---
title: 'Strategic Partnerships Manager, Bank & Program Launch at Cardless'
canonical: 'https://feeny.ai/job/strategic-partnerships-manager-bank-program-launch-cardless-san-francisco-cmfscmm3g83y'
type: 'job'
last_seen: '2026-09-07'
---

# Strategic Partnerships Manager, Bank & Program Launch at Cardless

- **Company:** Cardless
- **Location:** San Francisco, CA
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-08-31
- **Last confirmed live:** 2026-09-07
- **Apply:** https://jobs.ashbyhq.com/cardless/2cff739f-9b8c-449f-b26f-d9e28add59e5

## Job description

## ABOUT CARDLESS

Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products of their own. Companies like Coinbase and Bilt use Cardless to create credit cards that feel entirely their own. In an industry where branded financial products usually mean shared logos and shared control, Cardless is built to disappear. Our APIs and components shape the journey from the first application to every purchase, reward, and moment of support that follows, while we handle lending, compliance, and operations behind the scenes.

In September 2025, we raised a $60 million Series C led by Spark Capital, bringing our total funding to $170 million. The team is over 70 people and scaling toward profitability by year-end 2026.

We're looking for kind, humble people with high standards and low egos. We take the work seriously without taking ourselves too seriously. We see what could be improved, make it so, and leave every product, system, and team better than we found it.

## ABOUT THE ROLE

We're looking for a Strategic Partnerships Manager to own the day-to-day relationship between Cardless and our issuing bank partners, and to help drive new co-brand card programs from signed deal to live launch.

This role sits at the center of Cardless's most consequential relationships — our bank partners, who ultimately issue every card program we build. You'll manage their expectations, keep them aligned as new programs move through development, and act as the connective tissue between Cardless's internal teams (compliance, product, engineering, operations) and our partners' teams on the other side of the table. You'll also help launch new programs, working cross-functionally to make sure bank partners are informed, comfortable, and bought in at every stage — from kickoff through go-live.

This is a strong fit for someone who's comfortable operating in a regulated, high-stakes environment, who can translate between technical/compliance detail and partner-facing narrative, and who wants ownership over how Cardless shows up to the banks that make our business possible.

## WHAT YOU'LL DO

- Own ongoing relationship management with bank partners (e.g., First Electronic Bank, Column N.A.), serving as a primary point of contact for program status, open issues, and escalations
- Manage bank partner expectations across active programs — proactively communicating risk, delays, and open items rather than letting them surface as surprises
- Lead or support new program launches end-to-end: kickoff coordination, drafting partner-facing materials, tracking legal/compliance milestones, and driving alignment on launch timelines
- Partner closely with Compliance, Legal, Product, and Engineering to translate internal workstreams into clear, partner-ready updates
- Build and maintain trackers, status reports, and governance cadences (e.g., regular partner check-ins, steering committees) to keep programs on track
- Represent Cardless in partner meetings, including with senior stakeholders at bank partners, and help prepare internal teams for those conversations
- Identify and help resolve friction points between Cardless and partners on rewards, payments, disputes, and other program mechanics before they become escalations
- Support due diligence and onboarding for new bank and brand partners as Cardless's portfolio grows

## WHAT WE'RE LOOKING FOR

- 10+ years of experience in partnerships, account management, program management, or a related client-facing role — ideally in fintech, banking, or another regulated industry
- Demonstrated ability to manage complex, multi-stakeholder relationships where technical, legal, and business considerations all need to be balanced
- Strong written and verbal communication skills — comfortable distilling complicated, cross-functional work into clear updates for partner audiences
- A bias toward proactive communication; you'd rather over-communicate a risk early than let a partner be surprised later
- Experience working cross-functionally with compliance, legal, product, and engineering teams
- Comfort operating in ambiguity and building process where none exists yet
- Based in or willing to work on-site in San Francisco

## BONUS POINTS

- Experience with card issuing, co-brand credit card programs, or working directly with issuing banks
- Familiarity with the regulatory considerations that shape bank/fintech partnerships (e.g., third-party risk management, program governance)
- Experience launching a new product or program from contract signing through go-live

## COMPENSATION

This role has an annual starting salary range of $150,000–$200,000 + equity + benefits. Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.

## BENEFITS

We're proud to offer our team excellent benefits:

💸 Meaningful Start-up equity

🏥 100% health, vision & dental primary coverage

➕ 75% health, vision & dental dependent coverage

🍱 Catered lunches

🚎 $250/month Commuter benefit

👶 Parental leave

✈️ Team building events & happy hours

🌴 Flexible PTO with a minimum of 15 days off per year

🖥️ Apple equipment

💸 401k plan

## LOCATION

We're headquartered in San Francisco, CA, with a beautiful office in Jackson Square. This role is in-office 5 days a week.

