Basic Capital

Software Engineer - Core Financial Platform at Basic Capital (New York, NY)

Basic Capital· New York, NY· $180k–$275k·

Role details

Salary
$180k–$275k
Work type
Onsite
Employment
Full-Time
Equity
Yes

Job description

About Basic Capital

Basic Capital is a fintech company disrupting America’s $1T retirement industry by building the mortgage for retirement, unlocking market ownership, and making wealth accessible to every American. Our mission is to create products, platforms, and a credit marketplace that power a fundamentally new retirement system. Our founding team includes leaders from Goldman Sachs, Uber, Block, Stripe, and Robinhood. We’re backed by top investors such as Lux Capital, Forerunner Ventures, BoxGroup, SVAngel, Inspired Capital, and Henry Kravis. Based in SoHo, NYC, we’re assembling a lean, high-performance team committed to reducing wealth inequality. For more information, visit Basic Capital’s website.

You will

  • Join an elite team of engineers responsible for building systems that facilitate trading and money movement
  • Build and maintain core trading, financing, and fund management systems
  • Design and architect systems that orchestrate and reconciles complex flows of funds
  • Participate in architecture discussions, planning, and code reviews across the stack

Required Competencies

  • Strong experience with modern backend frameworks, API design, and event-driven systems
  • Strong architecture design and problem-solving skills
  • Proficiency in any of the following: Kotlin, Rust, Java, Go, C/C++, Python, Ruby, or TypeScript
  • Experience working with MySQL or PostgreSQL
  • Experience with modern build systems and cloud infrastructure (AWS, GCP, Azure)

Preferred Competencies

  • Experience building trading systems, lending systems, and asset management systems
  • Experience in fintech or early-stage technology companies
  • Experience working in Kotlin backends
  • Experience with Temporal for asynchronous workflow orchestration

Cultural Fit

  • Passionate about solving big social problems with pragmatic solutions
  • Aptitude for complexity and curiosity for financial markets
  • Enjoys learning new technologies and selecting the right tool for each job
  • Adaptable and open to contributing across the tech stack as the team evolves
  • Autonomous, high agency, accountable, and thrives in a fast-paced environment
  • Strong collaboration and communication skills, working effectively in cross-functional teams
  • Excited to be a part of an in-office team

Why work at Basic Capital

  • Culture: High-agency, builder-oriented, and mission-driven. The team operates with a "player-coach" model and no middle management. Core values include "Iterate to greatness," "Real artists ship," and "Stewardship."
  • Work Model: Primarily in-office based in New York City (HQ) with a strong emphasis on in-person collaboration (likely 5 days/week given the culture).
  • Engineering Culture: Technical team uses Java, Ruby, TypeScript, Kotlin, Python, and React. CTO Anjan Karanam is hands-on. The company describes itself as "elite problem solvers" focused on important problems.
  • Growth: High employee growth rate suggests rapid expansion and early-career impact opportunities. The team is currently small (~22 people), so every role has outsized impact.
  • Perks & Benefits: A top-tier 401(k) plan (Mega Backdoor Roth, Leverage) that employees can actually use; fast operational support; and a sense of building something radically new in a staid industry.

Application questions