---
title: 'Staff Product Manager, Data & Platform at Kard Financial, Inc.'
canonical: 'https://feeny.ai/job/staff-product-manager-data-platform-kard-financial-inc-remote-2dafcc8tdg47'
type: 'job'
last_seen: '2026-09-05'
---

# Staff Product Manager, Data & Platform at Kard Financial, Inc.

- **Company:** Kard Financial, Inc.
- **Location:** Remote
- **Compensation:** $160k–$190k
- **Work type:** remote
- **Posted:** 2026-08-31
- **Last confirmed live:** 2026-09-05
- **Apply:** https://job-boards.greenhouse.io/kardfinancialinc/jobs/4729365005

## Job description

Kard is building commerce media infrastructure that connects financial institutions, financial-services platforms, and merchants through data and merchant-funded rewards. As our reach expands, we are building for a step-change in scale, and for opportunities ranging from more relevant rewards and marketer intelligence to new commerce and distribution models.

## About the Role

As Staff Product Manager, Data & Platform, you will be the product lead for two established teams: Data, spanning ML, data science, analytics, and data engineering; and Engineering Enablement, which owns Kard’s internal developer platform and the infrastructure that moves data and supports reliable, real-time decisioning at scale. Together, these teams provide the intelligence and delivery foundations for Kard’s customer products.

This is one of Kard’s most senior individual-contributor roles. Working with business and customer-facing product leaders, you will discover, shape, validate, and measure bets, turn foundational technology into customer and commercial value, and coach others to raise the quality of product thinking.

## Responsibilities

- Set and communicate a coherent strategy for Kard’s data and platform capabilities, turning company direction into focused bets that balance new products with platform leverage.
- Lead collaborative shaping with engineering, data, and business partners through Kard’s Shape Up process; clarify outcomes, appetite, risks, evidence, and measures of success.
- Turn transaction data, ML, and platform capabilities into products and business opportunities, including consumer, merchant, and location intelligence; targeting; marketer insights; and new applications of transaction intelligence.
- Advance the intelligence behind Kard’s offer platform, including personalization, merchant and location understanding, contextual decisioning, experimentation, and lift measurement across batch and real-time systems.
- Define reusable capabilities for offer decisioning, delivery, matching, measurement, and partner integrations; partner with customer-facing PMs on product definitions and end-to-end outcomes.
- Treat Kard’s data and developer platforms as products: understand technical users, expand self-service, reduce friction, and measure business impact, quality, trust, reliability, and speed.

Desired Skills

- Experience leading technically complex data, ML, or platform products across multiple teams.
- A record of turning data or foundational technology into measurable customer and commercial value.
- Working fluency across several relevant domains—including data platforms, quality and governance, ML lifecycles, batch and real-time serving, APIs, cloud infrastructure, and developer platforms—and the ability to go deep without replacing engineering leadership.
- Fluency in experimentation and measurement, including A/B testing, lift or incrementality, and partnership with data scientists.
- Strong discovery and shaping skills with technical users and business stakeholders, and the ability to validate needs directly with external customers.
- Understanding of marketplace economics and marketer outcomes, and how targeting, relevance, measurement, and incentives create value; direct adtech experience is not required.
- The influence and judgment to align executives, leaders, and ICs; challenge assumptions constructively; make tradeoffs explicit; and commit to shared direction.
- Entrepreneurial judgment paired with durable thinking about scale, security, privacy, and compliance.
- Commitment to fostering an inclusive work environment and actively contributing to team growth and cohesion.
- U.S. core business hours availability and willingness to travel for company meetings.

Bonus Points

- Experience in commerce media, card-linked offers, loyalty, fintech, adtech, or another transaction-intensive marketplace.
- Experience building marketer-facing insights, audience, measurement, or analytics products from first-party data.
- Experience with ML personalization, recommendations, merchant or location intelligence, entity resolution, or real-time decisioning.
- Experience with modern data or platform technologies such as Databricks, dbt, AWS, Kubernetes, and Terraform, especially at enterprise or regulated scale.

Remote - USA Pay Range $160,000—$190,000 USD

Why Join:

Kard recognizes the unique value each of us brings to our collective success. As part of our remote-first team, you'll have the autonomy to influence our trajectory, actively contributing to the growth of our business and the evolution of our company culture. By embodying our core values of Initiative, Openness, and Humility, you will not only witness but directly foster an inclusive and dynamic work environment, from the executive level down.

Our competitive benefit plan includes:

- Flexible PTO, with a minimum requirement to take one day off a quarter, ten days a year, promoting mental well-being
- Observance of 11 Federal Holidays, plus an additional day each for Black Friday and Christmas Eve (US employees only)
- Health, Dental and Vision Insurance
- 401k with employer match (US employees only)
- Coworking space and WFH setup reimbursement
- Company Offsites for planning, team-building, and networking

Kard is an equal opportunity employer and we actively encourage applicants of all genders, backgrounds, and experiences to apply. We believe that diverse perspectives enrich our workplace and drive our success.

