---
title: 'VP Associate capital market at Kiwi Financial Inc'
canonical: 'https://feeny.ai/job/vp-associate-capital-market-kiwi-financial-inc-mexico-zwb8607gk6ap'
type: 'job'
last_seen: '2026-09-10'
---

# VP Associate capital market at Kiwi Financial Inc

- **Company:** Kiwi Financial Inc
- **Location:** Mexico
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-09-09
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.ashbyhq.com/kiwi/3baa6b09-ff85-4739-b35c-80e0d373bf3a

## Job description

## About Kiwi

Kiwi is a Series B consumer lending fintech serving the US Hispanic market, with a focus on underbanked consumers. We've raised more than $120MM across debt and equity, with material room to scale our facilities and loan book. We're looking for a seasoned capital markets professional to work directly with the CEO and Finance teams.

## What You'll Do

- Own the borrowing base process end-to-end: weekly and monthly borrowing base certificates, eligibility testing, covenant compliance tracking (advance rates, concentration limits, minimum liquidity, leverage caps), and lender reporting across our warehouse and subordinated facilities.
- Source and manage lender relationships: cultivate new potential lenders — credit funds, banks, forward-flow buyers, and warehouse providers — including preparing data rooms, fielding diligence requests, and running processes through to term sheet.
- Build and maintain the company's core financial models: loan-level cash flow and vintage models, facility-level advance rate and returns models, the corporate three-statement model, and scenario and sensitivity analysis.
- Prepare Board and investor materials: Board presentations, lender updates, and analysis supporting equity and debt fundraising.
- Support negotiation of credit agreements and amendments alongside management and outside counsel — advance rate tiers, eligibility criteria, covenants, and intercreditor terms.
- Partner with the data, credit, and finance teams to turn portfolio performance into strategic decisions.

## What We're Looking For

- 5–15 years in investment banking, private credit, private equity, or capital markets; structured finance, specialty finance, or consumer lending coverage strongly preferred.
- Hands-on experience preparing borrowing bases, financial projections, and other detailed lender-facing reporting.
- Advanced financial modeling skills in Excel and comfort working with loan-level data; experience using SQL to query data and build automated reports.
- Exposure to forward-flow agreements, warehouse facilities, and mezzanine debt.
- Experience interacting directly with lenders, investors, or credit committees.
- Strong written and visual communication — you can turn a model into a Board-ready story.
- Self-starter who thrives in a lean team with high ownership.
- Bilingual English/Spanish required.

Location Our finance team is based in Santo Domingo, Dominican Republic, and that's our preference for this role given the close day-to-day work with the CEO and the rest of the team. That said, we're open to strong candidates working remotely from anywhere in Latin America. Periodic travel to Santo Domingo and the US is expected.

## About Kiwi Financial Inc

## Company Overview
- **One-liner**: Kiwi Financial (Kiwi) is a digital fintech platform that provides personal loans and credit-building tools specifically designed for U.S. Hispanic consumers with limited or no credit history.
- **Entity Type**: Private (funding stage: Series A + debt facilities)
- **Headquarters**: San Juan, Puerto Rico (with additional offices in New York, NY)
- **Founded**: 2020
- **Founders**: Mariano Sanz and Alexander Schachter

## Core Business
- **Primary industry**: Consumer Finance / Fintech
- **Target customers**: B2C – U.S. Hispanic consumers who are underbanked or have thin credit files
- **Mission**: To empower Latinos by providing tools and resources to establish credit, access capital, and save money.

