---
title: 'Underwriter/Sr. Underwriter, MPL(West Coast Region) at At-Bay'
canonical: 'https://feeny.ai/job/underwriter-sr-underwriter-mpl-west-coast-region-at-bay-west-san-francisco-ca-by3s80myas4f'
type: 'job'
last_seen: '2026-10-15'
---

# Underwriter/Sr. Underwriter, MPL(West Coast Region) at At-Bay

- **Company:** At-Bay
- **Location:** West / San Francisco, CA
- **Work type:** remote
- **Posted:** 2026-10-14
- **Last confirmed live:** 2026-10-15
- **Apply:** https://job-boards.greenhouse.io/atbayjobs/jobs/8033165003

## Job description

## About At-Bay

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

## Role Overview

As an Underwriter / Senior Underwriter, Miscellaneous Professional Liability, you'll play a key role in growing At-Bay's MPL portfolio by underwriting new and renewal business, developing strong broker partnerships, and making sound risk selection and pricing decisions.

You'll own and grow a book of business, evaluating a diverse range of professional liability exposures while balancing growth opportunities with underwriting profitability. Beyond day-to-day underwriting, you'll collaborate with leadership, product, and technology teams to refine our underwriting appetite, improve workflows, and identify opportunities to expand our market presence.

We're looking for someone who combines strong technical underwriting judgment with a commercial mindset. Someone who enjoys building broker relationships, takes ownership of outcomes, and is excited about contributing to a growing business in an entrepreneurial environment.

## What You'll Do

Underwriting & Portfolio Management

- Underwrite new and renewal MPL business, evaluating professional exposures, loss history, financial information, contractual obligations, and other relevant risk characteristics.
- Assess, select, price, and structure risks in accordance with underwriting guidelines, authority levels, and profitability objectives.
- Negotiate coverage, pricing, limits, terms, conditions, and endorsements with brokers to deliver competitive solutions while maintaining underwriting discipline.
- Manage and grow a profitable book of business, balancing new business production, retention, pricing adequacy, and portfolio performance.
- Monitor portfolio trends, market conditions, and emerging professional liability exposures to identify opportunities and inform underwriting decisions.

Broker Relationships & Business Development

- Build, maintain, and expand relationships with retail and wholesale broker partners to generate submission flow and increase At-Bay's market presence.
- Develop and execute territory and broker engagement strategies to drive new business, retention, and sustainable GWP growth.
- Serve as a trusted underwriting partner to brokers by delivering thoughtful solutions, timely decisions, and exceptional service.
- Represent At-Bay at broker meetings, industry events, and other business development opportunities.
- Identify cross-selling opportunities across At-Bay's insurance offerings where appropriate.

Strategy, Collaboration & Innovation

- Partner with underwriting leadership to help refine MPL risk appetite, pricing strategies, underwriting guidelines, and product offerings.
- Collaborate with product, actuarial, claims, technology, and other cross-functional teams to improve underwriting performance and the broker experience.
- Leverage data, analytics, and technology to make informed underwriting decisions and identify opportunities to streamline workflows.
- Contribute market intelligence and broker feedback to help shape At-Bay's go-to-market strategy and future product development.
- Act as a subject matter expert for MPL, sharing insights and underwriting expertise across the organization.

## What We're Looking For

- Experience underwriting Miscellaneous Professional Liability (MPL), Professional Liability (E&O), or closely related specialty commercial insurance products.
- Strong understanding of professional liability exposures, coverage forms, policy terms, exclusions, pricing considerations, and risk selection.
- Demonstrated ability to evaluate risks, exercise sound underwriting judgment, and make informed decisions while balancing growth and profitability.
- Experience developing and managing broker relationships, with a commercial mindset and a track record of driving new business opportunities.
- Strong analytical, negotiation, and communication skills, with the ability to articulate underwriting decisions and collaborate effectively with brokers and internal stakeholders.
- Comfortable using technology, data, and analytics to improve underwriting decisions and operational efficiency.
- Highly accountable and detail-oriented, with a willingness to take ownership of your book of business and the outcomes of your work.
- An entrepreneurial mindset and an interest in helping build and scale a growing insurance product within a fast-paced, collaborative environment.
- A team-first approach, with the ability to share knowledge, collaborate across functions, and contribute to the success of the broader organization.

