--- title: 'Treasury Operations Manager at Tide' canonical: 'https://feeny.ai/job/treasury-operations-manager-tide-united-kingdom-dm1fvezz7bmz' type: 'job' last_seen: '2026-09-04' --- # Treasury Operations Manager at Tide - **Company:** Tide - **Location:** United Kingdom - **Posted:** 2026-09-02 - **Last confirmed live:** 2026-09-04 - **Apply:** https://job-boards.greenhouse.io/tide/jobs/7984265003 ## Job description ## ABOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: - Tide is available for UK, Indian, German and French SMEs - Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly - Over $300 million raised in funding - Over 2,800 Tideans globally - Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 - We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ## ABOUT THE TEAM: The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth. ## ABOUT THE ROLE: As a Treasury Operations Manager, you will play a crucial role in the team to maintain our financial health, ensure efficient treasury operations, and drive our growth. Your responsibilities will include: - Cash & Liquidity  management: - Manage and monitor wholesale credit limits to ensure adequate liquidity for operations minimising counterparty risk. - Carry out short term cash flow forecasting and actuals variance analysis across Group accounts - Collaborate with counterparts on implementation of a Treasury Management System including documenting requirements, design and testing - Evaluate capital requirements, manage FX and optimize returns for short term investments. - Managing relationships with partner banks: - Partner with internal and external stakeholders on the Know Your Customer (KYC) and account management processes. - Ensure all banking relationships comply with regulatory requirements and internal policies. - Payments/transfers execution and collateral management: - Manage payment and transfer activities. - Ensure accuracy, timeliness, and compliance with relevant policies. - Manage collateral requirements, including monitoring collateral positions. - Setup and maintain policies, processes, and procedures: - Identify and implement improvements to ensure efficient processes for Treasury Operations. - Update procedural documentation where required in line with changing regulations and business needs ## WHAT WE ARE LOOKING FOR: Tide is seeking an experienced and motivated Treasury Manager. The ideal candidate will have: - Minimum of 6 years of experience with Treasury Operations and Cash Management - Prior experience in financial services – preferably in payments, technology-driven & scale-up environments - Knowledge of cash-flow forecasting, flow of funds and payment systems - Proven ability to manage both BAU and complex projects/initiatives - Self-starter, strong attention to detail and extreme ownership mentality - Extremely comfortable working with ambiguity - Experience mitigating operational risk - Experience with Cash Management systems - Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable - Experience working within a dynamic and strong paced environment - Excellent communication and stakeholder management skills ## WHAT YOU’LL GET IN RETURN: - Competitive Compensation -  competitive salary and share options - Time Off – Generous annual leave on top of bank holidays - Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey - Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide - Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts - Health Insurance – Comprehensive Private family insurance plan - Life & Accident Cover – Comprehensive accidental and life insurance protection - Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops - Retierment Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings - Volunteering & Development Days – Paid days annually for volunteering or personal growth - Learning & Development – Annual budget for books, courses, coaching, and more - WOO (Work Outside the Office) – Work from abroad for up to 90 days annually - Home Office Setup – Contribution towards setting up your home office - Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement - Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices… ## TIDEAN WAYS OF WORKING: At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. For this role attendance at least once a week at our London office is required. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. ## TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard. Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: - Tide does not charge any fees at any stage of the recruitment process. - All official Tide job opportunities are listed exclusively on our [Careers Page](https://www.tide.co/careers/) and applications should be submitted through this channel. - Communication from Tide will only come from an official @tide.co email address. - Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our [AI Policy](https://assets.ctfassets.net/3h69mkdgxn20/5MFtWSdG8YLKq3jZkK52NY/3f18633073e6cdbd03bba4b9791c64f4/Using_AI_throughout_the_Hiring_Process.pdf). Your personal data will be processed by Tide for recruitment purposes and in accordance with [Tide's Recruitment Privacy Notice](https://assets.ctfassets.net/3h69mkdgxn20/30JAUcDJMlaCwUKt4zoW0j/dd541981a67b6838d6e54537704bc8aa/Tide_Recruitment_Privacy_Notice_Job_Post_Version.pdf). ## About Tide ## Company Overview - **One-liner**: Tide is a business financial platform that provides bank accounts, loans, and a suite of tools to help small and medium businesses save time and money. - **Entity Type**: Private (backed by venture capital and a UK government grant) - **Headquarters**: London, United Kingdom (with offices in Sofia, Bulgaria; Hyderabad, India; Delhi, India; Berlin, Germany; and