## About Cardless

## Company Overview
- **One-liner**: Cardless provides an embedded credit card platform with modular APIs and components that enable companies to build and launch branded, full-stack credit card programs.
- **Entity Type**: Private (Series C, led by Activant Capital, November 2024)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2019
- **Founders**: Scott Kazmierowicz (Co-Founder & CEO)

## Core Business
- **Primary industry**: Financial technology – embedded credit cards / co-branded credit card programs
- **Target customers**: B2B – enterprise brands and high-growth companies (e.g., Coinbase, Bilt, Alibaba, Qatar Airways) that want to offer native credit card experiences to their customers
- **Mission or purpose**: Empower companies to ship credit like they ship product – with full control over how it works, looks, and grows.

## Products & Services
- **Embedded Credit Platform (APIs & Pre-built Components)**: A set of modular tools including Application flow, Checkout integration, Card management, Transaction disputes, fraud detection, and compliance (KYC/AML). Companies can embed approvals, rewards, and card management directly into their own app or website. [cardless.com/platform]
- **End-to-End Program Operations**: Cardless handles ongoing program management, customer support, transaction processing, settlement, card production, and compliance (PCI DSS Level 1 certified). [cardless.com/platform]
- **Decisioning & Feedback Loop**: Combines customer behavior data with network-level signals for underwriting, fraud detection, and reward optimization – adapts in real time. [cardless.com/platform]

## Market Standing
- **Valuation**: Not publicly disclosed
- **Key Metrics**:
  - Annual Revenue: $9.8M (estimated, LinkedIn)
  - Total Funding: $195M across 7 rounds (as of 2024)
  - Employees: 41 (36.7% YoY growth)
- **Notable Investors/Partners**: Activant Capital (led Series C), Greycroft, Accomplice, i80 Group, Amex Ventures [linkedin.com, cbinsights.com]
- **Growth Signals**:
  - Headcount grew 36.7% in the last year
  - 23 active job postings (+91.7% quarterly growth)
  - Partnerships with major brands: Coinbase, Bilt, Alibaba, Qatar Airways
  - Launched international presence in Saudi Arabia

## Competitive Advantages
- **True embedded credit, not white-label**: APIs and customizable components allow full control over UX and brand experience, rather than a static co-brand card.
- **Real-time data feedback loop**: Combines program-level credit data with user behavior for dynamic underwriting, fraud detection, and reward optimization.
- **Full-stack operations**: Covers compliance, card production, customer support, and regulatory requirements (PCI DSS Level 1), reducing go-to-market complexity.
- **Trusted by high-profile partners**: Real-world deployments with Coinbase, Bilt, Alibaba, and Qatar Airways provide credibility and network effects.

## Strategic Focus
- **Deepen platform capabilities**: Continue building modular components and improving the data feedback loop to help partners optimize engagement.
- **Expand enterprise pipeline**: Onboard more large consumer brands seeking to launch or upgrade co-branded credit programs.
- **Scale international operations**: Already in Saudi Arabia; likely expansion into other regions, replicating the Qatarr Airways and Alibaba models.

## Why Work Here
- **Culture & Work Style**: Cardless believes the best work is done in person. Office in San Francisco with daily lunch provided (dinner for late workers) and $250/month transportation reimbursement for in-office employees. [cardless.com/careers]
- **Compensation & Perks**: Competitive salary, meaningful equity, 401(k) plan, top-of-the-line medical/vision/dental insurance. Unlimited PTO with a minimum of 15 days taken per year. [cardless.com/careers]
- **Engineering Focus**: "Ship credit like they ship product" – engineers build consumer-facing financial products using modern APIs and infrastructure. The team includes talent from Uber, Robinhood, Chime, Plaid, and Lyft. [linkedin.com]
- **Growth Trajectory**: Rapidly hiring (+91.7% quarterly job postings) with a young, scaling company that has raised nearly $200M – offering ownership and impact.

## Sources
1. [cardless.com](https://www.cardless.com/)
2. [cardless.com/platform](https://www.cardless.com/platform)
3. [cardless.com/careers](https://www.cardless.com/careers)
4. [linkedin.com/company/cardless](https://www.linkedin.com/company/cardless)
5. [cbinsights.com/company/cardless](https://www.cbinsights.com/company/cardless)

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