## Products & Services
- **[Kiwi Personal Loans]**: Unsecured personal loans up to $3,000 with flexible installment payments. The application and account management are 100% digital. Payments are reported to all three major credit bureaus (TransUnion, Experian, Equifax), helping customers build credit history. The platform uses 256-bit SSL encryption for security. [kiwicredito.com](https://www.kiwicredito.com/en)

## Market Standing
- **Valuation/Market Cap**: Not disclosed (private company)
- **Key Metric**: Total funding of **$190.93M**, including a $100M credit facility from Community Investment Management (CIM) closed in November 2025, a $7.8M Series A co-led by LIP Ventures Boutique and Advent-Morro Equity Partners in June 2025, and earlier seed rounds totaling $8M. [cbinsights.com](https://www.cbinsights.com/company/kiwi-financial)
- **Notable Investors/Partners**: Community Investment Management (CIM), Advent-Morro Equity Partners, Neer Venture Partners, Independent Capital, Invariantes Fund, LIP Ventures Boutique.
- **Growth Signals**: Served over **100,000 consumers** to date; headcount grew **+20.7% YoY** (conflicting reports: LinkedIn shows ~59 employees, Built In shows 101); expanding into additional U.S. states; planning to launch new products (savings, spending tools); partnership with CIM signals strong institutional confidence. [linkedin.com](https://www.linkedin.com/company/kiwi-credito) [builtin.com](https://builtin.com/company/kiwi-kiwicreditocom)

## Competitive Advantages
- **Niche focus**: Exclusively targets the U.S. Latino market, which represents nearly 20% of the U.S. population and contributes over $4 trillion to the economy annually, yet remains vastly underserved by mainstream banks.
- **AI-driven underwriting**: Uses alternative data and AI to evaluate creditworthiness for consumers with no traditional credit history, enabling approvals where others decline.
- **Credit building**: Reports loan payments to all three credit bureaus, directly helping customers establish a credit score while accessing capital.
- **Proven playbook**: Founders adapted successful credit-building models from emerging markets (Dominican Republic) to the U.S. Hispanic demographic.

## Strategic Focus
- **Geographic expansion**: Entering new U.S. states to reach more underserved communities.
- **Product expansion**: Building a full financial platform beyond loans – including savings and spending tools – to deepen customer engagement and economic mobility.
- **AI infrastructure**: Scaling AI capabilities to improve underwriting, customer experience, and operational efficiency (evidenced by active hiring for Senior AI Platform Engineer roles). [jobs.ashbyhq.com](https://jobs.ashbyhq.com/kiwi)

## Why Work Here
- **Mission-driven**: Opportunity to work on financial inclusion for a fast-growing, underserved demographic with tangible social impact.
- **Remote-friendly**: Offers remote work options with physical offices in New York, NY (onsite) and San Juan, Puerto Rico. Employees are distributed across 8 countries (Colombia, Dominican Republic, Argentina, Mexico, Puerto Rico, etc.).
- **Engineering culture**: Emphasis on AI, platform engineering, and data science; active hiring for senior technical roles (Senior Platform Engineer, Senior AI Platform Engineer).
- **Growth trajectory**: Young company (founded 2020) with strong funding, rapid headcount growth, and clear product roadmap – ideal for those seeking high-impact roles in a scaling fintech.
- **Diverse team**: Multicultural workforce with leadership from Dominican Republic, Argentina, and Puerto Rico; talent sourced from companies like Mercado Libre, Scotiabank, and Platzi.

## Sources
1. [kiwicredito.com](https://www.kiwicredito.com/en) – Company website (product details, mission)
2. [cbinsights.com](https://www.cbinsights.com/company/kiwi-financial) – Funding history, headquarters, investors
3. [builtin.com](https://builtin.com/company/kiwi-kiwicreditocom) – Careers, culture, headcount, office locations
4. [linkedin.com](https://www.linkedin.com/company/kiwi-credito) – Employee count, growth, recent hires, locations
5. [jobs.ashbyhq.com](https://jobs.ashbyhq.com/kiwi) – Active job postings (Senior AI Platform Engineer, etc.)

## Other roles at Kiwi Financial Inc

- [Platform Engineer](https://feeny.ai/job/platform-engineer-kiwi-financial-inc-argentina-3rqbm51m8j7h) — Argentina