--- title: 'Structured Finance Analyst Intern at Alma' canonical: 'https://feeny.ai/job/structured-finance-analyst-intern-alma-paris-g7sjr775w9c8' type: 'job' last_seen: '2026-10-17' --- # Structured Finance Analyst Intern at Alma - **Company:** Alma - **Location:** Paris, France - **Posted:** 2026-10-01 - **Last confirmed live:** 2026-10-17 - **Apply:** https://job-boards.eu.greenhouse.io/alma31/jobs/4995293101 ## Job description Expected start date: September 2026 to January 2027, flexible Duration: 6 months 🧡 About Alma At Alma, we believe sustainable commerce depends on fair, well‑balanced trade. Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers. Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt. As the buy now pay later leader in France and active in 10 European countries, we've empowered over +25,000 merchants and 10 million consumers. With 400+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe—and we're just getting started. Alma is the company for you if you are looking for: Collective intelligence is the driving force behind Alma: we are looking for open-minded, curious, and ambitious people who want to actively participate in this exponential growth. To continue to deliver an optimal purchasing experience and absolute ease of use, all teams at Alma (Tech, Product, Sales, Operations, Data, Risk, Finance, Compliance, Legal, Marketing and People) will strengthen their members to maintain the highest standards of quality and trust while pushing these innovations at Alma's pace. 💼 About the job Alma’s Financing team plays a central role in the company’s expansion. It structures, negotiates and executes financing strategies that support Alma’s lending activity across Europe. The team manages refinancing operations, contributes to corporate financial performance and works closely with Tech, Product, Revenue and Risk. As a Structured Finance Analyst Intern, you will support the day-to-day management of existing financing structures, help improve recurring processes and contribute to current and future financing transactions. You will report to [Thibaut Mercier](https://www.linkedin.com/in/thibautm91/), Head of Financing. You will be supported as you build context on Alma, its financing activity and the stakeholders involved. The internship is expected to start between September 2026 and January 2027, with a flexible start date. Your responsibilities and missions: - Keep existing financing structures running smoothly - Coordinate with external parties, such as the management company and depositary, to support efficient operations. - Work with internal teams to monitor regulatory compliance and the performance of each structure. - Monitor cash flows and financial information - Manage cash flow follow-up and help ensure the accuracy of accounting and prudential reporting. - Review data with support from the team and flag discrepancies clearly so they can be resolved with the right stakeholders. - Improve and automate recurring processes - Identify repetitive tasks and suggest practical automation opportunities, with room to test and refine solutions. - Design or maintain automated controls that improve data quality and reporting reliability. - Support financing transactions and investor work - Contribute to data collection, financial modelling and the preparation of investor materials for existing and future transactions. - Work with cross-functional teams and external financial partners to assess risks, monitor credit performance and support execution as you grow in confidence. 🧩  About you Must have: - Currently studying finance, business, engineering or a related discipline, with a final-year or gap-year internship planned. - Strong analytical and problem-solving skills, with care for detail and a willingness to learn from feedback. - Comfortable using Excel to analyse data and structure clear outputs, with support available as you learn Alma’s processes. Nice to have: - Previous internship or academic project exposure to structured finance, securitisation or a related financial topic. - Basic knowledge of SQL for analysis or process improvement. - A strong interest in financial markets and financing strategies. Mindset & ways of working: - Proactive and curious, with the confidence to take ownership progressively and ask questions early. - Collaborative and comfortable contributing to shared decisions with internal and external stakeholders. - Organised and reliable, while open to feedback, mentoring and continuous learning in a changing environment. Communication: - Clear written and verbal communication skills, with the ability to share questions, progress and recommendations with different stakeholders. ✨ Why join The role itself: - Gain hands-on exposure to existing financing structures, operational controls and new financing transactions with structured onboarding. - Develop your understanding of how financing decisions support Alma’s growth across Europe, with regular feedback as your context grows. - Build practical skills in financial analysis, reporting, process improvement and stakeholder coordination, even if you have not worked on every topic before. This can provide a strong foundation for your career progression in Finance. The team & culture: - Work with a cross-functional group that connects Financing with Tech, Product, Revenue and Risk. - Contribute to shared objectives and collective decisions with internal teams and external financial partners. - Learn in a supportive team where questions, feedback, mentoring and knowledge-sharing are part of the day-to-day work. The team also values a sustainable work-life balance and flexible ways of working. Benefits: - Paid time off: interns receiving an internship stipend are eligible for 1 day off per month of internship. - Meal vouchers - Access to the Almacademy platform, including LinkedIn Learning and 360Learning. 🎯 Interview process - A 30-minute video interview with the team. - A 1.5 to 2-hour technical interview including a case study. You don't tick every box? Neither did many of our best Almakers. We care about your potential, your drive and your ability to collaborate — not about a perfect checklist. If this role resonates with you, we'd love to hear from you. 