--- title: 'Technical Business Analyst - Cards at DKB Code Factory' canonical: 'https://feeny.ai/job/technical-business-analyst-cards-dkb-code-factory-valencia-ak8b88r2pgvc' type: 'job' last_seen: '2026-11-02' --- # Technical Business Analyst - Cards at DKB Code Factory - **Company:** DKB Code Factory - **Location:** Valencia, Spain - **Posted:** 2026-11-02 - **Last confirmed live:** 2026-11-02 - **Apply:** https://job-boards.greenhouse.io/dkbcodefactory/jobs/8015790003 ## Job description Welcome to DKB Code Factory…. { { … a_place_to_stay_yourself: } } ; { { … a_place_to_stay_curious: Join DKB Code Factory as a Technical Business Analyst and own the functional translation of strategic business goals into API‑first Premium Card capabilities that drive measurable commercial impact. You will work closely with Product, Engineering and Architecture to produce implementation‑ready requirements and reusable capabilities that accelerate time‑to‑market, increase card engagement and improve customer retention. } } ; { your_responsibilities: [ - Translate strategic product goals into clear, implementation‑ready user stories, functional specifications and testable acceptance criteria. - Analyse API contracts, JSON payloads and integration patterns to ensure technical feasibility and reliable cross‑service behaviour. - Model As‑Is and To‑Be card processes and system interactions to inform design decisions and reduce delivery ambiguity. - Lead backlog refinement and pre‑grooming sessions to improve sprint readiness and reduce clarification cycles during implementation. - Identify technical dependencies, regulatory constraints and integration risks early; coordinate mitigation with Architects and Compliance. - Create reusable analysis artefacts, API guidance and patterns to be adopted across teams for consistent, scalable delivery. - Apply AI responsibly to speed up drafting, validation and coverage of requirements while ensuring human oversight and governance. ] } ; { following_qualifications_would_be_in_line_with_our_desired_profile_for_this_position: [ - 3–7+ years experience as a Business Analyst, Technical Business Analyst or similar role within product delivery teams. - Proven experience working in Agile software teams and supporting Product Owners through backlog refinement. - Strong skills in requirements elicitation, user story writing and producing implementation‑ready acceptance criteria. - Solid understanding of API‑first development, REST APIs and OpenAPI specifications; proven experience analysing payloads and integration flows. - Experience collaborating with Software Architects and Backend Engineers in integration‑heavy environments. - Experience modelling business processes and system interactions. - Fluent English; Spanish is a strong advantage. - Experience in Payments, Cards or Financial Services is a strong advantage. Knowledge of authentication/authorization concepts is beneficial. - You're passionate about your work, but also know how to enjoy your free time! ] } ; Got the feeling not to match every single requirement? Don’t worry! We encourage you to apply anyways, even if your qualifications do not align perfectly. You might still be just the right candidate for us! { { … a_place_to_stay_together: From Morning Daily to Afterwork Drink, team spirit is essential to us. The heart of our togetherness is that we truly are connected with each other: We not only share fun & laughter, but also honest opinions - because that's how we grow: We exchange ideas, give support in our personal development, and celebrate success together! Besides our great community, we also offer numerous other [benefits](https://www.dkbcodefactory.com/jobs/valencia#what-we-offer)... } } ; ## About DKB Code Factory ## Company Overview - **One-liner**: DKB Code Factory GmbH is the internal innovation and software development arm of Deutsche Kreditbank (DKB), building digital banking products for retail and business customers. - **Entity Type**: Private (wholly owned subsidiary of DKB) - **Headquarters**: Berlin, Germany - **Founded**: 2018 - **Founders**: Not publicly available (emerged organically from within DKB) ## Core Business - **Primary industry**: Software Development / Digital Banking / Fintech - **Target customers**: B2B (internal teams at DKB, and indirectly DKB’s retail + business customers) - **Mission**: "To establish DKB as the choice for an irresistible banking experience" by creating intuitive, customer-centric digital products and encouraging experimentation within the DKB group. ## Products & Services - **Private Banking App & Portal**: Full digital banking experience for retail customers – accounts, credit cards, and trading services. Includes co-branded offerings for partners like Porsche and Hilton (e.g., Miles & More credit card) [dkbcodefactory.com]. - **Business Customer Solutions**: Digital loan origination and credit process tools to replace legacy spreadsheets and physical workflows, aiming to accelerate decision-making and reduce risk. - **Property Management Platform**: Modernization of a 20-year-old platform for managing property accounts, maintenance, and