--- title: 'Underwriter (Post-Close/QC) at Lendz Financial' canonical: 'https://feeny.ai/job/underwriter-post-close-qc-lendz-financial-united-states-zan1ghwtcsbn' type: 'job' last_seen: '2026-09-12' --- # Underwriter (Post-Close/QC) at Lendz Financial - **Company:** Lendz Financial - **Location:** United States - **Work type:** remote - **Posted:** 2026-07-13 - **Last confirmed live:** 2026-09-12 - **Apply:** https://job-boards.greenhouse.io/lendzfinancial/jobs/5342937008 ## Job description Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be [Great Place to Work](https://www.greatplacetowork.com/certified-company/7037364) certified and recognized as a [Scotsman Guide Top Workplace](https://www.scotsmanguide.com/features/top-workplaces-2026/) ## About the Role Lendz Financial is seeking an experienced and detail-oriented Post-Closing Underwriter to join our growing Operations team. This role is designed for a mortgage professional with a strong understanding of loan documentation, post-closing processes, and investor delivery requirements who can ensure loans are accurately completed, purchased, and delivered with the highest level of quality and efficiency. Rather than serving solely as an administrative reviewer, this individual will play a critical role in protecting loan salability, maintaining file integrity, and supporting operational excellence throughout the post-closing lifecycle. The ideal candidate brings a thorough understanding of residential mortgage documentation—particularly within Non-QM lending—and can proactively identify and resolve issues that may impact investor purchase, compliance, or collateral completeness. This is a fully remote position, within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth. ## What You'll Do - Conduct detailed post-closing reviews of residential mortgage loan files to ensure accuracy, completeness, and salability - Review executed loan documents for compliance with company, investor, agency, and regulatory requirements - Audit closed loan packages to identify missing documentation, document discrepancies, signature deficiencies, and data inconsistencies - Coordinate with Closing, Processing, Underwriting, Account Management, and external settlement partners to obtain required corrections and trailing documents - Manage post-closing conditions and clear outstanding deficiencies in a timely manner - Ensure collateral files are complete, accurately imaged, and prepared for investor purchase and delivery - Review final loan documentation for adherence to product guidelines, closing instructions, and internal policies - Monitor and track trailing documents, including recorded mortgages, final title policies, assignments, and other collateral-related items - Assist with investor purchase suspense resolution and respond to post-purchase documentation requests - Support loan boarding, shipping, and investor delivery processes as applicable - Maintain accurate records of post-closing activity, exception tracking, and document status reporting - Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently - Identify recurring documentation or process deficiencies and provide recommendations for operational improvements - Support internal audits, due diligence reviews, regulatory examinations, and investor inquiries as needed - Stay current on Non-QM product requirements, investor guidelines, and applicable federal and state regulations - Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement ## What We're Looking For - 3+ years of mortgage underwriting, post-closing, closing, collateral, funding, quality control, or related mortgage operations experience - Strong understanding of residential mortgage loan documentation and post-closing workflows - Experience reviewing closed loan packages for accuracy, completeness, and investor compliance - Familiarity with Non-QM loan products, including Bank Statement programs, DSCR, Asset Utilization, and 1099 income loans - Working knowledge of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements - Understanding of collateral management, trailing document processes, investor delivery requirements, and loan salability standards - Ability to identify documentation deficiencies, assess materiality, and resolve issues efficiently - Excellent organizational skills with strong attention to detail and accuracy - Strong written and verbal communication skills, with the ability to work effectively across multiple departments and external partners - Ability to manage multiple priorities and deadlines in a fast-paced environment - High level of accountability, professionalism, and ownership - Experience with mortgage loan origination systems, document management platforms, and Microsoft Office Suite - Previous experience with Non-QM lending, investor delivery, collateral review, or quality control preferred ## What We Offer - Highly subsidized medical insurance - Low-cost dental and vision insurance - 401(k) program - Health Savings Account (HSA) - Generous paid time off and company holidays - Ongoing training, mentorship, and professional development opportunities - A collaborative and supportive work environment that values ownership, innovation, and growth ## About Lendz Financial ## Company Overview - **One-liner**: Lendz Financial is a direct wholesale residential mortgage lender specializing