---
title: 'US Mortgage Underwriter at Extend Your Team'
canonical: 'https://feeny.ai/job/us-mortgage-underwriter-extend-your-team-metro-manila-y7ht9xp58mcd'
type: 'job'
last_seen: '2026-09-11'
---

# US Mortgage Underwriter at Extend Your Team

- **Company:** Extend Your Team
- **Location:** Metro Manila, Philippines
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-01-14
- **Last confirmed live:** 2026-09-11
- **Apply:** https://jobs.ashbyhq.com/eyt/c61dd722-dedc-4270-b257-e2e48acedfe2

## Job description

Mortgage Loan Underwriter with strong expertise in U.S. mortgage loan underwriting and/or mortgage disclosure processing. This role is ideal for professionals with comprehensive exposure to active mortgage production environments who can apply deep knowledge of mortgage regulations, investor guidelines, and risk management practices. The Mortgage Underwriter is responsible for ensuring every mortgage loan meets the highest accuracy, completeness, and credit standards before delivery to the capital markets loan buyer. This critical role focuses on creating error-free loan packages, ensuring all data points, documents, conditions, and calculations align with underwriting guidelines and withstand scrutiny from investors.

The ultimate objective is to deliver a robust, defensible loan file free of errors, except for credit-related scratches or dents, ensuring seamless approval by loan buyers.

Key Responsibilities: Loan Preparation & Accuracy:

- Review and validate all mortgage loan components, including borrower documentation, financial data, and property appraisals.
- Ensure all data points and documents in the loan package are accurate, complete, and aligned with Automated Underwriting System (AUS) outputs.
- Conduct thorough calculations and validations to ensure the integrity and reliability of the loan package.

Investor-Ready Documentation:

- Prepare mortgage loan packages with the highest level of accuracy to meet capital market buyer requirements.
- Anticipate and address potential discrepancies to avoid investor objections or rejections.
- Ensure loan conditions are met and documentation is robust enough to withstand scrutiny from investors or fault-finding reviewers.

Credit & Risk Mitigation:

- Identify and resolve credit issues to minimize risks, ensuring adherence to all regulatory requirements.
- Deliver loans without errors, apart from permissible compliance deviations, ensuring investor trust and confidence.
- Maintain meticulous documentation for each underwriting decision, creating a transparent audit trail.

Collaboration & Communication:

- Work closely with expeditors, loan officers, and other stakeholders to gather missing documents and resolve inconsistencies.
- Communicate underwriting requirements and conditions clearly to ensure all parties are aligned on expectations.

Quality Assurance & Process Improvement:

- Conduct quality checks on completed loan packages to maintain a 100% error-free standard.
- Stay updated on industry guidelines, investor requirements, and regulatory changes to uphold best practices.
- Recommend and implement improvements to streamline processes and enhance efficiency.

Requirements:

- At least 5 years meaningful experience with mortgage loan underwriting (conventional, FHA/VA, non-QM) for US consumers
- Experience and familiarity with TRID guidelines, and agency and investor guidelines (Fannie/Freddie/HUD/VA)
- Understanding of the mortgage life cycle from end-to-end strongly preferred
- Superb communication, collaboration and problem-solving skills.
- Proficiency, speed and accuracy in written communication.
- Fluency, clarity and good diction in English
- Great analytical, organizational skills & time management abilities
- Proficiency in using MS Excel/Google Sheets
- Experience in using customer information tools (e.g. Retool), task management tools, Google Drive.
- Detail Oriented - we’re a financial services company so being correct about the details matter
- Bachelor's Degree - in marketing, finance, economics, or related fields.
- Flexibility to work US Pacific time 10 AM to 7 PM (with a 1 hour break time in between)
- Candidates must be residing in the Philippines

## About Extend Your Team

## Company Overview
- **One-liner**: Extend Your Team connects high-growth companies with experienced remote professionals in the Philippines for roles like customer support, bookkeeping, and operations.
- **Entity Type**: Private (bootstrapped/self-funded)
- **Headquarters**: San Juan, Puerto Rico, with an additional office in Boca Raton, Florida, USA.
- **Founded**: 2020
- **Founders**: Not publicly available

## Core Business
- Primary industry: Outsourcing and Offshoring Consulting
- Target customers: VC-backed startups, enterprise & mid-market firms, and businesses expanding into new markets. They serve a diverse range of industries, specializing in financial services, technology, insurance, and property management.
- Mission or purpose statement: To help businesses scale faster, smarter, and without operational limits by building high-performance remote teams.

## Products & Services
- **Talent Placement (Virtual Assistants & Specialists)**: Extend Your Team fills roles including Executive Assistants, Customer Support Representatives, Bookkeepers, Accountants, Sales Development Reps, Project Managers, and more. They emphasize that their talent averages 5-15 years of experience and are "self-starters" who require minimal oversight.
- **Team Building & Augmentation**: They offer to build entire teams (e.g., a 187-person customer support team for a fintech client in 30 days) or fill single roles, embedding professionals into a client's existing workflows.