🌍 Diversity & Inclusion At Alma, we're committed to fostering an environment where diversity and inclusion are at the heart of our values. Our goal is to attract and build a diverse, equal and inclusive team, where everyone feels welcome. As an equal opportunities employer we make sure the application process and our workplace is for everyone. Apply now: If this opportunity interests you, submit your application and tell us what you would like to learn and contribute at Alma. ## About Alma ## Company Overview - **One-liner**: Alma simplifies access to high-quality, affordable mental health care by making it easy and financially rewarding for therapists to accept insurance and manage their practices. - **Entity Type**: Private (Acquired) – acquired by Spring Health in January 2026 - **Headquarters**: Brooklyn, New York, United States - **Founded**: 2018 - **Founders**: Not publicly disclosed in available sources ## Core Business - **Primary industry/industries**: Mental Health Care, Health Tech - **Target customers**: B2B (therapists, health plans) and B2C (individuals seeking therapy) - **Mission or purpose statement**: “Simplify access to high-quality, affordable mental health care.” ## Products & Services - **Alma Membership**: A subscription-based platform for therapists that includes lead generation via a personalized matching service and online directory, telemedicine software, billing, scheduling, insurance support, training, and education ([helloalma.com](https://helloalma.com/), [cbinsights.com](https://www.cbinsights.com/company/alma-2)). - **Free Therapist Directory**: A public directory where individuals can search for therapists who accept their insurance, with a typical cost of $20 per session for insured clients ([helloalma.com](https://helloalma.com/)). ## Market Standing - **Valuation/Market Cap**: Not disclosed (acquired by Spring Health; terms not public) - **Key Metric**: Total funding raised – $220.5M (or $222.03M per CB Insights) across Seed, Series A, B, C, and D rounds ([linkedin.com](https://www.linkedin.com/company/withalma), [cbinsights.com](https://www.cbinsights.com/company/alma-2)) - **Notable Investors/Partners**: Insight Partners, Optum Ventures, Tusk Venture Partners, Primary Venture Partners, First Round Capital, Sound Ventures, BoxGroup, Cigna Ventures, Rainfall Ventures, and Spring Health ([greenhouse.io](https://job-boards.greenhouse.io/alma), [linkedin.com](https://www.linkedin.com/company/withalma)) - **Growth Signals**: Network includes over 20,000–24,000 therapists; employees grew ~14.6% YoY to 810; acquired by Spring Health in January 2026 to expand insurance reach and address care continuity ([cbinsights.com](https://www.cbinsights.com/company/alma-2), [linkedin.com](https://www.linkedin.com/company/withalma)); named among Inc.’s Best Workplaces in 2022, 2023, and 2024 ([greenhouse.io](https://job-boards.greenhouse.io/alma)) ## Competitive Advantages - **Insurance network expertise**: Alma’s core value is making it easy for therapists to accept insurance (a notoriously complex process), which differentiates it from many direct-pay-only platforms. - **Integrated platform**: Combines practice management (scheduling, billing, telemedicine) with a consumer-facing directory and insurance reimbursement support, creating a sticky ecosystem for providers. - **Scale and brand**: With 24,000+ therapists and presence in all 50 states, Alma has built a large, trusted network that attracts both providers and patients. - **Acquisition by Spring Health**: Joining forces with a precision mental health leader creates a combined offering that spans the full care continuum, potentially increasing resources and reach ([cbinsights.com](https://www.cbinsights.com/company/alma-2)). ## Strategic Focus - **Integration with Spring Health**: Post-acquisition, Alma is likely focused on integrating its provider network and tools with Spring Health’s employer-facing precision mental health platform to provide seamless care continuity. - **Expanding insurance reach**: Continuing to simplify insurance acceptance for therapists and expanding partnerships with health plans. - **Scaling the provider network**: Growing the directory and membership base to improve access for consumers nationwide. ## Why Work Here - **Mission-driven culture**: Alma’s mission to make mental health care accessible and affordable resonates with employees seeking purpose in their work. - **Remote-first policy**: Most roles are listed as “Remote, Contiguous US,” offering flexibility (evident from job postings on Greenhouse). - **Awards and recognition**: Named an Inc. Best Workplace for three consecutive years (2022–2024), indicating strong employee satisfaction. - **Growth and stability**: Despite recent acquisition, the company continues to hire (8 open positions as of search) and has maintained a ~14.6% YoY headcount increase. The combination with Spring Health may provide additional resources and career development opportunities. - **Engineering and data culture**: Active roles in Data Science, Business Intelligence, Engineering, and Product suggest a data-driven, tech-enabled environment. - **Collaborative environment**: Emphasis on supporting therapists (the “Alma membership”) and a team-oriented approach to solving complex healthcare challenges. ## Sources 1. [helloalma.com](https://helloalma.com/) 2. [job-boards.greenhouse.io/alma](https://job-boards.greenhouse.io/alma) 3. [cbinsights.com](https://www.cbinsights.com/company/alma-2) 4. [linkedin.com/company/withalma](https://www.linkedin.com/company/withalma) ## Other roles at Alma - [Mobile Engineer - React Native](https://feeny.ai/job/mobile-engineer-react-native-alma-paris-e4vqa7xh8zp9) — Paris, France - [Business Analyst](https://feeny.ai/job/business-analyst-alma-paris-8pg0at30ct76) — Paris, France - [Customer Care Officer - Netherlands](https://feeny.ai/job/customer-care-officer-netherlands-alma-lille-nord-61fgv854kw67) — Lille Nord, France - [Senior Strategic Partnerships Manager](https://feeny.ai/job/senior-strategic-partnerships-manager-alma-paris-tz3n8gh2dcsh) — Paris, France - [Banking Accounting Manager](https://feeny.ai/job/banking-accounting-manager-alma-paris-emadv85ts0h8) — Paris, France - [Engineering Manager - Mobile App](https://feeny.ai/job/engineering-manager-mobile-app-alma-paris-456b9p816e9k) — Paris, France - [Country Lead DACH](https://feeny.ai/job/country-lead-dach-alma-paris-v9ggfp0v0vv7) — Paris, France - [Analytics Engineer](https://feeny.ai/job/analytics-engineer-alma-paris-b3e8zr45y77t) — Paris, France - [Head of Legal - Financial Services](https://feeny.ai/job/head-of-legal-financial-services-alma-paris-w0y038qx7k5f) — Paris, France - [Risk and Fraud Officer](https://feeny.ai/job/risk-and-fraud-officer-alma-lille-nord-85snkbrqj7sq) — Lille Nord, France