
Staff Data Scientist, Algorithm (Payments Fraud & Optimization) at Airwallex (Singapore)
Airwallex· Singapore·
Role details
Airwallex at a glance
Airwallex is a global financial platform that lets businesses open multi-currency accounts, move money across borders, issue cards, and embed financial services through its own proprietary infrastructure.
Airwallex gives global businesses one platform for cross-border money: multi-currency business accounts, payments acceptance, corporate cards and spend management, billing, FX and treasury, and APIs to embed financial services. It runs on proprietary infrastructure and 85+ financial licenses rather than reselling legacy bank rails.
$1.8B raised · latest: Series H · $320M · June 2026 · $11B valuation · backed by Addition, T. Rowe Price, Baillie Gifford, QED Investors
Summary
Drive technical strategy for payments optimization by designing advanced algorithms to improve conversion rates, fraud risk, and transaction costs. Act as a strategic partner to product and engineering teams to deploy ML systems and provide data-driven insights.
Job description
About Airwallex
Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,700 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read ouroperating principles to see it in full.
About the Role: We are seeking a highly skilled and experienced Staff Data Scientist to drive the technical direction of our Payments Optimization team. This is a critical Individual Contributor (IC) role that will focus on designing and implementing advanced algorithms to optimize payments. You will act as a key strategic partner to Product, Engineering, and Commercial leaders, identifying complex, unique opportunities to improve payments performance and drive product adoption at scale.
Responsibilities:
- Define and drive the technical strategy for multi-objective payments optimization, ensuring that AWX optimizes payment conversion rates, fraud risk, and transaction costs.
- Act as the strong technical owner on cross-functional initiatives, solving unique, critical, and complex problems that have a broad impact on the business.
- Provide technical thought leadership on various optimization algorithms (e.g. contextual bandits) and experimentation techniques (e.g. A/B testing, causal inference).
- Collaborate with engineering teams to design and build tools and infrastructure to enable optimization at scale and deploy ML systems to production.
- Partner with Product, Engineering, Risk, and other cross-functional teams to inform and influence product strategy and investment decisions.
- Clearly and persuasively communicate complex data insights and technical recommendations to both technical and non-technical audiences, ensuring your findings influence stakeholders at all levels.
- Mentor and coach junior data scientists and engineers.
Qualifications:
- Advanced degree (PhD or MS) in a quantitative field such as Statistics, Engineering, Computer Science, Economics, or related disciplines.
- 5+ years of industry experience in data science or applied ML.
- Proven experience in experimentation and causal inference to drive data-informed product decisions with concrete impact.
- Strong experience in deploying ML systems to production is a big plus.
- Demonstrated ability to operate as a technical leader, defining and developing critical systems and influencing product strategy in high-growth environments.
- Proficient in SQL and Python/R.
- Experience using LLM, AI and Agent to improve processes and ML models
Why Join Us:
- Opportunity to work on impactful problems that directly influence payments success and business outcomes.
- Collaborate with a talented, cross-functional team in a fast-paced, high-growth environment.
- Drive the adoption of advanced data science techniques and experimentation to improve customer and business outcomes.
Applicant Safety Policy: Fraud and Third-Party Recruiters To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Why work at Airwallex
- High-growth, ambitious environment: described as "the most ambitious work of your career" by the company; founded in 2015 and already processing $287B in payments.
- Global impact and scale: work on infrastructure used by 200,000+ businesses, from startups to enterprises like TikTok and SHEIN.
- Hybrid/office culture: 27 offices globally (Melbourne, Singapore, San Francisco, London, Shanghai, Amsterdam, and more) offering opportunities to work across teams and locations.
- Engineering-driven culture: heavy emphasis on building proprietary technology, AI, and developer-first products.
- Notable perks: opportunity to work on a modern financial stack, exposure to cutting-edge AI/Fintech intersection, and a diverse, international team of "2,200 of the brightest and most innovative people in tech."