Credit Specialist at Teya (Budapest, Hungary)Credit Specialist

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you

As we expand our financing proposition in Hungary, we are looking for a Credit Specialist who can engage eligible merchants, explain financing options clearly, and support them through the journey from first contact to handover and approval. This is a sales-focused, customer-facing role for someone who is confident on the phone, motivated by commercial targets, and experienced in selling business financing or loan products. You should be comfortable understanding merchant needs, matching them to the right funding solution, and moving opportunities forward with pace and ownership.

Contact eligible customers for Teya financing

• Proactively contact merchants eligible for Teya financing, explain available financing options and key terms, and understand their business needs and funding requirements

Qualify and hand over financing leads

• Assess customer interest and eligibility, collect and validate the necessary information and documentation, and hand over qualified leads to financing partners in a timely manner

Support clients through the risk and approval process

• Guide customers through documentation and risk checks, coordinate with internal teams and external partners when needed, and keep merchants informed throughout the application process

Provide excellent customer support

• Answer financing-related inquiries, manage customer expectations, escalate complex cases, and maintain accurate records in internal systems

Learn, grow, and support the team

• Develop expertise in financing products and processes, contribute to knowledge sharing and process improvements, and support financing campaigns and other team initiatives

• 2+ years of proven experience in a sales role focused on financing, lending, or loan products
• University degree in Finance, Economics or similar field
• Confidence in speaking with customers by phone and moving commercial conversations forward
• A strong sales mindset, with the ability to identify customer needs, build interest, and convert qualified opportunities
• Ability to explain financial products and key conditions in a clear, simple, and credible way
• Good judgement when qualifying leads and handling sensitive customer conversations
• High attention to detail and discipline in keeping systems and documentation up to date
• Ability to work across internal teams and external partners in a structured and responsive way
• A proactive, hands-on attitude and willingness to learn fast in a growing environment
• Excellent communication skills in Hungarian and English

The Perks

• Szép Card (gross 450.000 HUF yearly)
• AYCM SportPass (XL)
• Private health insurance
• 3 extra mental health days yearly
• 5 therapy or coaching session per year
• Free monthly public transport passes or garage space at the office
• Office snacks every day
• Friendly, comfortable, and informal office environment in the heart of Buda
• Team events & activities in and outside the office
• Possibility to work in an international environment with colleagues all around the world

Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.