Our estimated base pay range for an Underwriter is $90,000-$115,000 and a Senior Underwriter role is $110,000-$145,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.

## About At-Bay

## Company Overview
- **One-liner**: At-Bay is an InsurSec company that combines cyber insurance and security services to protect businesses from digital risk.
- **Entity Type**: Private (Series D, total funding of $295.7M as reported on company site)
- **Headquarters**: Mountain View, California, USA (with additional offices in Tel Aviv, Israel; New York, Atlanta, Chicago)
- **Founded**: 2016
- **Founders**: Roman Itskovich (Co-founder & CEO), Rotem Iram (Co-founder & Chief Risk Officer), Ayelet Kutner (CTO)

## Core Business
- **Primary industry**: Cyber insurance and cybersecurity (InsurSec)
- **Target customers**: Small to mid-market businesses, with products also serving larger enterprises across 100+ industries. B2B.
- **Mission / purpose**: “We make your digital world safer by addressing risk differently.” The company aims to empower every business to understand and manage digital risk, preventing attacks before they happen.

## Products & Services
- **At-Bay Insurance**: Full-stack cyber insurance policies including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL). Policies are actively managed with ongoing risk monitoring and education.
- **At-Bay Stance (MDR)**: Enterprise-grade Managed Detection and Response platform that provides 24/7 threat monitoring, rapid response (mean time to remediate threats: 15 minutes), vulnerability scanning, dark web monitoring, AI-powered email fraud alerts, virtual CISO advisory, and employee security awareness training.
- **At-Bay Security Services**: Digital forensics and incident response (DFIR), post-cyber event hardening, and consulting services.

## Market Standing
- **Valuation / Market Cap**: Not publicly disclosed (private company)
- **Key Metric**: Total funding raised – $295.7M (as featured on company about page). Other metrics reported: $60B in risk under management, 1.5 million vulnerability scans performed, and over $800B in revenue safeguarded.
- **Notable Investors / Partners**: Not detailed in provided sources; known investors from prior funding rounds include M12, Qumra Capital, and LightSpeed Venture Partners (not verified in this search).
- **Growth Signals**: 340+ employees (At-Bayers), 40,000+ policyholders, 93 Net Promoter Score (NPS) for the broker platform, 6 offices globally (US and Israel), 120% employee growth over two years.

## Competitive Advantages
- **InsurSec model**: A unique, integrated approach where security services and insurance are bundled, allowing proactive risk reduction and real-time underwriting adjustments based on security posture.
- **Data-driven insights**: Security telemetry and claims data from 40,000+ insureds feed into the platform, improving threat detection and underwriting accuracy.
- **High customer satisfaction**: 93 NPS indicates strong broker and policyholder loyalty.

## Strategic Focus
- **Current priorities**: Scaling the InsurSec platform to the middle market, expanding MDR adoption, and deepening integration between insurance products and security tools to reduce cyber incidents.
- **Direction for growth**: Continuing to hire across underwriting, actuarial, security operations, and product teams; investing in technology to automate risk assessment and incident response.

## Why Work Here
- **Culture**: Emphasizes “Good people,” “Better Together,” “Drive for impact,” and “Act with Integrity.” Team values include curiosity, ownership, humility, and celebration of diversity.
- **Work policy**: Remote-first hybrid model; offices in Mountain View, Tel Aviv, New York, Atlanta, Chicago. Flexible remote options available for many roles.
- **Notable perks**: 20 days paid vacation + 2 floating holidays, quarterly wellness days, paid parental leave, 401k with employer match, medical/private health insurance, fitness benefits, in-office lunches/meal budget, new hire stipend, company retreats, monthly happy hours and team outings. Over 50% of employees are under-represented minorities; 50+ office dogs and 4,750 birthday cupcakes sent last year.
- **Engineering culture**: Strong focus on data, research, and iterative product development; collaborative cross-functional teams.

## Sources
1. [at-bay.com](https://www.at-bay.com/)
2. [at-bay.com/about](https://www.at-bay.com/about/)
3. [at-bay.com/about/careers](https://www.at-bay.com/about/careers/)
4. [Greenhouse job board](http://job-boards.greenhouse.io/atbayjobs)
5. [LinkedIn](https://www.linkedin.com/company/at-bay)

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