## About Kard Financial, Inc.

## Company Overview
- **One-liner**: Kard is a rewards-as-a-service API platform and the first independent commerce media network that uses predictive AI and first-party transaction data to power hyperpersonalized offers and performance marketing.
- **Entity Type**: Private (funded startup; raised $30 million total, including $23 million Series A)
- **Headquarters**: Remote‑first, United States (team across all U.S. time zones)
- **Founded**: 2015
- **Founders**: Ben Mackinnon

## Core Business
- **Primary Industries**: Commerce media / loyalty / rewards‑as‑a‑service; adtech; fintech.
- **Target Customers**: B2B – fintech companies, banks, card issuers (FIs), and merchants (both online and brick‑and‑mortar).
- **Mission**: Build the first open loyalty system – a rewards‑as‑a‑service platform that enables modern issuers to connect consumers with brands they love.

## Products & Services
- **Commerce Media Network (for merchants)**: A pay‑for‑performance ad solution where merchants only pay for verified purchases, not impressions. Uses transaction data from 47M+ cardholders to target new, existing, or lapsed customers with personalized offers (location‑based, tiered, spending challenges). Includes A/B testing, AI‑driven insights, and real‑time adjustments.
- **Rewards‑as‑a‑Service API Platform (for fintechs & FIs)**: An API‑first platform that allows issuers to design their own loyalty UX while Kard handles the backend – offer management, transaction tracking, push notifications, and email campaigns. PCI‑Compliant and SOC 2 certified.
- **Realtime Ad Network**: Leverages transaction data from tens of millions of consumers to give advertisers insights into shopping behavior across the entire wallet.

## Market Standing
- **Valuation / Market Cap**: Not disclosed.
- **Key Metric**: **Total Funding** – $30 million (including a $23 million Series A round).  
  *Annual revenue is not publicly available.*
- **Notable Investors / Partners**: Not named explicitly in provided materials, but listed as “backed by $30M from industry‑leading investors and seasoned experts.” Also named “Techstars mentor” and “active angel investor in fintech and adtech startups” in founder bio – suggests affiliation with Techstars.
- **Growth Signals**: 
  - Named to the **2024 Fintech Innovation 50**.
  - Earned a spot on the **Inc. 5000 list of America’s Fastest‑Growing Private Companies**.
  - Employees: ~50 team members (as of latest careers FAQ) and “growing rapidly.”
  - Claims 47M+ cardholders in its network, 25K+ US locations, and metrics such as 15% re‑engagement of previously inactive cardholders and 40% more repeat purchases.

## Competitive Advantages
- **First independent commerce media network** – operates as a neutral, open platform not owned by a single bank or card network.
- **Pay‑only‑for‑verified‑purchases** model (performance‑based, not impression‑based).
- **Real first‑party transaction data** from millions of Gen Z and Millennial shoppers, enable hyperpersonalization and closed‑loop measurement.
- **API‑first, flexible design** – issuers can keep their own UX while Kard handles the heavy lifting.
- **PCI‑Compliant and SOC 2 certified** – security credentials that satisfy the largest banks and fintechs.

## Strategic Focus
- Expand the open loyalty system by onboarding more issuers, fintechs, and merchants.
- Deepen AI‑powered predictive targeting and real‑time offer optimization.
- Grow the network effect: more cardholders → better transaction data → more effective offers → more merchants and issuers joining.
- Continue scaling the “real‑time ad network” to provide cross‑merchant insights.

## Why Work Here
- **Fully remote** – “100% remote” with employees in every U.S. time zone. Work‑from‑home reimbursements and wellness stipend provided.
- **Great benefits**: Open PTO, health/vision/dental insurance, employer 401k contributions, paid parental leave, development budget.
- **Culture**: Emphasizes humility, initiative, openness, and inclusivity. Annual team offsites (2+ per year) to strengthen bonds.
- **Transparent compensation** – salary ranges included in every job description; pay targets “meet or exceed 75% of the current market rate.”
- **Structured, respectful hiring process** – interview process designed to be completed in 3–4 weeks, with take‑home assignments for R&D roles. Strong commitment to diversity and reducing bias.
- **Current open roles (R&D & Sales)**: Measurement Lead, Senior Analytics Engineer, Senior Data Scientist, Merchant Account Executive – all remote.

## Sources
1. [getkard.com](https://www.getkard.com/) – Company overview, product features, security, network stats.
2. [getkard.com/careers](https://www.getkard.com/careers) – Benefits, values, remote policy, inclusivity.
3. [getkard.com/about](https://www.getkard.com/about) – History, founder, mission, Series A funding, awards (Fintech Innovation 50, Inc. 5000).
4. [getkard.com/guide-to-interviewing-at-kard](https://www.getkard.com/guide-to-interviewing-at-kard) – Interview process, team size (~50), remote FAQ, compensation philosophy.
5. [job-boards.greenhouse.io/kardfinancialinc](https://job-boards.greenhouse.io/kardfinancialinc) – Open positions, total funding ($30M), investors.

## Other roles at Kard Financial, Inc.

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