## Market Standing
- **Valuation/Market Cap**: Not publicly available
- **Key Metric**: Employs 32 people (as of mid-2026), with a yearly headcount growth of +12.5% [linkedin.com](https://www.linkedin.com/company/extendyourteam). They claim to have built a 187-person customer support team for one client in 30 days.
- **Notable Investors/Partners**: Not publicly available
- **Growth Signals**: Active job postings have grown by 400% year-over-year. The company reports a 69.6% yearly increase in LinkedIn followers, indicating growing brand awareness [linkedin.com](https://www.linkedin.com/company/extendyourteam).

## Competitive Advantages
- **Proprietary Vetting Process ("Smart Talent System")**: A 5-step vetting process that they claim guarantees candidates with the right skills, cultural fit, and autonomy. Only 1% of applicants make it to the client interview stage [extendyourteam.com](https://www.extendyourteam.com/join-our-team/).
- **Focus on High-Caliber, Experienced Talent**: Unlike typical low-cost VA firms, they focus on hiring experienced professionals (7+ years average) who can contribute from day one with minimal oversight.
- **Speed of Hiring**: They advertise the ability to hire in as little as 48 hours.

## Strategic Focus
- **Scaling Operations for High-Growth Clients**: Their case studies and messaging focus on helping companies that are "outpacing their current structure" and need to scale quickly without overhead bloat.
- **Deepening Specialization in Financial Services**: Many current job postings (e.g., Card Services, Fraud Operations, HELOC, Loan Servicing) and their talent sources (Capital One, American Express) indicate a strong focus on the financial services sector [linkedin.com](https://www.linkedin.com/company/extendyourteam).

## Why Work Here
- **Remote-First & Flexible**: All roles are remote, based in the Philippines. The company offers a "Hybrid Workspace" designation, suggesting some roles may have occasional on-site requirements [builtin.com](https://builtin.com/company/extend-your-team).
- **Employee Benefits**: They offer free healthcare, dental, life insurance, paid time off, and a birthday cake for employees [extendyourteam.com](https://www.extendyourteam.com/join-our-team/).
- **Supportive Culture**: They assign a coach to help onboard and support every new hire. The company has a 4.2/5.0 employer rating on LinkedIn, with high marks for Work-Life Balance (4.5) and Compensation (4.3) [linkedin.com](https://www.linkedin.com/company/extendyourteam).
- **Hiring Eligibility**: The company currently only hires people who reside in the Philippines [extendyourteam.com](https://www.extendyourteam.com/join-our-team/).

## Sources
1. [extendyourteam.com](https://www.extendyourteam.com/)
2. [builtin.com](https://builtin.com/company/extend-your-team)
3. [linkedin.com](https://www.linkedin.com/company/extendyourteam)
4. [extendyourteam.com (Careers)](https://www.extendyourteam.com/join-our-team/)

## Other roles at Extend Your Team

- [Team Leader (HELOC)](https://feeny.ai/job/team-leader-heloc-extend-your-team-philippines-09yzpkn340v6) — Philippines
- [Compliance Project Manager](https://feeny.ai/job/compliance-project-manager-extend-your-team-philippines-770s3ppcehy0) — Philippines
- [HIL Partnership Support Specialist](https://feeny.ai/job/hil-partnership-support-specialist-extend-your-team-philippines-6cbz26ryht4y) — Philippines
- [Complaints Specialist](https://feeny.ai/job/complaints-specialist-extend-your-team-metro-manila-pb9ehg9fqmmd) — Metro Manila, Philippines
- [Loan Origination Customer Support](https://feeny.ai/job/loan-origination-customer-support-extend-your-team-metro-manila-aff9yzbbk2r0) — Metro Manila, Philippines
- [Closing Coordinator](https://feeny.ai/job/closing-coordinator-extend-your-team-metro-manila-ftky165zx343) — Metro Manila, Philippines
- [Originations Backend (HOI Specialist)](https://feeny.ai/job/originations-backend-hoi-specialist-extend-your-team-philippines-kg6nfcs0khye) — Philippines
- [Liens Operations Specialist](https://feeny.ai/job/liens-operations-specialist-extend-your-team-philippines-r7k9bernxt0a) — Philippines
- [Compliance Operations Analyst](https://feeny.ai/job/compliance-operations-analyst-extend-your-team-philippines-w6r5tmpfp159) — Philippines
- [Loans Operations Specialist](https://feeny.ai/job/loans-operations-specialist-extend-your-team-philippines-s6z7v6tjjtkd) — Philippines