in Non-QM loans, delivering fast closings and a tech-driven platform for mortgage brokers. - **Entity Type**: Private (Privately Held) - **Headquarters**: Fort Lauderdale, Florida, United States - **Founded**: 2019 - **Founders**: Daniel Tripp (Founder, EVP of Lending) and PJ Harley (Founder, Business Development) ## Core Business - **Primary industry**: Financial Services – Mortgage Lending (Non-QM, Wholesale) - **Target customers**: B2B – mortgage brokers and loan originators; also offers business purpose loans to real estate investors across 40+ states. - **Mission or purpose statement**: “Smarter Lending. Faster Closings. Better Service.” The company is committed to redefining the mortgage experience by combining technology, a minimalistic process, and an organizational structure built for efficiency. ## Products & Services - **Non-QM Loan Products**: Specializes in Non-Qualified Mortgage (Non-QM) loans including DSCR (Debt Service Coverage Ratio), Bank Statement, and other alternative income documentation programs. Designed for self-employed, investors, and unique property situations. - **Wholesale Lending Platform**: A digital-first loan origination platform that streamlines the mortgage process for brokers – from application to closing. Features include drag-and-drop document submission, 24-hour underwriting decisions, and rapid fire pricing. - **Business Purpose Loans**: Provides short-term and investment property loans (fix-and-flip, rental) to real estate investors in over 40 states. - **Loan Servicing**: As an NMLS-licensed lender, Lendz also services the loans it originates. ## Market Standing - **Valuation**: Not disclosed (privately held) - **Key Metric**: Headcount of ~75 employees (as of mid-2026) with a 47.5% year-over-year growth rate. No public revenue data. - **Notable Investors/Partners**: Not publicly available (bootstrapped? not disclosed). Partners include mortgage broker networks and industry vendors. - **Growth Signals**: - 1.8% monthly LinkedIn follower growth (26.8% yearly) - 20% monthly increase in active job postings (100% quarterly) - Certified as a **Great Place to Work®** (95% of employees say it’s a great place to work) - Named a **Scotsman Guide Top Workplace** ## Competitive Advantages - **Speed**: 24-hour underwriting decisions and closing times cut in half compared to industry standards. - **Specialization**: Deep expertise in Non-QM lending, a growing niche for self-employed and real estate investors. - **Tech-Forward**: Digital-first loan origination with intuitive tools that reduce broker admin work. - **Broker-Centric Model**: Focused exclusively on wholesale (no retail channel), providing dedicated support and rapid response times. - **Culture & Talent**: High employee satisfaction and low turnover, enabling consistent quality and service. ## Strategic Focus - **Scale the team**: Aggressively hiring across underwriting, account management, and sales to support continued growth. - **Expand product offerings**: Likely to broaden Non-QM and business purpose loan products to serve more broker segments. - **Deepen tech capabilities**: Further automation of the lending process to maintain speed advantages. - **Geographic expansion**: Currently licensed in 19 states for residential lending, with business purpose loans in 40+ states; likely to expand residential footprint. ## Why Work Here - **Culture**: Certified **Great Place to Work** with 95% positive employee ratings. Core values: “Thrive Together,” “Act Like an Owner,” “Exceed Expectations.” Employees describe a supportive, collaborative environment where teamwork drives results. - **Flexibility**: Remote and hybrid work arrangements available. Modern, bright office in downtown Fort Lauderdale on Las Olas Blvd. - **Benefits**: - 12 weeks paid maternity leave, 2 weeks paid paternity leave - Generous tiered PTO (15 days to start), 9 paid holidays - Annual employer contribution of **$10,000 to 401(k)** retirement plan - $1,000 annual wellness stipend - Comprehensive health, dental, and vision plans - $2,000 annual employer contribution to Health Savings Account - Learning & development: sponsorship for industry events, certifications, and exclusive training modules - **Work Environment**: Unlimited premium coffee (Miele), top-notch office equipment, and a “we, not me” mentality. ## Sources 1. [Lendz Financial Careers Page](https://www.lendzfinancial.com/careers) 2. [Lendz Financial About Us](https://www.lendzfinancial.com/about-lendz) 3. [Lendz Financial Homepage](https://www.lendzfinancial.com/) 4. [Great Place to Work – Lendz Financial](https://www.greatplacetowork.com/en/certified-company/7037364) 5. [LinkedIn – Lendz Financial](https://www.linkedin.com/company/lendzfinancial) ## Other roles at Lendz Financial - [Digital Marketing Specialist](https://feeny.ai/job/digital-marketing-specialist-lendz-financial-fort-lauderdale-xt4hqh4r81t6) — Fort Lauderdale, FL - [Account Executive (Inside Sales)](https://feeny.ai/job/account-executive-inside-sales-lendz-financial-fort-lauderdale-759zgggp51vr) — Fort Lauderdale, FL - [Join our Talent Community!](https://feeny.ai/job/join-our-talent-community-lendz-financial-united-states-6xb5azam88p9) — United States - [Non-QM Account Executive](https://feeny.ai/job/non-qm-account-executive-lendz-financial-united-states-ptsnd536kw19) — United States