Senior Software Engineer - Data Sources Team at Truv (Portugal)

Truv· Portugal·17h ago

Role details

Work type

Remote

Level

Senior

Job description

About Truv

Truv is transforming the financial data industry with a secure and real-time API platform for payroll account access. Our technology streamlines income and employment verification, direct deposit switching, and more—eliminating outdated processes and unlocking greater financial opportunities. Backed by $30M from top investors like Kleiner Perkins and NYCA, we’re disrupting a $2B legacy market with cutting-edge innovation and a customer-first approach. Our leadership team brings expertise from industry giants like Apple, Carta, Venmo, MX, and Okta, driving the future of financial data access. In September 2026, Truv joined Checkr, a leading AI-powered verification platform trusted by over 140,000 customers worldwide. As part of Checkr, Truv continues to innovate in financial data access while benefiting from the scale and resources of a larger organization.

What you’ll do

Design, implement, and test cloud-based server-side code in Python
Use best practices for optimized code performance
Write and maintain unit/integration tests

Who You Are

Strong knowledge of Python
5+ years of experience
Knowledge in DevOps / AWS / Containerization tools such as Docker.
Working experience with CI/CD

Preferred skills

Experience in reverse engineering public APIs
Experience with PostgreSQL
Understanding of Django ORM/DRF
Strong background in network protocols
Good knowledge of web and mobile technologies

Benefits

Fully remote
Competitive salary and equity package
Flexible time off
Work with cutting-edge technology and innovative customers
Opportunity to shape the future of financial data access

We are an equal opportunity employer committed to diversity. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status.

Why work at Truv

Culture highlights: Employer rating 3.8/5 (45 reviews) with strong compensation score (4.0) and career growth (3.7). Remote-first with distributed team across 12 countries (US, Canada, Serbia, Georgia, Spain, Armenia, Cyprus, Portugal, Israel, Montenegro, and more). Technical roles dominate – engineering, product, data.
Remote/hybrid policy: Fully remote with global hiring; roles listed for Spain and worldwide. Flexible work model.
Notable perks: Work with a leadership team from Apple, Carta, Venmo, MX, Okta; backed by top-tier VC (Kleiner Perkins); opportunity to work on cutting-edge open finance infrastructure and AI consumer products.
Open roles (as of search): Senior Solutions Architect (Public Sector), Senior Software Engineer (Integrations/Crawler) – multiple openings, Lead Product Manager (Data Sources), Customer Success Manager.

About Truv

Company Overview

One-liner: Truv is a consumer-permissioned open finance data platform that enables businesses to verify income, employment, assets, and insurance, and switch direct deposits through a unified API.
Entity Type: Private (Series A, $25M led by Kleiner Perkins in 2022)
Headquarters: New York, New York, United States
Founded: 2020
Founders: Kirill Klokov (CEO) and Ilya Chatsviorkin (CTO)

Core Business

Primary industry/industries: Financial Services, Fintech, Data Verification
Target customers: B2B – mortgage lenders, banks, credit unions, auto lenders, tenant screeners, background screeners, government agencies (public sector)
Mission or purpose statement: To put financial data back in the hands of consumers and help institutions make faster, more accurate decisions while expanding access for more consumers.

Products & Services

Income & Employment Verification API: Consumer-permissioned payroll, bank, tax, and document-based verification to replace traditional methods like The Work Number. Covers ~96% of the U.S. workforce. (API/SaaS)
Asset Verification: Verifies assets via consumer-permissioned bank and financial account connections. (API/SaaS)
Insurance Verification: Verifies insurance coverage through direct consumer-permissioned connections. (API/SaaS)
Direct Deposit Switching: Enables consumers to switch direct deposits instantly via payroll connections, helping banks and fintechs grow deposits. (API/SaaS)
MyTruv (Consumer App): An AI-powered money autopilot that tracks income, spending, and bills – currently building social presence and UGC. (Consumer app)
Document Fraud Detection: 99.9% fraud detection accuracy for uploaded documents. (AI/API)

Market Standing

Valuation/Market Cap: Not disclosed (private company)
Key Metric: Total Funding: $28.5M (Seed $3.5M in 2021, Series A $25M in March 2022 led by Kleiner Perkins with NYCA and others); Annual Revenue: $4M (estimated)
Notable Investors/Partners: Kleiner Perkins, NYCA; Partners include Fannie Mae (Day 1 Certainty / DU validation service provider) and Freddie Mac (Loan Product Advisor AIM provider) – the only consumer-permissioned VOIE platform with both accreditations.
Growth Signals: 63 employees (+8.7% YoY), 200+ customers, 12,800+ unique integrations, 2.3M+ employers mapped, 14,000+ financial institutions reachable, 30-second average verification speed, 99.9% platform uptime, expansion into public sector, launch of MyTruv consumer app.

Competitive Advantages

Unified platform: Single API for income, employment, asset, insurance, and document verification – reduces vendor complexity.
Coverage & compliance: Direct connections to 96% of U.S. workforce; SOC 2 Type II, FCRA compliant, Section 508/WCAG 2.1 AA accessible.
Cost savings: Up to 80% cost savings versus traditional verification providers (e.g., The Work Number).
GSE approvals: Only consumer-permissioned VOIE platform approved by both Fannie Mae and Freddie Mac – critical for mortgage lending.
In-house built: All products built and operated in-house with no third-party verification intermediaries.
High pull-through: Waterfall methodology (payroll → bank → tax → document) maximizes successful verification rates.

Strategic Focus

Current priorities: Deepening mortgage and consumer lending verticals, expanding into public sector (social services), growing the MyTruv consumer app with AI-powered financial management, and scaling integrations (already 12,800+ payroll/employer connections).
Direction for growth: Becoming the standard open finance verification infrastructure for all lending, benefits, and employment decisions; adding more data types (tax, insurance, raw transaction data) and expanding globally.

Sources

Job description

About Truv

What you’ll do

Who You Are

Preferred skills

Benefits

Why work at Truv

Application questions