---
title: 'Underwriter at Hometap'
canonical: 'https://feeny.ai/job/underwriter-hometap-remote-t2w70e4shwjj'
type: 'job'
last_seen: '2026-10-20'
---

# Underwriter at Hometap

- **Company:** Hometap
- **Location:** Remote
- **Work type:** remote
- **Posted:** 2026-06-22
- **Last confirmed live:** 2026-10-20
- **Apply:** https://job-boards.greenhouse.io/hometap/jobs/5169564007

## Job description

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.

We work hard, and have some fun along the way, too. You don’t have to take our word for it: [The Boston Globe](https://www.hometap.com/newsroom/boston-globe-top-places-to-work) and [Forbes](https://www.hometap.com/newsroom/america-s-best-startup-employers) have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by [Inc.](https://www.hometap.com/newsroom/hometap-is-recognized-on-inc-5000), [HousingWire](https://www.hometap.com/press-release/hometap-2025-housingwire-tech100-real-estate-winner), and more!

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, generous PTO, a meaningful equity package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Who you are:

As an Underwriter, you'll play a critical role in Hometap's home equity investment process, making recommendations on both the homes and the homeowners we work with. You'll analyze a broad set of home and homeowner information to assess the risk profile of each application and make investment eligibility recommendations against the standards in our underwriting guidelines. This is a strong fit if you bring underwriting experience, a passion for real estate, and exceptional organizational skills.

What you'll do:

- Work closely with our Sales and Processing teams to review homeowner applications quickly and accurately
- Evaluate applicant and property information against our underwriting criteria, confirm the application is complete, and make informed investment recommendations
- Review and analyze appraisal reports for accuracy and compliance with guidelines, evaluating comparables, market trends, and property conditions to confirm value is supported
- Flag applications that raise concerns around completeness or risk
- Determine eligibility amounts based on your analysis of applicant and property information
- Collaborate with a cross-functional team of Sales and Operations associates to complete each application review

What you bring:

- Prior underwriting experience
- Sharp attention to detail in a fast-paced environment, including strong proofreading and fact-checking skills
- Strong judgment, with comfort making recommendations against a rules rubric and escalating issues and questions as needed
- Ability to work independently and as part of a team
- Comfort handling multiple responsibilities and staying proactive under deadlines
- Strong written and verbal communication skills, with a client-oriented approach
- An interest in real estate and fintech, and excitement about joining a growing tech company
- Bachelor's degree preferred, ideally in business, finance, or a related field

The base salary for this role is $75,000 with additional earning potential through a performance-based monthly incentive. You’ll also receive meaningful equity, giving you a real stake in the company’s growth and success. We offer generous medical, dental, and vision coverage, a work-from-home-stipend, parental leave, and plenty of paid time off to recharge. Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications and our business needs.

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing work@hometap.com.

## About Hometap

## Company Overview
- **One-liner**: Hometap provides homeowners with a debt-free home equity investment product that offers cash in exchange for a share of the home’s future value – no monthly payments required.
- **Entity Type**: Private (fintech startup; funding stage not publicly available)
- **Headquarters**: Boston, Massachusetts, USA
- **Founded**: 2017
- **Founders**: Not publicly available in the provided sources

## Core Business
- **Primary industry**: Fintech / Home Equity Finance
- **Target customers**: Homeowners (B2C)
- **Mission/purpose**: To make homeownership less stressful and more accessible, helping people get more out of their home so they can get more out of life.

## Products & Services
- **Home Equity Investment**: An alternative financing solution that gives homeowners cash in exchange for a share of their home’s future value. No interest, no monthly payments, and no new debt. ([hometap.com](https://reimagined.hometap.com/about))
- **Home Equity Dashboard**: A free digital platform that provides regularly-updated home value and equity estimates, personalized insights, renovation cost calculators, financial health education, partner offers, and home maintenance tips. ([hometap.com](https://reimagined.hometap.com/about))

## Market Standing
- **Valuation/Market Cap**: Not publicly available
- **Key Metric**: Total employee count ~314 (as of 2026) ([builtin.com](https://builtin.com/company/hometap))
- **Notable Investors/Partners**: Not disclosed in provided sources
- **Growth Signals**: Remote-first organization with offices in Boston, Charlotte, and New York; actively hiring across multiple departments (Engineering, Product, Finance, Marketing, Sales, Legal, etc.). Named a “Best Outlook” culture award recipient. ([hometap.com](https://www.hometap.com/careers))

## Competitive Advantages
- First-of-its-kind home equity investment product – debt-free, no monthly payments, no interest.
- Focus on customer experience and transparency (“real, human, clear, good owners and neighbors”).
- Digital platform (Home Equity Dashboard) gives homeowners ongoing value beyond the initial transaction.
- Remote-first, flexible work environment with strong ties to Boston/New England.

## Strategic Focus
- Expand the Home Equity Dashboard as a comprehensive financial tool for homeowners.
- Scale the investment product to more homeowners across the U.S.
- Continue investing in diversity, equity, inclusion, and financial literacy initiatives.

## Why Work Here
- **Remote-first culture** with office hubs in Boston, Charlotte, and New York; work-from-home stipend provided. ([builtin.com](https://builtin.com/company/hometap))
- **Flexible work schedule** and unlimited PTO (with advanced approval). ([hometap.com](https://www.hometap.com/careers))
- **Parental leave** (paid family leave) and comprehensive health/dental plans. ([hometap.com](https://www.hometap.com/careers))
- **Learning & development**: conferences, career path mapping, LinkedIn Learning partnerships. ([hometap.com](https://www.hometap.com/careers))
- **Competitive compensation**: base salary, equity stakes, 401k with matching, commuter benefits. ([hometap.com](https://www.hometap.com/careers))
- **Corporate social responsibility**: focuses on local communities, diversity/equity/inclusion, and financial literacy. ([hometap.com](https://www.hometap.com/careers))
- Strong culture with a 4.8/5 rating on Built In and a “Best Outlook” award. ([builtin.com](https://builtin.com/company/hometap/faq/culture-values))

## Sources
1. [hometap.com/careers](https://www.hometap.com/careers)
2. [builtin.com/company/hometap](https://builtin.com/company/hometap)
3. [job-boards.greenhouse.io/hometap](https://job-boards.greenhouse.io/hometap/jobs/5051518007)
4. [reimagined.hometap.com/about](https://reimagined.hometap.com/about)
5. [builtin.com/company/hometap/faq/culture-values](https://builtin.com/company/hometap/faq/culture-values)

## Other roles at Hometap

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- [Digital Analytics Engineer](https://feeny.ai/job/digital-analytics-engineer-hometap-remote-ff8kzchzpzby)
- [Salesforce Administrator](https://feeny.ai/job/salesforce-administrator-hometap-remote-4x141jgtrtgd)
- [Counsel, Commercial and Strategic Initiatives](https://feeny.ai/job/counsel-commercial-and-strategic-initiatives-hometap-remote-d997zgc5zne4)
- [Sales Consultant, Home Equity - West Coast](https://feeny.ai/job/sales-consultant-home-equity-west-coast-hometap-remote-vyegr530j4y6)
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- [Underwriter](https://feeny.ai/job/underwriter-funding-circle-london-dsr007n76jn4) — London, United Kingdom