deposit accounts – targeting property managers with a unified, compliant application. - **Banking Services API Layer**: "Invisible operating system" connecting front-end banking products to the core banking system, providing a stable, well-structured API for seamless product integration. ## Market Standing - **Valuation**: Not disclosed (privately held) - **Key Metric**: Workforce of ~167 employees (as of mid-2024), with +28.6% YoY growth [linkedin.com]. - **Notable Investors/Partners**: Parent company Deutsche Kreditbank (DKB), one of the top 3 direct banks in Germany. Co-branding partners include Porsche and Hilton. - **Growth Signals**: Strong headcount growth (+28.6% YoY); active hiring (3 open positions as of mid-2024); operating across 5 countries (Germany, Spain, Ethiopia, Poland, Netherlands); investment in modernizing legacy banking infrastructure. ## Competitive Advantages - **Innovation Incubator Model**: Operates as a dedicated, agile innovation unit inside a major bank, combining startup culture with banking stability and a guaranteed user base. - **User-Centric Design Focus**: In-house UX/UI, research, and insights teams ensure products are built on real customer data, not just technical requirements. - **Sustainability Mandate**: 85% of DKB’s funds are reinvested in sustainable products (agriculture, renewable energy, social infrastructure), providing a sense of purpose beyond profit. - **Accessibility & Inclusion**: Dedicated Accessibility Guild ensures digital products meet the needs of all users, embedding inclusive design as a core practice. ## Strategic Focus - **Digitalization of Core Banking**: Modernizing 20-year-old platforms and digitizing credit processes to move DKB from legacy systems to modern, API-driven platforms. - **Cross-Functional Innovation**: Expanding beyond engineering to become a center of excellence for design, research, and agile methodologies. - **Talent Growth**: Emphasis on continuous learning, hackathons, and knowledge-sharing (e.g., bi-weekly Tech Talks) to keep teams at the cutting edge. ## Why Work Here - **Culture**: 89% of employees rate it a great place to work. The atmosphere is described as supportive, experimental, and non-hierarchical, with a strong focus on personal growth and knowledge sharing [dkbcodefactory.com]. - **Flexibility**: Fully hybrid – "You choose where you work: office, home office, or both" [dkbcodefactory.com]. - **Perks**: - Learning budget: up to €1,500/year per person. - Home office setup bonus: €500 onboarding budget. - Public transport: Additional €50/month tax-free; BVG Deutschlandticket subsidized at 25%. - Spendit Card: A benefits card for lifestyle and wellness expenses. - **Engineering Culture**: Technical roles make up 50% of the company; teams are organized into chapters (Frontend, Backend, Mobile, Pega); focus on "building the RIGHT THING before building the THING RIGHT." - **Hiring Process** (as per careers page): Initial call → Role-specific task → Team meeting → Interview → Offer. Onboarding includes a welcome box and team introductions [dkbcodefactory.com]. - **Diversity**: Public commitment to building a "colourful community" where everyone feels valued regardless of background, nationality, religion, or identity. ## Sources 1. [dkbcodefactory.com - Mission & Culture](https://www.dkbcodefactory.com/mission) 2. [dkbcodefactory.com - Culture](https://www.dkbcodefactory.com/culture) 3. [dkbcodefactory.com - Products](https://www.dkbcodefactory.com/product) 4. [dkbcodefactory.com - Jobs & Perks](https://www.dkbcodefactory.com/jobs) 5. [linkedin.com - DKB Code Factory Company Profile](https://de.linkedin.com/company/dkbcodefactory) ## Other roles at DKB Code Factory - [Senior Backend Developer (Java or Kotlin)](https://feeny.ai/job/senior-backend-developer-java-or-kotlin-dkb-code-factory-valencia-crw9wypxt0j7) — Valencia, Spain - [(Senior) QA Engineer - Mobile (x/f/m)](https://feeny.ai/job/senior-qa-engineer-mobile-x-f-m-dkb-code-factory-berlin-5cwnts8m3v0q) — Berlin, Germany - [(Senior) QA Engineer - Backend (x/f/m)](https://feeny.ai/job/senior-qa-engineer-backend-x-f-m-dkb-code-factory-berlin-qmnvw4gc5k3p) — Berlin, Germany - [Product Owner - Pricing & Billing Engine (x/f/m)](https://feeny.ai/job/product-owner-pricing-billing-engine-x-f-m-dkb-code-factory-berlin-aa0kq9n39caa) — Berlin, Germany - [Product Owner - Shop (x/f/m)](https://feeny.ai/job/product-owner-shop-x-f-m-dkb-code-factory-berlin-2eggerxhnh5y) — Berlin, Germany - [Junior Android Developer](https://feeny.ai/job/junior-android-developer-dkb-code-factory-berlin-a9vx1sba8jfr) — Berlin, Germany - [Senior Product Designer – Cards](https://feeny.ai/job/senior-product-designer-cards-dkb-code-factory-valencia-xsrrxars694c) — Valencia - [Security Detection Engineer (x/f/m)](https://feeny.ai/job/security-detection-engineer-x-f-m-dkb-code-factory-berlin-mtr58re9wxak) — Berlin, Germany - [Backend QA Engineer](https://feeny.ai/job/backend-qa-engineer-dkb-code-factory-valencia-b8hqdxgkg30s) — Valencia, Spain - [Mobile QA Engineer](https://feeny.ai/job/mobile-qa-engineer-dkb-code-factory-valencia-tw1w3vyyr0ss) — Valencia, Spain