusion**: Strong focus on Inclusion, Diversity, Equity, and Allyship (IDEA); employee-led FANs groups (AAPI, Black, PRIDE, Veterans, Women’s). 43% of US director+ are female; 45% ethnically diverse. [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent)
- **Awards**: Forbes America’s Dream Employers 2025, Fast Company 50 Most Innovative Companies, Front Office Sports Best Employer in Sports, Sports Business Journal Most Influential (Michael Rubin). [fanaticsinc.com/culture-talent](https://www.fanaticsinc.com/culture-talent)
- **Office/Remote Policy**: Hybrid for many roles; some fully remote positions available. Over 80 offices globally including US hubs in Jacksonville, New York, Los Angeles, Tampa, and international in London, Hyderabad, Paris, Manchester. [greenhouse.io](http://job-boards.greenhouse.io/fanaticsinc) | [fanaticsinc.com/careers](https://www.fanaticsinc.com/careers)

## Sources
1. [fanaticsinc.com – Main About Page](https://www.fanaticsinc.com/)
2. [fanaticsinc.com/careers – Careers Page](https://www.fanaticsinc.com/careers)
3. [fanaticsinc.com/culture-talent – Culture & Talent Page](https://www.fanaticsinc.com/culture-tal

_…truncated._

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