Luxembourg) - **Founded**: 2017 - **Founders**: Not publicly listed as individual founders; the company was launched by a team. CEO is Dr. Oliver Prill (joined in 2018). ## Core Business - Primary industry: Fintech / Business Banking - Target customers: Small and medium enterprises (SMEs), freelancers, and entrepreneurs (B2B) - Mission: “To save small businesses time and money, so they can get back to doing what they love.” ## Products & Services - **Business Bank Accounts**: Integrated current accounts with fast account opening and no monthly fees for many plans. - **Business Loans & Credit**: Access to lending products (including asset finance and loans against securities) tailored for SMEs. - **Expense Management**: Tools to track, categorise, and control business spending. - **Invoicing & Accounting**: Built-in invoicing and integration with popular accounting software. - **Admin Services**: Additional support for business administration, compliance, and tax. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (private company). - **Key Metric**: Over 2 million small business members worldwide; serves more than 10% of UK SMEs (as of 2023). In India, it has onboarded over 500,000 small businesses since launching there in December 2022. [tide.co/about/](https://www.tide.co/about/) - **Notable Investors/Partners**: Not listed in search results, but the company received a grant backed by the UK government. [tide.co/about/](https://www.tide.co/about/) - **Growth Signals**: Rapid headcount growth (now over 2,000 employees); expansion into India and Europe; first fintech to achieve 100% carbon emissions removal. [tide.co/about/](https://www.tide.co/about/) ## Competitive Advantages - **All-in-one platform**: Combines banking, lending, expense management, and accounting in a single interface tailored for SMEs. - **Member-first approach**: Deep focus on solving real pain points for small business owners, with a community of over 2 million members. - **Data-driven decision making**: Uses data and metrics to continuously improve products and member experience. [tide.co/careers/](https://www.tide.co/careers/) - **Carbon neutrality**: First fintech to remove 100% of its carbon emissions, appealing to environmentally conscious members and employees. ## Strategic Focus - **International expansion**: Deepening presence in India and exploring new European markets (offices in Berlin and Luxembourg). - **Inclusion**: Committed to onboarding 200,000 female-led businesses by the end of 2027, building on 100,000 already onboarded in 2023. [tide.co/about/](https://www.tide.co/about/) - **Product innovation**: Building proprietary technology for smarter financial tools, especially in the India market with local partnerships. ## Why Work Here - **Culture**: Values include “One Team” (collaboration), “Data Driven” (metrics-focused), and “Member First” (customer obsession). Tide emphasises ownership, impact, and collective growth. [tide.co/careers/](https://www.tide.co/careers/) - **Work model**: Flexible workplace combining remote independence with in-person office time. Offices serve as innovation hubs. [tide.co/careers/](https://www.tide.co/careers/) - **Benefits (India example)**: Annual learning budget of ₹40,000; life cover (2x salary or ₹10L); mental wellbeing support (24/7 EAP, CBT); 15 privilege leave days plus casual/sick leave; paid volunteering leave (3 days/year); self and family medical insurance; OPD benefits; recognition budget for managers. [tide.co/en-IN/careers/india/](https://www.tide.co/en-IN/careers/india/) - **Engineering culture**: “Own your impact” – engineers are encouraged to solve problems proactively. Roles include Engineering Managers, Directors of Engineering, and specialists in threat detection, machine learning, and Python. [job-boards.greenhouse.io/tide](http://job-boards.greenhouse.io/tide) - **Global team**: Over 2,000 Tideans across the UK, Bulgaria, India, Germany, and Luxembourg, offering a diverse and international work environment. ## Sources 1. [tide.co/careers/](https://www.tide.co/careers/) 2. [job-boards.greenhouse.io/tide](http://job-boards.greenhouse.io/tide) 3. [tide.co/about/](https://www.tide.co/about/) 4. [tide.co/en-IN/careers/india/](https://www.tide.co/en-IN/careers/india/) 5. [uk.linkedin.com/company/tide-banking](https://uk.linkedin.com/company/tide-banking) ## Other roles at Tide - [Engineering Manager - Manage Money](https://feeny.ai/job/engineering-manager-manage-money-tide-bulgaria-kje5ypmbhza7) — Bulgaria - [Business Operations Manager](https://feeny.ai/job/business-operations-manager-tide-berlin-62hws01x4ea5) — Berlin, Germany - [Sales Specialist](https://feeny.ai/job/sales-specialist-tide-bulgaria-1ac67g1r27e1) — Bulgaria - [Werkstudent:in (m/w/d) – Operations & Office Management](https://feeny.ai/job/werkstudent-in-m-w-d-operations-office-management-tide-berlin-pbgpp1fzh1rd) — Berlin, Germany - [Director of Mobile and Web Platform](https://feeny.ai/job/director-of-mobile-and-web-platform-tide-berlin-srswe71bhebz) — Berlin, Germany - [Product Operations Manager](https://feeny.ai/job/product-operations-manager-tide-berlin-zjb49330avea) — Berlin, Germany - [Platform Operations Specialist](https://feeny.ai/job/platform-operations-specialist-tide-berlin-th64njv5wvgf) — Berlin, Germany - [Group Financial Controller](https://feeny.ai/job/group-financial-controller-tide-delhi-p71ebwb76m0t) — Delhi, India - [Sales Team Lead](https://feeny.ai/job/sales-team-lead-tide-berlin-mtzhsv7yctjk) — Berlin, Germany - [Senior Product Manager, Ongoing Monitoring](https://feeny.ai/job/senior-product-manager-ongoing-monitoring-tide-united-kingdom-xf1e57sk8sy7) — United Kingdom