--- title: 'Staff Full Stack Engineer at Allica Bank' canonical: 'https://feeny.ai/job/staff-full-stack-engineer-allica-bank-milton-keynes-x23nzrq4zetp' type: 'job' last_seen: '2026-10-19' --- # Staff Full Stack Engineer at Allica Bank - **Company:** Allica Bank - **Location:** Milton Keynes, United Kingdom - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-10-13 - **Last confirmed live:** 2026-10-19 - **Apply:** https://jobs.ashbyhq.com/allica-bank/bf301a5e-7f2f-4878-8957-d02ea24b1e07 ## Job description ## About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Department Description Technology sits at the centre of Allica. We design and build the platforms that power the bank, working closely with every part of the business to deliver real impact for customers. Our teams move quickly, focus on outcomes, and take ownership from concept through to delivery. We solve complex problems, modernise processes, and enable the business to scale with confidence. What makes us different is the level of influence and autonomy engineers have. We work without the weight of legacy systems, which means we can focus on building for the future. Everyone contributes ideas and helps shape how we operate, and roles evolve as the organisation grows. This is a place for people who want to have a tangible impact and do their best work in a modern, collaborative environment. ## Role Description The Staff Full Stack Engineer is responsible for setting technical direction across multiple squads, typically overseeing 2–3 squads and line-managing 3–5 Full Stack Engineers. The role exists to shape architecture, ensure the success of these squads, and drive consistent, secure, and compliant delivery across Allica’s digital products. You will use your expertise in Spring Boot microservices (Java/Kotlin) and modern web technologies (React/TypeScript) to define and evolve cross-squad patterns, shared tooling, and platform capabilities. Our backend microservices are containerised and deployed to Azure Container Apps, and our web applications are deployed to Azure Static Web Apps; you will help define and uphold the standards that make these platforms robust, cost-effective, and easy to operate. You will own key cross-cutting concerns such as authentication, observability, performance, accessibility, and regulatory compliance, ensuring our systems meet the standards expected of a UK bank. You are hands-on: you design and review architectures, pair with engineers, and contribute code to high-impact initiatives. You work closely with Product, Design and other engineering leaders to align technical direction with business goals and to unblock delivery. You drive the responsible adoption of GenAI and agentic engineering practices (e.g. Claude Code, Codex, GitHub Copilot), setting organisation-wide standards and measuring impact. Success in this role is reflected in simpler architectures, improved delivery consistency and reliability, stronger engineering effectiveness, and the growth and performance of your direct reports and squads. Principal Accountabilities Set and evolve cross-squad technical patterns and guardrails for: - Backend services (Kotlin/Java Spring Boot microservices, REST/OpenAPI, messaging, integrations). - Frontend architectures (React/TypeScript, shared design system, Nx, micro frontends where appropriate). - Authentication/authorisation, API gateways and API governance (versioning, contracts, deprecation). - Own platform-level technical initiatives that reduce complexity and duplication, including shared libraries, design system tokens, infrastructure templates, observability frameworks, and code/scaffolding templates. - Define and maintain organisation-wide standards for performance, reliability, security, accessibility, and operational excellence, in partnership with Architecture, InfoSec, Risk, and Compliance. - Establish and improve SLOs, error budget policies, and incident management practices across key services; lead post-incident reviews and drive follow-through on structural fixes. - Lead cross-squad system design for complex initiatives, ensuring coherent architectures, well-managed dependencies, clear domain boundaries, and effective interactions between services and frontends. - Shape and continuously improve cloud-native deployment patterns on Azure (Container Apps, Static Web Apps, networking, configuration, and scaling), working closely with Platform Engineering teams. - Drive improvements to developer experience (CI/CD, local development workflows, test strategy, release processes) across multiple squads, leveraging GitHub, Azure DevOps and other approved tools. Define and champion responsible AI-assisted engineering practices, including: - Standards for using Claude Code, Codex, GitHub Copilot and other approved GenAI tools. - Expectations for review and validation of AI-generated code. - Measurement and optimisation of productivity gains and quality improvements. - Mentor and line-manage Senior Full Stack Engineers, supporting their growth in technical leadership, people leadership, and impact across squads. - Foster a culture of learning and continuous improvement through communities of practice, architecture forums, and regular knowledge-sharing. - Influence and communicate effectively with senior stakeholders (Product, Design, Operations, Risk, Compliance), aligning technical strategies with product and business roadmaps. Personal Attributes & Experience - Extensive experience designing and delivering distributed systems at scale using Spring Boot (Kotlin/Java) and modern web technologies (React/TypeScript). - Proven track record of simplifying complex architectures and defining cross-team patterns and platforms in a multi-squad environment. - Solid experience with containerised workloads and cloud platforms (Azure preferred; AWS or Google Cloud also valuable), including deployment, monitoring, and scaling of microservices and web applications. - Deep understanding of secure coding practices (e.g. OWASP), privacy, auditability, and regulatory expectations in financial services or similarly regulated environments. - Strong experience with observability, SLOs, incident management, and operational excellence (logging, tracing, metrics, dashboards, on-call practices). - Strong understanding of CI/CD and DevOps practices, ideally using GiHub actions or Azure DevOps Pipelines, infrastructure-as-code, and automated testing at multiple levels. - Experience designing and governing APIs at scale (REST, OpenAPI, API gateways, versioning, backwards compatibility, service contracts). - Demonstrated ability to lead technical programmes or initiatives that span multiple teams and systems, delivering measurable improvements to reliability, performance, or developer productivity. - Experience introducing and scaling the use of new tools and standards across organisations, including GenAI technologies (e.g. GitHub Copilot) with appropriate guardrails. - Proven people leadership experience: line-managing senior engineers, coaching technical leaders, and building high-performing, inclusive teams. - Excellent communication and influencing skills, with the ability to work effectively with technical and non-technical stakeholders, communicate trade-offs clearly, and build consensus. Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: - Full onboarding support and continued development opportunities - Options for flexible working - Regular social activities - Pension contributions - Discretionary bonus scheme - Private health cover - Life assurance - Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like. ## About Allica Bank ## Company Overview - **One-liner**: Allica Bank is a British challenger bank and fintech that provides current accounts, savings, and lending products exclusively to established small and medium-sized businesses (SMEs) in the UK. - **Entity Type**: Private (Unicorn status achieved February 2026) - **Headquarters**: London and Milton Keynes, UK (with additional hubs in Manchester and India) - **Founded**: 2019 - **Founders**: Not publicly available (the bank was founded by a team; current CEO is Richard Davies, appointed July 2020) ## Core Business - **Primary industry/industries**: Financial Services, Fintech, Business Banking (SME Banking) - **Target customers**: B2B — Established UK businesses with 5–250 employees - **Mission or purpose statement**: "To give established businesses the banking they deserve" — combining fintech knowledge with start-up spirit to transform the business banking experience. ## Products & Services - **Business Rewards Current Account**: A full-featured business current account with unlimited fee-free UK transfers, team-level access, two-person authorisation, virtual cards (up to 20 per employee), expense management, and integrations with accounting software (Sage, Xero, QuickBooks, FreeAgent). Earns up to 1.5% cashback on card spend and integrated savings pots paying up to 4.08% AER interest. - **Business Borrowing**: Includes business overdrafts and lending products tailored for established SMEs. - **Savings Accounts**: Instant access savings accounts with competitive interest rates. - **Invoice Finance & Embedded Payments** (via acquisition of Kriya, October 2025): A new offering aiming to achieve £1 billion of invoice finance lending by 2028. - **Specialist Bridging Loans** (via acquisition of Tuscan Capital, August 2024): Short-term property-backed lending. ## Market Standing - **Valuation/Market Cap**: $1.2 billion (Unicorn status, February 2026) - **Key Metric**: Annual Revenue of £371.3 million (2025); Net Income of £36.9 million (2025); Total lending over £3.7 billion; Over 30,000 business customers (February 2026) - **Notable Investors/Partners**: Ventura Capital, GLG, Sona AM, TCV, Blue Owl, Atalaya Capital Management, Warwick Capital Partners - **Growth Signals**: - Named the UK's fastest-growing private company in The Sunday Times 100 (June 2024) - Named the UK's fastest-growing fintech ever in Deloitte's 2023 UK Tech Fast 50 - Listed as the second fastest growing company in Europe in the FT1000 (March 2025) - Over 700 employees (growing to 799 in 2025) - Achieved first full-year profit in 2023 - Acquired Kriya (invoice finance) and Tuscan Capital (bridging loans) to expand product suite ## Competitive Advantages - **Dedicated Relationship Management**: Every customer gets a UK-based relationship manager on speed dial — a return to "real relationship banking" that larger banks have moved away from. - **Proprietary Technology**: Tech teams design, test, and build everything in-house specifically for the needs of established businesses, not consumers or micro-businesses. - **No Monthly Fees**: Unlike traditional banks, Allica rewards customers with cashback and interest instead of charging monthly account fees. - **FSCS Protection**: Customer deposits are protected up to £120,000 by the Financial Services Compensation Scheme. - **Speed of Execution**: Company culture emphasises "Need for Speed" — they believe executing and improving faster creates a massive competitive advantage. ## Strategic Focus - **Product Expansion**: Growing beyond core banking into invoice finance, embedded payments, and specialist lending through acquisitions. - **Scaling Customer Base**: Targeting continued rapid growth from 30,000+ business customers, with a specific goal of £1 billion in invoice finance lending by 2028. - **Talent & Culture**: Building a team that blends "fintech knowledge with start-up spirit" while maintaining a focus on transparency and delivery over hierarchy. ## Why Work Here - **Culture & Values**: "Allicans" are described as passionate about the collective mission, with a culture of top talent, big thinkers, and a truly diverse workforce. Values include "Own it," "Need for Speed," "Straight Bat," and "Lead by Example." - **Employee Satisfaction**: 92% of employees said they enjoy working together (latest survey); 86% say they enjoy working there. - **Flexible Working**: Flexible working arrangements are offered, plus enhanced maternity, paternity, and shared parental leave. - **Benefits**: Competitive financial and wellbeing benefits, plus a packed staff social calendar. - **Growth Opportunity**: Described as "the UK's fastest-growing fintech ever" — employees get to help build the future of business banking and grow their own careers in a fast-paced, high-impact environment. - **Engineering Culture**: Tech teams design, test, and build everything in-house with a focus on transparency and data-driven decision making. Worth is measured by delivery of outcomes, not job titles or headcount. ## Sources 1. [allica.bank](https://www.allica.bank/about-us) 2. [allica.bank](https://www.allica.bank/) 3. [allica.bank](https://www.allica.bank/careers) 4. [jobs.ashbyhq.com](https://jobs.ashbyhq.com/allica-bank) 5. 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